AI agents for business finance: what they can and can't do
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
Meet Eva, the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals and follows up. Nothing leaves your account without your approval.
Meet Eva, the assistant inside the Pryme app. She holds dollars, pounds, euros and Naira side by side, swaps at a locked rate, pays bills in any of them and sends anywhere, asking before anything moves.













We give you a limit to spend at the shops and services you already use — and an account that works on your month while you get on with it. Dollars, pounds and euros sit beside your Naira, and an assistant handles the running of it, asking you first every single time.
One global account for your money and business. Move across currencies, automate everyday operations and put AI agents to work — with you in control of every important decision.




Evayour assistant
DanielChief of Staff
BenFinance
BruceCareYour competitor down the road sells the same thing you sell. The difference is who walks in. We put money in people’s hands that can only be spent in businesses like yours — and then we point them at you.
You are not borrowing. You are selling to somebody who already has the money — and that money can only be spent with a business like yours.
₦100,000 from day one · agreement v2.1 · 12 Aug · View
Eva waits for your rate and asks before she moves anything.
No card, no OTP, nothing for the buyer to type in. They transfer from the bank app they already use, and the money lands in the same account your agents are running — already matched to the order, already in your books.
We give the buyer a one-time account number. They transfer to it from any bank app or by USSD — no card, no OTP, nothing to type in.
Get the account numberTo this account, from any bank app. We watch it, and the page updates itself.
₦26,767.50 from GTBank · John D., matched to order ORD‑1042.
Five agents come with the account. Each one has a job description, a budget and a ceiling you set. They do the work and bring it to you — nothing leaves the account without your signature.
Knows what is stuck, who is waiting and what you promised — and keeps all three moving.
Booked a meeting with John Doe Foods for Thursday 11:00.Keeps the books as you trade and tells you the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the receipt already attached.
Recovered ₦410,000 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.Issue a dedicated Naira account number to each of your own customers, collect into it and reconcile against it. The same rails the Business Account runs on, with the licence behind them.
Dollars, pounds and euros beside a Naira account, on one ledger and one set of books. Five agents come with it and run the account — nothing leaves without your signature.
Five agents come with the account. Each has a job description, a budget and a ceiling you set. They do the work and bring it to you — they propose, you approve.
Knows what is stuck, who is waiting and what you promised, and keeps all three moving.
Booked the quarterly review with your auditor for Thursday.Keeps the books in every currency you hold and flags the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the invoice and the receipt already attached.
Recovered $12,400 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.The business has changed shape four times and never changed what it was rooted in. Each version was built out of what the last one could not do.
An online grocery store, built out of a faulty tab. Selling the food was the easy part — taking the money for it, and moving it, turned out to be the business.
A prepaid card. The first time the company issued rather than resold, and the first time it carried the obligations that come with holding somebody else’s money.
Solid Allianze acquired — an existing bank with an existing licence. The perimeter stopped being someone else’s to draw.
More than one currency on one balance, and the rebrand to Pryme. A Nigerian business could hold dollars without holding a second institution.
Accounts that do the work rather than only hold value. Five agents on the account, inside a policy you write — which is where the new mark starts.
Pryme is a financial technology company. It gives people and businesses in Nigeria one account that holds Naira alongside dollars, pounds and euros, and a set of agents that do the running of it — keeping the books, chasing what is owed, answering customers and paying bills. Nothing leaves an account without the owner’s approval.
Yes. A Pryme account holds Naira, US dollars, pounds sterling and euros side by side on one ledger, each with its own account details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area. You can swap between them at a rate you set, and every currency has its own statement.
Spaces is available in Nigeria. It gives a shopper money to spend that can only be spent with a participating business. The business is paid into its Naira account whether or not the shopper repays, because Pryme carries the credit. For the business it is free to join, there is nothing monthly, and the customer’s identity is never shown — only a reference and what it is worth.
Five agents come with the account. The Chief of Staff runs the week and keeps what is stuck moving. Finance watches the money and keeps the books as you trade. Compliance keeps the filings on time and screens what moves. Sales chases what you are owed. Customer Support answers your customers and follows up. Each has a job description, a budget and a ceiling you set, and each one proposes rather than acts — nothing leaves the account without your signature.
Pryme Pay takes payments on your own site or on a checkout page you control. The buyer is given a one-time account number and transfers to it from any bank app or by USSD — no card, no OTP, nothing to type in. The money lands in the same account your agents are running, already matched to the order and already in your books.
Savings Boxes are separate pots inside a Pryme account, held in Naira. Flexible Boxes can be withdrawn at any time, Fixed Boxes hold to a date, Investment Boxes hold for longer, and Interest-free Boxes earn nothing by design. A business can use them to ring-fence payroll and the tax it withholds, so that money cannot be spent by accident.
Pryme is a financial technology company, not a bank. Accounts and deposits are provided by Solid Allianze Microfinance Bank Limited, which is licensed by the Central Bank of Nigeria and is a member of the Nigeria Deposit Insurance Corporation.
Yes. Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Pryme is a financial technology company. It gives you one account that holds US dollars, pounds sterling and euros beside Naira, with an assistant that runs the account for you and asks before anything moves. Accounts are provided in Nigeria today, and further markets open as each licence lands.
Accounts are provided in Nigeria today, subject to verification and approval. Foreign-currency balances are held and converted inside that account, so you can hold, receive and swap dollars, pounds and euros wherever you are.
Naira, US dollars, pounds sterling and euros, side by side on one ledger. Each has its own details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area — and each has its own statement.
Swap at a rate you set rather than the rate of the day, then send to any Pryme username or to a Nigerian bank account. There is no fee to send to another Pryme account.
Eva is the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals, pays what is due and follows up what is owed to you — and asks you before anything moves.
Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Notes on money that does the work: what we are building, what the regulation actually says, and how we think about letting software act on money. Read the Ledger
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
How multi-currency business accounts work: local details vs SWIFT, payment rails, the real cost of FX, safeguarding vs deposit protection, and hedging.
How UK, US, Canadian and European firms pay Nigerian suppliers and get paid by Nigerian clients: FX, Form A and M, tax, compliance and payout routes.
What it really costs to send money to Nigeria from the UK, US, Canada and Europe: fees, exchange-rate margins, CBN naira rules, BVN, speed and scams.
What AI can and cannot do in day-to-day bookkeeping, how much time it saves on real numbers, and which jobs must stay with you or your accountant.
The full cost of bringing parents from Nigeria to visit the UK: visit visa fees from Oct 2026, sponsor evidence, health cover and a worked budget.
A UK Standard Visitor visa costs £135 per person for up to six months under the Home Office fees table from 8 October 2026, with long-term visas at £506, £903 and £1,128. You can fund the trip as sponsor; show clear evidence of your means, and arrange visitor health insurance separately.
Bringing your parents from Nigeria to spend time with you and the grandchildren in the UK is one of the best uses of family money, and one of the most paperwork-heavy. Nigerian citizens need a UK visit visa, the Home Office wants to see that the trip is funded and that your parents will go home, and there are costs beyond the visa fee that families often forget, especially health cover. This guide sets out the money side in order.
Your parents would normally apply for a Standard Visitor visa. The Home Office fees table effective from 8 October 2026 lists:
| Visit visa (applied for outside the UK) | Fee per person |
|---|---|
| Up to 6 months | £135 |
| Long-term, up to 2 years | £506 |
| Long-term, up to 5 years | £903 |
| Long-term, up to 10 years | £1,128 |
GOV.UK says a long-term visit visa is for people who visit regularly; each visit is still limited in length. If your parents plan to come every year, compare the cost of a long-term visa with repeated six-month applications. Applications can be made up to three months before travel.
Example only. At today's published fees, a parent who applied for a six-month visa every year for ten years would pay 10 × £135 = £1,350 in visa fees, before any travel to the visa centre each time. A single 10-year visa costs £1,128, and a 5-year visa £903, which compares with 5 × £135 = £675 over five years. Fees can change, so the comparison only holds if they stay the same, and a long-term visa still requires each visit to meet the visitor rules.
Faster decisions are available at some visa application centres for an extra fee. GOV.UK lists priority at £500 and super priority at £1,000 on top of the visa fee, and says outside the UK priority usually gives a decision within five working days for most visas. If a decision takes longer, it says you will not usually get the extra fee back.
GOV.UK says a visitor must show they will leave the UK at the end of the visit, can support themselves, and can pay for the return journey, or have funding from someone else to do so. That someone can be you. In practice families commonly provide:
GOV.UK does not publish a fixed amount of money a sponsor must show. What matters is that the money is clearly enough for the visit and that its source is clear. Large, unexplained deposits just before the application can raise questions.
The GOV.UK visitor page does not cover healthcare, so families need to check NHS charging rules and arrange cover themselves. Older visitors are where insurance matters most and costs most. Before buying, ask the insurer about age limits, pre-existing conditions such as high blood pressure or diabetes, and whether it pays hospitals directly. See visitor health insurance for parents and what happens if visiting parents fall ill.
Example only. Two parents visit for two months. The visa fees are the published Home Office figures; the other figures are invented to show the arithmetic.
| Line | Example cost |
|---|---|
| Visit visas, 2 × £135 | £270 |
| Return flights, 2 × £800 (example) | £1,600 |
| Visitor health insurance for two (example) | £600 |
| Travel to the visa centre in Nigeria (example) | £50 |
| Extra food, heating and outings (example) | £800 |
| Total | £3,320 |
£270 + £1,600 + £600 + £50 + £800 = £3,320. If you choose priority processing for both, add 2 × £500 = £1,000.
If your parents' passports are close to expiry, see renewing an elderly parent's Nigerian passport. If what your parent needs is long-term care rather than a visit, the route is different; see the Adult Dependent Relative visa.
Parents often need pocket money in pounds during the visit and naira for bills at home while they are away. A Pryme Personal Account holds both, and you can send naira to cover their household bills in Nigeria while they are with you. The app shows the rate and the fee before you approve any conversion.
The Home Office fees table from 8 October 2026 lists £135 per person for up to six months, and £506, £903 or £1,128 for long-term visas of up to 2, 5 or 10 years.
GOV.UK sets no fixed amount. Show that you can clearly afford the trip, with statements, payslips and a sponsorship letter, and that the source of the money is clear.
The GOV.UK visitor page does not cover it. Check NHS charging rules for overseas visitors and buy visitor health insurance before they travel.
Where offered, GOV.UK lists priority at £500 and super priority at £1,000 on top of the visa fee, and the extra fee is not usually refunded if the decision is late.
This article is general information, not financial, legal or tax advice. Products described are provided under the terms on this site and are subject to regulation and eligibility.
The visa fee, Immigration Health Surcharge, funds you must show and travel costs when a child joins a Skilled Worker parent in the UK, with a worked total.
Flying back with stockfish, garri or egusi? What GOV.UK allows from Nigeria: no meat or dairy, up to 20kg of fish, and which produce needs a certificate.
A stage-by-stage budget for a 4-bedroom duplex, the material prices behind it and how big a contingency to hold for rising costs.
You can add the other type later — many of our customers hold both.
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