AI agents for business finance: what they can and can't do
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
Meet Eva, the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals and follows up. Nothing leaves your account without your approval.
Meet Eva, the assistant inside the Pryme app. She holds dollars, pounds, euros and Naira side by side, swaps at a locked rate, pays bills in any of them and sends anywhere, asking before anything moves.













We give you a limit to spend at the shops and services you already use — and an account that works on your month while you get on with it. Dollars, pounds and euros sit beside your Naira, and an assistant handles the running of it, asking you first every single time.
One global account for your money and business. Move across currencies, automate everyday operations and put AI agents to work — with you in control of every important decision.




Evayour assistant
DanielChief of Staff
BenFinance
BruceCareYour competitor down the road sells the same thing you sell. The difference is who walks in. We put money in people’s hands that can only be spent in businesses like yours — and then we point them at you.
You are not borrowing. You are selling to somebody who already has the money — and that money can only be spent with a business like yours.
₦100,000 from day one · agreement v2.1 · 12 Aug · View
Eva waits for your rate and asks before she moves anything.
No card, no OTP, nothing for the buyer to type in. They transfer from the bank app they already use, and the money lands in the same account your agents are running — already matched to the order, already in your books.
We give the buyer a one-time account number. They transfer to it from any bank app or by USSD — no card, no OTP, nothing to type in.
Get the account numberTo this account, from any bank app. We watch it, and the page updates itself.
₦26,767.50 from GTBank · John D., matched to order ORD‑1042.
Five agents come with the account. Each one has a job description, a budget and a ceiling you set. They do the work and bring it to you — nothing leaves the account without your signature.
Knows what is stuck, who is waiting and what you promised — and keeps all three moving.
Booked a meeting with John Doe Foods for Thursday 11:00.Keeps the books as you trade and tells you the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the receipt already attached.
Recovered ₦410,000 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.Issue a dedicated Naira account number to each of your own customers, collect into it and reconcile against it. The same rails the Business Account runs on, with the licence behind them.
Dollars, pounds and euros beside a Naira account, on one ledger and one set of books. Five agents come with it and run the account — nothing leaves without your signature.
Five agents come with the account. Each has a job description, a budget and a ceiling you set. They do the work and bring it to you — they propose, you approve.
Knows what is stuck, who is waiting and what you promised, and keeps all three moving.
Booked the quarterly review with your auditor for Thursday.Keeps the books in every currency you hold and flags the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the invoice and the receipt already attached.
Recovered $12,400 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.The business has changed shape four times and never changed what it was rooted in. Each version was built out of what the last one could not do.
An online grocery store, built out of a faulty tab. Selling the food was the easy part — taking the money for it, and moving it, turned out to be the business.
A prepaid card. The first time the company issued rather than resold, and the first time it carried the obligations that come with holding somebody else’s money.
Solid Allianze acquired — an existing bank with an existing licence. The perimeter stopped being someone else’s to draw.
More than one currency on one balance, and the rebrand to Pryme. A Nigerian business could hold dollars without holding a second institution.
Accounts that do the work rather than only hold value. Five agents on the account, inside a policy you write — which is where the new mark starts.
Pryme is a financial technology company. It gives people and businesses in Nigeria one account that holds Naira alongside dollars, pounds and euros, and a set of agents that do the running of it — keeping the books, chasing what is owed, answering customers and paying bills. Nothing leaves an account without the owner’s approval.
Yes. A Pryme account holds Naira, US dollars, pounds sterling and euros side by side on one ledger, each with its own account details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area. You can swap between them at a rate you set, and every currency has its own statement.
Spaces is available in Nigeria. It gives a shopper money to spend that can only be spent with a participating business. The business is paid into its Naira account whether or not the shopper repays, because Pryme carries the credit. For the business it is free to join, there is nothing monthly, and the customer’s identity is never shown — only a reference and what it is worth.
Five agents come with the account. The Chief of Staff runs the week and keeps what is stuck moving. Finance watches the money and keeps the books as you trade. Compliance keeps the filings on time and screens what moves. Sales chases what you are owed. Customer Support answers your customers and follows up. Each has a job description, a budget and a ceiling you set, and each one proposes rather than acts — nothing leaves the account without your signature.
Pryme Pay takes payments on your own site or on a checkout page you control. The buyer is given a one-time account number and transfers to it from any bank app or by USSD — no card, no OTP, nothing to type in. The money lands in the same account your agents are running, already matched to the order and already in your books.
Savings Boxes are separate pots inside a Pryme account, held in Naira. Flexible Boxes can be withdrawn at any time, Fixed Boxes hold to a date, Investment Boxes hold for longer, and Interest-free Boxes earn nothing by design. A business can use them to ring-fence payroll and the tax it withholds, so that money cannot be spent by accident.
Pryme is a financial technology company, not a bank. Accounts and deposits are provided by Solid Allianze Microfinance Bank Limited, which is licensed by the Central Bank of Nigeria and is a member of the Nigeria Deposit Insurance Corporation.
Yes. Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Pryme is a financial technology company. It gives you one account that holds US dollars, pounds sterling and euros beside Naira, with an assistant that runs the account for you and asks before anything moves. Accounts are provided in Nigeria today, and further markets open as each licence lands.
Accounts are provided in Nigeria today, subject to verification and approval. Foreign-currency balances are held and converted inside that account, so you can hold, receive and swap dollars, pounds and euros wherever you are.
Naira, US dollars, pounds sterling and euros, side by side on one ledger. Each has its own details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area — and each has its own statement.
Swap at a rate you set rather than the rate of the day, then send to any Pryme username or to a Nigerian bank account. There is no fee to send to another Pryme account.
Eva is the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals, pays what is due and follows up what is owed to you — and asks you before anything moves.
Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Notes on money that does the work: what we are building, what the regulation actually says, and how we think about letting software act on money. Read the Ledger
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
How multi-currency business accounts work: local details vs SWIFT, payment rails, the real cost of FX, safeguarding vs deposit protection, and hedging.
How UK, US, Canadian and European firms pay Nigerian suppliers and get paid by Nigerian clients: FX, Form A and M, tax, compliance and payout routes.
What it really costs to send money to Nigeria from the UK, US, Canada and Europe: fees, exchange-rate margins, CBN naira rules, BVN, speed and scams.
What AI can and cannot do in day-to-day bookkeeping, how much time it saves on real numbers, and which jobs must stay with you or your accountant.
Each cost of flying a body home to Lagos, from embalming and zinc-lined coffin to air freight and papers, with a published price list.
Repatriating a body from the UK to Lagos is priced in parts: the funeral director's services, the coffin and its zinc lining, airline cargo and official fees. Funeral Partners' November 2023 price list put its own services at £2,655 and zinc lining at £350, with the coffin, air freight and consular fees quoted separately, so an all-in figure depends on those quotes.
Families searching for "how much to fly a body to Lagos" find few published prices. That is because repatriation is put together from several suppliers: the UK funeral director, the airline's cargo department, the coffin maker and the authorities who issue certificates. Funeral Partners' repatriation booklet says costs depend on the specific requirement, the destination and the choice of coffin or casket, and that a detailed quote listing all charges will be provided. Always ask for that itemised quote.
These are Funeral Partners' prices from November 2023, the most detailed published list we found. They are a guide only; other firms charge differently and prices will have risen.
| Element | Price (Nov 2023) | Notes |
|---|---|---|
| Collecting and moving the deceased | £300 | Within 15 miles; £2 a mile beyond |
| Care of the deceased | £400 | Dressing and climate-controlled holding |
| Embalming for repatriation | £200 | Includes certificate of embalming |
| Professional services | £1,280 | Planning, coroner permission, embassy and airline liaison, documents |
| Wrapping or crating the coffin | £150 | Required for air transport |
| Vehicle to the airport | £325 | Within 25 miles; £2 a mile beyond |
| Subtotal, funeral director services | £2,655 | |
| Zinc lining | £350 | £400 with a glass viewing panel |
| Local service before departure | £500 to £850 | Optional; depends on day and time |
| Coffin or casket | Not listed | Chosen from brochure |
| Air freight, consular fees, certificates | Not listed | Disbursements, passed on at cost |
The six funeral director items add up: £300 + £400 + £200 + £1,280 + £150 + £325 = £2,655.
Simplicity Cremations' guide lists the papers usually needed: the coroner's acknowledgement and Out of England permission, a freedom from infection certificate, a certificate of embalming and the deceased's passport. Embalming is required, and most countries require a zinc-lined coffin. The Nigeria High Commission in London charges £20 for any consular service, paid by postal order; ask its consular section what it requires for a body going to Lagos.
Example only. The first two lines come from the November 2023 price list; the coffin and freight figures are assumptions to show how a total builds. Replace them with your quotes.
| Item | Example amount |
|---|---|
| Funeral director services | £2,655 |
| Zinc lining | £350 |
| Coffin (assumed) | £1,200 |
| Air freight to Lagos (assumed) | £2,500 |
| Certificates and consular fees (assumed) | £150 |
| Total in the UK | £6,855 |
Check the sum: £2,655 + £350 + £1,200 + £2,500 + £150 = £6,855. Funeral Partners' list says full payment is required before repatriation, so the family needs this money in place within days, not weeks.
The UK quote stops at the departure airport or at arrival. In Lagos, budget separately for:
These vary widely, so ask a Lagos funeral home for a written quote. Our guide to the burial budget in Nigeria covers the home end in detail.
Ask for answers in writing. Two quotes compared line by line, on the same basis, show where the real differences lie.
Because payment is due before the flight, families often pool money in a hurry, with siblings, cousins and friends sending what they can. Name one person to receive contributions and pay the funeral director, keep a list of every amount received, and ask the funeral director for a receipt for each payment. Our guide to keeping account of funeral collections shows a simple ledger.
Families often pool money from the UK, the US and Nigeria within days. A Pryme account receives GBP, USD and NGN and keeps each in its own currency until you choose to convert with Swap, with the rate and fee shown first. Outside Nigeria, Pryme works through regulated partners.
There is no fixed price. One funeral director's November 2023 list put its own services at £2,655 plus £350 for zinc lining, with the coffin, airline freight and fees quoted separately.
The family, unless an insurance policy, funeral plan or employer benefit covers it. Funeral directors usually want full payment before the body is flown.
Embalming is required for repatriation, and most countries also require a zinc-lined coffin.
Usually yes. Ashes need far less paperwork and no air cargo for a coffin. Check that cremation suits the family's faith and wishes.
This article is general information, not financial, legal or tax advice. Products described are provided under the terms on this site and are subject to regulation and eligibility.
Flights to Abuja and on to Kano or other northern cities for Eid, current FCDO advice and insurance, and a worked family budget for a Sallah visit.
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