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Pryme Personal

Money with a heartbeat.

Meet Eva, the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals and follows up. Nothing leaves your account without your approval.

Meet Eva, the assistant inside the Pryme app. She holds dollars, pounds, euros and Naira side by side, swaps at a locked rate, pays bills in any of them and sends anywhere, asking before anything moves.

HomeEvery currency, every Box and every card on one screen.
Chat with EvaTell her the goal. She handles the steps and asks before anything moves.
Savings BoxesFlexible, Fixed, Investment and Interest-free, side by side.
Create a BoxPick the type, name the goal. Eva works out what to move, and when.
LoansSpaces credit and Salary Advance. Draw only what you need.
Invite friendsThree friends, ₦50,000 each, and ₦20,000 lands with you.
YouEva’s voice, your plan, your address and every security control.
Duress signalA word that looks normal on screen while your people are alerted.
Chat with EvaTell her the goal. She handles the steps and asks before anything moves.
Swap at the live rateOr name the rate you want and she swaps the moment it lands.
One card, every currencySpend from whichever balance suits, and freeze it from the app.
What Eva may do without askingStanding permissions, a voice, and a record of every rule you have given her.
Receipts anyone can verifyRegular or certified statements, e-signed and checkable by whoever receives them.
Open a personal account How we keep your money safe
Pryme app: Home
Pryme app: Chat with Eva
Pryme app: Savings Boxes
Pryme app: Create a Box
Pryme app: Loans
Pryme app: Invite friends
Pryme app: You
Pryme app: Duress signal
Pryme app: Chat with Eva
Pryme app: Swap at the live rate
Pryme app: Multicurrency card
Pryme app: What Eva may do without asking
Pryme app: Receipts and statements
MoneyAgentsApprovalAgentsEvery currencyYour approval

Open an account. Get money to spend.

Global money. Intelligent growth.

We give you a limit to spend at the shops and services you already use — and an account that works on your month while you get on with it. Dollars, pounds and euros sit beside your Naira, and an assistant handles the running of it, asking you first every single time.

One global account for your money and business. Move across currencies, automate everyday operations and put AI agents to work — with you in control of every important decision.

Open Personal or Business Account Already with us? Log in
Open a Business account Download the app for Personal Open an account from anywhere
Pryme app home: every currency on one balance
Personal · the app in your hand
Salary landed₦920,000 from John Doe Ltd · Naira account
Done
Move ₦100,000 to your Rent Box?Keeps ₦127.9m liquid · earns 18% p.a.
Approve
Paid Ikeja Electric₦18,400 · token sent by SMS
Done
Swap $200 → ₦310,000?Rate locked at ₦1,550 for 30 s
Approve
Held a ₦150,000 transferNew payee · unusual hour · needs you
Review
Received $2,400From a client · USD account
Done
Swap $200 → £—?Rate locked for 30 s
Approve
Paid the light bill at home₦18,400 · Ikeja Electric
Done
Keep $1,000 liquid, save the rest?$1,400 → Flexible Box
Approve
Held a £2,000 transferNew payee · needs you
Review
Eva is live
500,000+customers, personal and businessScan to get the app
Get the appScan with your phone camera
Regulated partnersEvery currency held with a licensed institution in its market
Solid AllianzeCBNNDIC
Scan to get the app
Get the appScan with your phone camera
Instant settlementOur own core ledger: swaps land at once, every receipt verifiableScan to get the app
Get the appScan with your phone camera
Agents with a mandatePowered by Pryme Intelligence. Nothing moves without youFlip
Pryme Intelligence
Eva, the assistant that runs a Pryme accountEvayour assistant
The Chief of Staff agent on a Pryme Business AccountDanielChief of Staff
The Finance agent on a Pryme Business AccountBenFinance
PrymeBruceCare
Inside a mandate you write. Every action logged.
Multi-currency30 currencies on one balanceFlip
Locked rates30 s
🇺🇸 1 USD—
🇬🇧 1 GBP—
🇪🇺 1 EUR—
The rate you see is the rate you get.
10 years2016 to today, one trunkScan to get the app
Get the appScan with your phone camera
Business Account

Open an account. Get customers.

Your competitor down the road sells the same thing you sell. The difference is who walks in. We put money in people’s hands that can only be spent in businesses like yours — and then we point them at you.

The Pryme Business home page: three currency balances on one account, the money actions, five agents working and a live stream of what they have done
Business · the page your team signs into
Spaces · Nigeria

We hand the customer the money. It can only be spent with you.

You are not borrowing. You are selling to somebody who already has the money — and that money can only be spent with a business like yours.

The business · Pryme Business
johndoe.mypryme.com · Spaces

Spaces Showing 30 days

Spaces is onshoppers near you can see your shop
Spaces brought you · 30 days ₦2,578,550.00 104 sales from 71 shoppers ▼ 4% on the period before
Where the money came from
91% shoppers who had been in before 9% first visit to your shop
21 of 71 came back more than once Average basket ₦24,793.75 Biggest shopper ₦142,300.00
24 Jul returningnew to you 22 Aug
Money on its way to you confirmed at the counter · on its way to your Naira account
Confirmed at the counter ₦47,150.002 sales today · final the moment they paid
Sales of 23 Aug₦90,9503 sales · confirmed
Sales of 24 Aug₦196,2005 sales · confirmed
Sales of 25 Aug₦47,1502 sales · confirmed
nothing for you to do · it arrives on its own
Lands in your NGN account ₦334,300.0010 sales in flight
The shopper · Pryme app
4:34
‹
BorrowLoans
SpacesSalary Advance
Spaces credit₦21,450 available
Repay ₦78,550
₦78,550 in use₦100,000 limit
Hold 25% · repay 2 more early to drop to 20%

₦100,000 from day one · agreement v2.1 · 12 Aug · View

Near youCategories 9Your loans 9
🛒Grocery / Retail4 places
🍽Eateries / Restaurants4 places
💊Pharmacies3 places
🎬Movies & Cinema3 places
🚌Transport3 places
💇Spa’s & Saloons3 places
Say “Hey Pryme”🎤
HomeBoxes CardsYou
Freeto join, nothing monthly. You are in the app the day you switch it on.
You get paidthe sale settles into your Naira account. Nobody to chase.
Zero riskwe carry the credit, whether or not the shopper repays us.
You growfaces that had never been to your shop — and most come back on their own.
The account

One account. Every currency you trade in.

Pryme Business4 currencies · one ledger
Base
₦127,328,879.23NGN · Nigerian Naira
$1,240.00USD · US Dollar
£480.00GBP · Pound Sterling
€310.00EUR · Euro
  • A named Naira account with Solid Allianze MFB — NDIC insured, your business name on it.
  • Real details abroad. A US account number, a UK sort code, an IBAN for the euro area.
  • Every currency has its own statement — regular or certified, with a code anyone can verify.
Swapping · in the app
4:34
‹···
Current account · NGN ₦127,328,879.23
SwapBoth balances move at once, on one ledger
Fill it inAsk Eva
$1 = ₦1,650.00
FromNGN ▾
250,000Available ₦127,328,879.23
ToUSD ▾
151.52after swap $1,391.52
Rate$1 = ₦1,650.00
Fee—
You get$151.52
NowWhen it hits

Eva waits for your rate and asks before she moves anything.

Target rate
$1 =1,585.00₦
Set the watch
Pryme Pay

Take money on your site, or on a checkout of your own.

No card, no OTP, nothing for the buyer to type in. They transfer from the bank app they already use, and the money lands in the same account your agents are running — already matched to the order, already in your books.

Pay from your bank app

We give the buyer a one-time account number. They transfer to it from any bank app or by USSD — no card, no OTP, nothing to type in.

Get the account number
  • Card details are never asked for, so they cannot leak.
  • The account is used once, then it closes.
  • Held with a licensed bank, insured by the NDIC.
Transfer exactly this amount

To this account, from any bank app. We watch it, and the page updates itself.

Send exactly₦26,767.50Copy
BankSolid Allianze MFB
Account number0000 000 000Copy
Account namePRYME / JOHNDOE‑ORD1042
Watching the account — nobody has to confirm anything.
Payment received

₦26,767.50 from GTBank · John D., matched to order ORD‑1042.

OrderORD-1042
Settled intoJohn Doe Trading Ltd · Naira account 0000 000 000
Receiptsent to the buyer
Get your receiptRun it again
Your checkout, your brand.On the site you already have, in your colours, on your own domain — or on a page we host for you.
A link for anything you sell.One price, one buyer, one link — sent on WhatsApp, Instagram or email, and paid the same way.
It lands already reconciled.Matched to the order, receipt issued, and in your books before you have looked at it.
Business Account

A team you did not have to hire.

Five agents come with the account. Each one has a job description, a budget and a ceiling you set. They do the work and bring it to you — nothing leaves the account without your signature.

CS Chief of Staff Runs the week

Knows what is stuck, who is waiting and what you promised — and keeps all three moving.

Booked a meeting with John Doe Foods for Thursday 11:00.
FI Finance Watches the money

Keeps the books as you trade and tells you the moment something does not add up.

Flagged a duplicate — invoice DP‑11908 was already paid in July.
COCompliance Keeps you inside the rules

Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.

Screened 412 payments overnight and refused two of them.
SA Sales Chases what is owed

Goes back to the buyers who went quiet, with the receipt already attached.

Recovered ₦410,000 across three overdue invoices.
SU Customer Support Answers your customers

Replies, follows up on what they asked for and hands you only the ones that need you.

Resolved 4 conversations — two deliveries, one refund.
Every agent prepares and proposes. You are the only one who can approve.
Build on Pryme

Our rails, under your product.

Issue a dedicated Naira account number to each of your own customers, collect into it and reconcile against it. The same rails the Business Account runs on, with the licence behind them.

Read the API
Pryme Business

One business account. Every currency you trade in.

Dollars, pounds and euros beside a Naira account, on one ledger and one set of books. Five agents come with it and run the account — nothing leaves without your signature.

The Pryme Business home page: Naira, dollar and pound balances on one account, the money actions, five agents working and a live stream of what they have done
Business · the page your team signs into

A team you did not have to hire

Five agents come with the account. Each has a job description, a budget and a ceiling you set. They do the work and bring it to you — they propose, you approve.

CSChief of Staff Runs the week

Knows what is stuck, who is waiting and what you promised, and keeps all three moving.

Booked the quarterly review with your auditor for Thursday.
FIFinance Watches the money

Keeps the books in every currency you hold and flags the moment something does not add up.

Flagged a duplicate — invoice DP‑11908 was already paid in July.
COCompliance Keeps you inside the rules

Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.

Screened 412 payments overnight and refused two of them.
SASales Chases what is owed

Goes back to the buyers who went quiet, with the invoice and the receipt already attached.

Recovered $12,400 across three overdue invoices.
SUCustomer Support Answers your customers

Replies, follows up on what they asked for and hands you only the ones that need you.

Resolved 4 conversations — two deliveries, one refund.
Every agent prepares and proposes. You are the only one who can approve.
Open a business account

Ten years, one trunk

The business has changed shape four times and never changed what it was rooted in. Each version was built out of what the last one could not do.

2016E-commerce

An online grocery store, built out of a faulty tab. Selling the food was the easy part — taking the money for it, and moving it, turned out to be the business.

2018OjirehPrime Card

A prepaid card. The first time the company issued rather than resold, and the first time it carried the obligations that come with holding somebody else’s money.

2020Microfinance bank

PrymeSolid Allianze acquired — an existing bank with an existing licence. The perimeter stopped being someone else’s to draw.

2023Multicurrency

More than one currency on one balance, and the rebrand to Pryme. A Nigerian business could hold dollars without holding a second institution.

2026Agentic operations

Accounts that do the work rather than only hold value. Five agents on the account, inside a policy you write — which is where the new mark starts.

Questions

The things people ask us first.

What is Pryme?

Pryme is a financial technology company. It gives people and businesses in Nigeria one account that holds Naira alongside dollars, pounds and euros, and a set of agents that do the running of it — keeping the books, chasing what is owed, answering customers and paying bills. Nothing leaves an account without the owner’s approval.

Can I hold dollars, pounds and euros in a Pryme account?

Yes. A Pryme account holds Naira, US dollars, pounds sterling and euros side by side on one ledger, each with its own account details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area. You can swap between them at a rate you set, and every currency has its own statement.

What is Spaces?

Spaces is available in Nigeria. It gives a shopper money to spend that can only be spent with a participating business. The business is paid into its Naira account whether or not the shopper repays, because Pryme carries the credit. For the business it is free to join, there is nothing monthly, and the customer’s identity is never shown — only a reference and what it is worth.

What do the agents on a Pryme Business Account do?

Five agents come with the account. The Chief of Staff runs the week and keeps what is stuck moving. Finance watches the money and keeps the books as you trade. Compliance keeps the filings on time and screens what moves. Sales chases what you are owed. Customer Support answers your customers and follows up. Each has a job description, a budget and a ceiling you set, and each one proposes rather than acts — nothing leaves the account without your signature.

How does Pryme Pay work?

Pryme Pay takes payments on your own site or on a checkout page you control. The buyer is given a one-time account number and transfers to it from any bank app or by USSD — no card, no OTP, nothing to type in. The money lands in the same account your agents are running, already matched to the order and already in your books.

What are Savings Boxes?

Savings Boxes are separate pots inside a Pryme account, held in Naira. Flexible Boxes can be withdrawn at any time, Fixed Boxes hold to a date, Investment Boxes hold for longer, and Interest-free Boxes earn nothing by design. A business can use them to ring-fence payroll and the tax it withholds, so that money cannot be spent by accident.

Who holds my money, and is it protected?

Pryme is a financial technology company, not a bank. Accounts and deposits are provided by Solid Allianze Microfinance Bank Limited, which is licensed by the Central Bank of Nigeria and is a member of the Nigeria Deposit Insurance Corporation.

Can I build on Pryme?

Yes. Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.

What is Pryme?

Pryme is a financial technology company. It gives you one account that holds US dollars, pounds sterling and euros beside Naira, with an assistant that runs the account for you and asks before anything moves. Accounts are provided in Nigeria today, and further markets open as each licence lands.

Can I open a Pryme account from outside Nigeria?

Accounts are provided in Nigeria today, subject to verification and approval. Foreign-currency balances are held and converted inside that account, so you can hold, receive and swap dollars, pounds and euros wherever you are.

Which currencies can I hold with Pryme?

Naira, US dollars, pounds sterling and euros, side by side on one ledger. Each has its own details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area — and each has its own statement.

How do I send money to Nigeria with Pryme?

Swap at a rate you set rather than the rate of the day, then send to any Pryme username or to a Nigerian bank account. There is no fee to send to another Pryme account.

What does the assistant do?

Eva is the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals, pays what is due and follows up what is owed to you — and asks you before anything moves.

What is Pryme Rails?

Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.

The Ledger

Notes on money that does the work: what we are building, what the regulation actually says, and how we think about letting software act on money. Read the Ledger

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Home · The Ledger · Trade with Nigeria
Canada

Textile labelling rules for clothing imported from Nigeria

Clothes you import from Nigeria to sell in Canada need a label with fibre content in English and French and your dealer identity. What goes on it.

PE
Pryme editorialDiaspora business desk, Toronto · 24 Oct 2026 · 5 min read
The short answer

Under Canada's Textile Labelling Act and its Regulations, clothing you import from Nigeria to sell must carry a label showing the generic name and percentage of every fibre making up 5% or more of the fibre mass, in both English and French, plus your dealer identity: your business name and postal address, or a CA Identification Number (Competition Bureau). The Regulations let an importer bring goods in unlabelled if they are labelled before resale and the inspector is notified.

Who the rules apply to

Canada regulates textile labels through the Textile Labelling Act and the Textile Labelling and Advertising Regulations (C.R.C., c. 1551), administered by the Competition Bureau. The Bureau's summary of the requirements calls manufacturers, importers and retailers together "dealers", and puts the same duty on each: make sure a consumer textile article carries a compliant label and that any claim made about it, on quality, performance or origin, is accurate.

If you bring in agbada sets, Ankara dresses, kaftans or aso-oke pieces from a tailor in Lagos or Aba and sell them to customers in Canada, you are the importer and a dealer. It does not matter that the garments were sewn by someone else; the label is your responsibility before the goods reach a buyer. Duty is a separate question, covered in import duty on Ankara fabric and clothing.

What must be on the label

The Bureau's summary page (modified 19 January 2022) sets out three core elements. Section 11(1)(c) of the Regulations adds a fourth in some cases.

  1. Fibre content. Every fibre that makes up 5% or more of the total mass of the fibres in the article must be shown by its generic name (cotton, polyester, viscose and so on) with its percentage.
  2. Language. The generic fibre names and all fibre-related information, including terms for reclaimed or reprocessed fibres and the names of components, must appear in English and French.
  3. Dealer identity. Your company name and postal address, or your CA Identification Number. This part, unlike the fibre information, does not need to be bilingual.
  4. Country of origin, where it applies. Section 11(1)(c) of the Regulations requires the name of the country of origin where the article, or its fabric or fibre, is represented as imported. The Bureau notes that the country of origin, when required, need not be bilingual.

Getting the fibre content right

Wax prints are sold in Nigerian markets under many trade names, and a market trader's description is not a fibre test. Ask your supplier for the fibre content in writing for each fabric you buy, and keep it with the invoice. Where a garment has distinct parts, such as a cotton body with a lined yoke, the Bureau's guidance is that components can be labelled separately with their own percentages. If the fibre type cannot be determined, the Bureau allows wording such as "unknown fibres", "undetermined fibres", "miscellaneous fibres" or "mixed fibres", but the percentage of those fibres must still be stated.

Your dealer identity and the CA number

A CA Identification Number is the letters CA followed by five digits. According to the Competition Bureau's application page, it is not required, but it can replace your name and address on labels. Only Canadian businesses qualify: Canadian manufacturers, processors or finishers of textile fibre products, or Canadian businesses that import or sell them. The page states a one-time registration fee of $100, payable online by card or Interac Online, with a response expected within 5 business days online or 20 business days by post after payment is validated. A seller who would rather not print a home address on every garment usually finds the number worth having.

Permanent or removable labels

The Bureau's summary says many everyday items need a permanent label that stays attached and legible through 10 cleanings; it gives trousers, shirts, bed linens, towels and draperies as examples. Others may use a non-permanent label, such as a tag, sticker or wrapper: hosiery, gloves, sleepwear, underwear and table linens are listed. A dress or an agbada is ordinary clothing, so plan for a sewn-in label, not a swing tag.

For custom-made articles, such as a suit made to a customer's measurements, the Bureau allows the fibre content and dealer identity to appear on the invoice or bill of sale instead, provided correctly labelled samples or swatches are available for the customer to see before buying. That can fit a bespoke order business where the client picks fabric from swatches.

What is outside the rules

Schedule II of the Regulations exempts certain articles from the labelling requirement, including footwear, handbags, toys and sports equipment (other than sport garments) that incorporate a textile, belts, suspenders and bandages, and articles intended for one-time use. A beaded bag or a pair of Ankara-trimmed shoes is therefore treated differently from a dress. The Bureau also publishes separate guidance on fabric sold by the piece at retail; read it before selling Ankara by the yard.

Labelling after the goods arrive

You do not have to get your Lagos tailor to sew compliant labels in before shipping. Section 8(1) of the Regulations allows a dealer to import a prescribed article without a disclosure label, provided the dealer applies the label in the prescribed manner before resale and notifies the inspector; section 6(d) exempts an imported article labelled before resale under section 8. Many small importers find it easier to have a Canadian label maker produce bilingual labels and sew them in here. Either way, nothing goes on the rail or in the post to a customer until it is labelled.

Quebec has further language requirements, administered by the Office québécois de la langue française, so check those before selling into Quebec.

A worked example

Example only. Bisi runs a small online boutique from Mississauga and imports 40 cotton Ankara dresses with a polyester lining from a tailor in Lagos. The supplier's written specification says the dress body is 100% cotton and the lining 100% polyester. Her sewn-in label could read:

Label lineWhy it is there
Body: 100% cotton / Corps : 100 % cotonFibre content by component, bilingual
Lining: 100% polyester / Doublure : 100 % polyesterSecond component, bilingual
CA00000 (her own number)Dealer identity in place of name and address
Made in NigeriaCountry of origin, if the article is represented as imported

Bisi imports the dresses unlabelled, has the labels sewn in at a local workroom, and notifies the inspector as section 8(1) requires, before any dress is listed for sale. The CA number above is a placeholder; she would print her own.

Steps before you place an order

  1. Ask the supplier for the fibre content of every fabric and lining, in writing.
  2. Decide whether to use your name and address or apply for a CA Identification Number.
  3. Draft a bilingual label for each style and check it against the Bureau's requirements.
  4. Decide whether labels go in before shipping or in Canada before resale, and if in Canada, notify the inspector.
  5. Sort out the customs side: your importer account and broker. See registering for CARM and whether you need a customs broker.

Where Pryme fits

You can pay your Lagos tailor or fabric supplier from a Pryme Business Account in naira or another currency held, with the rate and the fee shown before you approve. Keep the supplier's fibre specification with a verifiable payment receipt from Pryme and VerifyDoc.ai, so each batch has a clear paper trail.

Questions people ask

Do clothes imported from Nigeria need French on the label in Canada?

Yes, for the fibre information. The generic fibre names and fibre-related terms must be in English and French. Your dealer identity and country of origin do not need to be bilingual.

Can I sell Ankara clothes in Canada without a label?

Not to consumers. You may import them unlabelled, but the Regulations require a compliant label to be applied before resale and the inspector to be notified.

Who can get a CA number for clothing labels?

Only Canadian businesses that make, process, finish, import or sell textile fibre products. The Competition Bureau's page states a one-time fee of $100.

Do handbags and shoes made with Ankara need a fibre label?

Schedule II of the Regulations exempts footwear and handbags that incorporate a textile, along with belts and some other articles. Dresses and other clothing are not exempt.

Sources

  1. Competition Bureau Canada: Labelling textile requirements in a nutshell (modified 19 Jan 2022) · accessed Oct 2026
  2. Competition Bureau Canada: CA Identification Number · accessed Oct 2026
  3. Justice Laws: Textile Labelling and Advertising Regulations, C.R.C., c. 1551 · accessed Oct 2026

This article is general information, not financial, legal or tax advice. Products described are provided under the terms on this site and are subject to regulation and eligibility.

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