AI agents for business finance: what they can and can't do
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
Meet Eva, the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals and follows up. Nothing leaves your account without your approval.
Meet Eva, the assistant inside the Pryme app. She holds dollars, pounds, euros and Naira side by side, swaps at a locked rate, pays bills in any of them and sends anywhere, asking before anything moves.













We give you a limit to spend at the shops and services you already use — and an account that works on your month while you get on with it. Dollars, pounds and euros sit beside your Naira, and an assistant handles the running of it, asking you first every single time.
One global account for your money and business. Move across currencies, automate everyday operations and put AI agents to work — with you in control of every important decision.




Evayour assistant
DanielChief of Staff
BenFinance
BruceCareYour competitor down the road sells the same thing you sell. The difference is who walks in. We put money in people’s hands that can only be spent in businesses like yours — and then we point them at you.
You are not borrowing. You are selling to somebody who already has the money — and that money can only be spent with a business like yours.
₦100,000 from day one · agreement v2.1 · 12 Aug · View
Eva waits for your rate and asks before she moves anything.
No card, no OTP, nothing for the buyer to type in. They transfer from the bank app they already use, and the money lands in the same account your agents are running — already matched to the order, already in your books.
We give the buyer a one-time account number. They transfer to it from any bank app or by USSD — no card, no OTP, nothing to type in.
Get the account numberTo this account, from any bank app. We watch it, and the page updates itself.
₦26,767.50 from GTBank · John D., matched to order ORD‑1042.
Five agents come with the account. Each one has a job description, a budget and a ceiling you set. They do the work and bring it to you — nothing leaves the account without your signature.
Knows what is stuck, who is waiting and what you promised — and keeps all three moving.
Booked a meeting with John Doe Foods for Thursday 11:00.Keeps the books as you trade and tells you the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the receipt already attached.
Recovered ₦410,000 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.Issue a dedicated Naira account number to each of your own customers, collect into it and reconcile against it. The same rails the Business Account runs on, with the licence behind them.
Dollars, pounds and euros beside a Naira account, on one ledger and one set of books. Five agents come with it and run the account — nothing leaves without your signature.
Five agents come with the account. Each has a job description, a budget and a ceiling you set. They do the work and bring it to you — they propose, you approve.
Knows what is stuck, who is waiting and what you promised, and keeps all three moving.
Booked the quarterly review with your auditor for Thursday.Keeps the books in every currency you hold and flags the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the invoice and the receipt already attached.
Recovered $12,400 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.The business has changed shape four times and never changed what it was rooted in. Each version was built out of what the last one could not do.
An online grocery store, built out of a faulty tab. Selling the food was the easy part — taking the money for it, and moving it, turned out to be the business.
A prepaid card. The first time the company issued rather than resold, and the first time it carried the obligations that come with holding somebody else’s money.
Solid Allianze acquired — an existing bank with an existing licence. The perimeter stopped being someone else’s to draw.
More than one currency on one balance, and the rebrand to Pryme. A Nigerian business could hold dollars without holding a second institution.
Accounts that do the work rather than only hold value. Five agents on the account, inside a policy you write — which is where the new mark starts.
Pryme is a financial technology company. It gives people and businesses in Nigeria one account that holds Naira alongside dollars, pounds and euros, and a set of agents that do the running of it — keeping the books, chasing what is owed, answering customers and paying bills. Nothing leaves an account without the owner’s approval.
Yes. A Pryme account holds Naira, US dollars, pounds sterling and euros side by side on one ledger, each with its own account details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area. You can swap between them at a rate you set, and every currency has its own statement.
Spaces is available in Nigeria. It gives a shopper money to spend that can only be spent with a participating business. The business is paid into its Naira account whether or not the shopper repays, because Pryme carries the credit. For the business it is free to join, there is nothing monthly, and the customer’s identity is never shown — only a reference and what it is worth.
Five agents come with the account. The Chief of Staff runs the week and keeps what is stuck moving. Finance watches the money and keeps the books as you trade. Compliance keeps the filings on time and screens what moves. Sales chases what you are owed. Customer Support answers your customers and follows up. Each has a job description, a budget and a ceiling you set, and each one proposes rather than acts — nothing leaves the account without your signature.
Pryme Pay takes payments on your own site or on a checkout page you control. The buyer is given a one-time account number and transfers to it from any bank app or by USSD — no card, no OTP, nothing to type in. The money lands in the same account your agents are running, already matched to the order and already in your books.
Savings Boxes are separate pots inside a Pryme account, held in Naira. Flexible Boxes can be withdrawn at any time, Fixed Boxes hold to a date, Investment Boxes hold for longer, and Interest-free Boxes earn nothing by design. A business can use them to ring-fence payroll and the tax it withholds, so that money cannot be spent by accident.
Pryme is a financial technology company, not a bank. Accounts and deposits are provided by Solid Allianze Microfinance Bank Limited, which is licensed by the Central Bank of Nigeria and is a member of the Nigeria Deposit Insurance Corporation.
Yes. Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Pryme is a financial technology company. It gives you one account that holds US dollars, pounds sterling and euros beside Naira, with an assistant that runs the account for you and asks before anything moves. Accounts are provided in Nigeria today, and further markets open as each licence lands.
Accounts are provided in Nigeria today, subject to verification and approval. Foreign-currency balances are held and converted inside that account, so you can hold, receive and swap dollars, pounds and euros wherever you are.
Naira, US dollars, pounds sterling and euros, side by side on one ledger. Each has its own details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area — and each has its own statement.
Swap at a rate you set rather than the rate of the day, then send to any Pryme username or to a Nigerian bank account. There is no fee to send to another Pryme account.
Eva is the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals, pays what is due and follows up what is owed to you — and asks you before anything moves.
Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Notes on money that does the work: what we are building, what the regulation actually says, and how we think about letting software act on money. Read the Ledger
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
How multi-currency business accounts work: local details vs SWIFT, payment rails, the real cost of FX, safeguarding vs deposit protection, and hedging.
How UK, US, Canadian and European firms pay Nigerian suppliers and get paid by Nigerian clients: FX, Form A and M, tax, compliance and payout routes.
What it really costs to send money to Nigeria from the UK, US, Canada and Europe: fees, exchange-rate margins, CBN naira rules, BVN, speed and scams.
What AI can and cannot do in day-to-day bookkeeping, how much time it saves on real numbers, and which jobs must stay with you or your accountant.
What we are building, what the regulation actually says, and how we think about letting software act on money.
All of Codes & registrationBVN · 32 articles
When your BVN and NIN disagree on name or date of birth, banks can block upgrades. How to tell which record is wrong and where each is fixed.
Why a BVN fingerprint check fails, from worn or injured fingers to poor capture, and what your bank can do at the branch to put it right.
Which directors, signatories and owners need a BVN when a Nigerian company or business name opens a bank account, and what to do about foreign directors.
How a foreign national living in Nigeria gets a BVN: residence, documents, where to enrol and how it fits with opening a Nigerian bank account.
Why a fintech or loan app says your name does not match your BVN when only the order differs, how apps compare names, and what to change.
Why an account with no BVN, or a BVN that does not match, gets debits blocked and app links refused, and how to get it linked at your bank.
NIBSS lists ₦20 for *565*0#, the BVN retrieval code. What that covers, how USSD session charges work, and free ways to see your BVN instead.
The common reasons a Nigerian fintech app says BVN validation failed, from name and date mismatches to watch-list flags, and the fix for each.
How Nigerian banks open children's accounts on a parent's BVN, what documents they ask for, and what changes when the child turns 18.
The documents banks accept to change a BVN surname after marriage, where the change is made, how long the CBN gives banks, and what to update next.
The phone number on your BVN is changed at a bank branch with valid ID. What to bring, how long banks are given, and what to update afterwards.
Where your BVN shows in the GTBank, Zenith, Access and UBA apps, which official USSD codes display it, and what to do if your app does not show it.
What BVN status can mean, whether issued, linked or watch-listed, the legitimate ways to check each, and why third-party BVN websites are a risk.
Dial *565*0# from the phone number on your BVN to see it. The ₦20 charge NIBSS lists, why the code sometimes fails, and what to use instead.
Ways to find your BVN when you have no airtime, lost the registered line or the code fails: bank apps, internet banking, the branch and old paperwork.
There is no public watch-list lookup. Here is how you actually find out, who keeps the list, and what a listing stops you doing.
Your BVN does not lapse when you close an account or stop banking. Here is what stays fixed, what you can update and how often.
Dial *565*0# from your registered line, use any bank's app or USSD, or visit a branch. What to do when the BVN phone line is lost.
BVN enrolment is free at banks for adults living in Nigeria. Where to go, the biometrics captured, what to bring and why one BVN covers every bank.
The CBN rule is five working days after complete documents. How name, date-of-birth and phone changes are confirmed, and how to escalate.
The CBN says BVN enrolment is free for Nigerians living in Nigeria. What can carry a charge, what the $50 NRBVN fee is, and how to report a bad fee.
Linking an older account to your BVN takes your number, ID and a bank channel. The steps, the USSD and app options, and what happens if you do not.
Your BVN is not held by one bank, so there is nothing to move. What the enrolling bank is, and where updates can be made.
The CBN's December 2023 directive put funded accounts without BVN or NIN on Post No Debit or Credit from March 2024. What it means and how to lift it.
The CBN confirmed a $50 NRBVN processing cost in July 2025. What it covers, who offers enrolment abroad, and where to check updates.
There is no official NIBSS BVN slip to download. Where a printed BVN confirmation comes from, what to ask your bank for, and when people ask for one.
OPay and PalmPay ask for a BVN you already have; enrolment needs biometrics captured by a bank. Where to enrol and how the apps use your BVN.
Only the bank that listed your BVN can ask for removal. The CBN delisting grounds, the process, the evidence you need and how to escalate.
NIBSS has no public lookup of accounts on a BVN. The routes that do exist, from bank requests to credit reports, and what each one shows.
The BVN system is built to give one person one number. Why a second BVN causes trouble, and how to report it through your bank before it does.
Burns, cuts, worn skin and age can stop your BVN fingerprints matching. Where the update is done, what to bring, and why a new BVN is not the answer.
Giving a loan app your BVN lets it confirm who you are and, with consent, pull a credit report. It does not hand over your bank balances. The rules.
You can add the other type later — many of our customers hold both.
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