AI agents for business finance: what they can and can't do
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
Meet Eva, the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals and follows up. Nothing leaves your account without your approval.
Meet Eva, the assistant inside the Pryme app. She holds dollars, pounds, euros and Naira side by side, swaps at a locked rate, pays bills in any of them and sends anywhere, asking before anything moves.













We give you a limit to spend at the shops and services you already use — and an account that works on your month while you get on with it. Dollars, pounds and euros sit beside your Naira, and an assistant handles the running of it, asking you first every single time.
One global account for your money and business. Move across currencies, automate everyday operations and put AI agents to work — with you in control of every important decision.




Evayour assistant
DanielChief of Staff
BenFinance
BruceCareYour competitor down the road sells the same thing you sell. The difference is who walks in. We put money in people’s hands that can only be spent in businesses like yours — and then we point them at you.
You are not borrowing. You are selling to somebody who already has the money — and that money can only be spent with a business like yours.
₦100,000 from day one · agreement v2.1 · 12 Aug · View
Eva waits for your rate and asks before she moves anything.
No card, no OTP, nothing for the buyer to type in. They transfer from the bank app they already use, and the money lands in the same account your agents are running — already matched to the order, already in your books.
We give the buyer a one-time account number. They transfer to it from any bank app or by USSD — no card, no OTP, nothing to type in.
Get the account numberTo this account, from any bank app. We watch it, and the page updates itself.
₦26,767.50 from GTBank · John D., matched to order ORD‑1042.
Five agents come with the account. Each one has a job description, a budget and a ceiling you set. They do the work and bring it to you — nothing leaves the account without your signature.
Knows what is stuck, who is waiting and what you promised — and keeps all three moving.
Booked a meeting with John Doe Foods for Thursday 11:00.Keeps the books as you trade and tells you the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the receipt already attached.
Recovered ₦410,000 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.Issue a dedicated Naira account number to each of your own customers, collect into it and reconcile against it. The same rails the Business Account runs on, with the licence behind them.
Dollars, pounds and euros beside a Naira account, on one ledger and one set of books. Five agents come with it and run the account — nothing leaves without your signature.
Five agents come with the account. Each has a job description, a budget and a ceiling you set. They do the work and bring it to you — they propose, you approve.
Knows what is stuck, who is waiting and what you promised, and keeps all three moving.
Booked the quarterly review with your auditor for Thursday.Keeps the books in every currency you hold and flags the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the invoice and the receipt already attached.
Recovered $12,400 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.The business has changed shape four times and never changed what it was rooted in. Each version was built out of what the last one could not do.
An online grocery store, built out of a faulty tab. Selling the food was the easy part — taking the money for it, and moving it, turned out to be the business.
A prepaid card. The first time the company issued rather than resold, and the first time it carried the obligations that come with holding somebody else’s money.
Solid Allianze acquired — an existing bank with an existing licence. The perimeter stopped being someone else’s to draw.
More than one currency on one balance, and the rebrand to Pryme. A Nigerian business could hold dollars without holding a second institution.
Accounts that do the work rather than only hold value. Five agents on the account, inside a policy you write — which is where the new mark starts.
Pryme is a financial technology company. It gives people and businesses in Nigeria one account that holds Naira alongside dollars, pounds and euros, and a set of agents that do the running of it — keeping the books, chasing what is owed, answering customers and paying bills. Nothing leaves an account without the owner’s approval.
Yes. A Pryme account holds Naira, US dollars, pounds sterling and euros side by side on one ledger, each with its own account details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area. You can swap between them at a rate you set, and every currency has its own statement.
Spaces is available in Nigeria. It gives a shopper money to spend that can only be spent with a participating business. The business is paid into its Naira account whether or not the shopper repays, because Pryme carries the credit. For the business it is free to join, there is nothing monthly, and the customer’s identity is never shown — only a reference and what it is worth.
Five agents come with the account. The Chief of Staff runs the week and keeps what is stuck moving. Finance watches the money and keeps the books as you trade. Compliance keeps the filings on time and screens what moves. Sales chases what you are owed. Customer Support answers your customers and follows up. Each has a job description, a budget and a ceiling you set, and each one proposes rather than acts — nothing leaves the account without your signature.
Pryme Pay takes payments on your own site or on a checkout page you control. The buyer is given a one-time account number and transfers to it from any bank app or by USSD — no card, no OTP, nothing to type in. The money lands in the same account your agents are running, already matched to the order and already in your books.
Savings Boxes are separate pots inside a Pryme account, held in Naira. Flexible Boxes can be withdrawn at any time, Fixed Boxes hold to a date, Investment Boxes hold for longer, and Interest-free Boxes earn nothing by design. A business can use them to ring-fence payroll and the tax it withholds, so that money cannot be spent by accident.
Pryme is a financial technology company, not a bank. Accounts and deposits are provided by Solid Allianze Microfinance Bank Limited, which is licensed by the Central Bank of Nigeria and is a member of the Nigeria Deposit Insurance Corporation.
Yes. Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Pryme is a financial technology company. It gives you one account that holds US dollars, pounds sterling and euros beside Naira, with an assistant that runs the account for you and asks before anything moves. Accounts are provided in Nigeria today, and further markets open as each licence lands.
Accounts are provided in Nigeria today, subject to verification and approval. Foreign-currency balances are held and converted inside that account, so you can hold, receive and swap dollars, pounds and euros wherever you are.
Naira, US dollars, pounds sterling and euros, side by side on one ledger. Each has its own details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area — and each has its own statement.
Swap at a rate you set rather than the rate of the day, then send to any Pryme username or to a Nigerian bank account. There is no fee to send to another Pryme account.
Eva is the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals, pays what is due and follows up what is owed to you — and asks you before anything moves.
Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Notes on money that does the work: what we are building, what the regulation actually says, and how we think about letting software act on money. Read the Ledger
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
How multi-currency business accounts work: local details vs SWIFT, payment rails, the real cost of FX, safeguarding vs deposit protection, and hedging.
How UK, US, Canadian and European firms pay Nigerian suppliers and get paid by Nigerian clients: FX, Form A and M, tax, compliance and payout routes.
What it really costs to send money to Nigeria from the UK, US, Canada and Europe: fees, exchange-rate margins, CBN naira rules, BVN, speed and scams.
What AI can and cannot do in day-to-day bookkeeping, how much time it saves on real numbers, and which jobs must stay with you or your accountant.
Who hires Nigerian-language translators abroad, how to set rates by word, hour or minute of audio, and how platform, agency and direct clients pay out.
Yoruba, Igbo and Hausa translators abroad are usually paid one of three ways: by an agency per word, per hour or per audio minute; by a platform that takes a commission and pays out through methods such as PayPal, Payoneer or bank transfer; or directly by a client on invoice. There is no published standard rate, so set your own from the hours a job really takes and check each payer's own fee page before you agree.
Demand for Nigerian-language work comes from places many diaspora speakers do not expect: public health campaigns, courts and hospitals that need interpreters, market research firms testing ads, film and music subtitles, app localisation, and families who need documents translated for an immigration file. The work is real, but the pay ranges widely, and getting paid depends as much on how you are hired as on what you charge. This guide covers who pays, how to price, and how the money reaches you.
| Client type | Typical work | How they usually pay |
|---|---|---|
| Translation and localisation agencies | Documents, websites, subtitles, survey scripts | Per word or per minute, monthly invoice run |
| Interpreting agencies | Medical, legal, community appointments, often by phone or video | Per hour or per minute, sometimes with a minimum |
| Freelance platforms | Short jobs, voice-over, transcription | Platform keeps a fee, pays out by its listed methods |
| Direct clients | NGOs, researchers, families, brands | On your invoice, by bank transfer |
| Nigerian companies | Ads, product copy, customer messages | Often in naira, with withholding tax deducted |
For court, police and health work, many countries require interpreters to hold a recognised qualification or to be on an official register. Check the requirement for the country and sector before you bid; it often decides whether you can take the work at all.
Text translation is commonly priced per source word; interpreting per hour; transcription and subtitling per audio or video minute. Each hides different effort. Tonal marks in Yoruba, the choice between standard and dialect forms in Igbo, and Ajami versus Boko script in Hausa can all slow a job. Agree the variety and script in writing before you quote.
Example only. Suppose you want to earn the equivalent of $30 for every hour you work. If you translate and check about 300 words an hour of plain text, that is $0.10 a word. If a legal document goes at 150 words an hour because every term needs checking, the same target means $0.20 a word. For audio, if one minute of interview takes 8 minutes to transcribe and translate, $30 an hour works out at $4 per audio minute. Use your own speed and target; the method matters more than the figures.
Platforms publish their fees, and they change. Fiverr's help centre, read in October 2026, lists withdrawals by PayPal, by bank transfer via Payoneer and to a Payoneer account, each with its own fee and minimum, and a maximum of $5,000 per withdrawal. Deel's contractor page, updated 4 September 2026, lists methods from local bank transfer to Payoneer and PayPal, each with a different fee. Upwork says Payoneer transfers carry a small per-transfer fee and typically arrive within 24 hours once set up, and that Payoneer may charge its own fees. Check the page for your platform on the day you withdraw.
For direct work, send a proper invoice with your name, address, the client's name, a description, the amount and currency, and the due date. Ask for a deposit on large jobs. A Nigerian company paying you as a non-resident will usually deduct withholding tax; PwC's summary (reviewed 29 May 2026) gives 10% for professional fees paid to non-residents. Agree whether your quote is gross or net, and ask for the receipt. If the client can only pay in naira, see why Nigerian clients sometimes cannot pay in dollars and invoicing in naira or foreign currency.
Agencies normally pay on a monthly cycle against invoices or timesheets submitted by a cut-off date; miss the cut-off and you wait a month. Ask for the cycle in writing when you join. For direct clients, especially families and small organisations, take a deposit before starting long documents and release the certified final version on full payment. Keep a simple log of each job: the client, word count or minutes, the rate, the invoice date and the date paid. It shows quickly which clients pay late and gives you the figures you need for your tax return in the country where you live.
A Pryme Business Account can hold the dollars, pounds or euros an agency pays you and the naira a Nigerian client pays, each in its own currency, with local account details for each. You convert with Swap only when you choose. See business multicurrency accounts and invoicing.
There is no published standard. Work out how many words an hour you translate and check, then divide your hourly target by that number, as in the labelled example.
Not for most commercial work. Courts, police, hospitals and immigration offices often require a recognised qualification or registration; check the country and sector.
Through their listed payout methods, such as PayPal, Payoneer or bank transfer, each with its own fee. Read the platform's own help page.
Usually, if it is a company. PwC gives 10% withholding for professional fees paid to non-residents. Ask for the receipt.
This article is general information, not financial, legal or tax advice. Products described are provided under the terms on this site and are subject to regulation and eligibility.
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Freelancing in Australia for Nigerian clients: which currency to invoice in, what to put on the invoice, ABN and GST, and Nigerian withholding tax.
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You can add the other type later — many of our customers hold both.
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