AI agents for business finance: what they can and can't do
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
Meet Eva, the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals and follows up. Nothing leaves your account without your approval.
Meet Eva, the assistant inside the Pryme app. She holds dollars, pounds, euros and Naira side by side, swaps at a locked rate, pays bills in any of them and sends anywhere, asking before anything moves.













We give you a limit to spend at the shops and services you already use — and an account that works on your month while you get on with it. Dollars, pounds and euros sit beside your Naira, and an assistant handles the running of it, asking you first every single time.
One global account for your money and business. Move across currencies, automate everyday operations and put AI agents to work — with you in control of every important decision.




Evayour assistant
DanielChief of Staff
BenFinance
BruceCareYour competitor down the road sells the same thing you sell. The difference is who walks in. We put money in people’s hands that can only be spent in businesses like yours — and then we point them at you.
You are not borrowing. You are selling to somebody who already has the money — and that money can only be spent with a business like yours.
₦100,000 from day one · agreement v2.1 · 12 Aug · View
Eva waits for your rate and asks before she moves anything.
No card, no OTP, nothing for the buyer to type in. They transfer from the bank app they already use, and the money lands in the same account your agents are running — already matched to the order, already in your books.
We give the buyer a one-time account number. They transfer to it from any bank app or by USSD — no card, no OTP, nothing to type in.
Get the account numberTo this account, from any bank app. We watch it, and the page updates itself.
₦26,767.50 from GTBank · John D., matched to order ORD‑1042.
Five agents come with the account. Each one has a job description, a budget and a ceiling you set. They do the work and bring it to you — nothing leaves the account without your signature.
Knows what is stuck, who is waiting and what you promised — and keeps all three moving.
Booked a meeting with John Doe Foods for Thursday 11:00.Keeps the books as you trade and tells you the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the receipt already attached.
Recovered ₦410,000 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.Issue a dedicated Naira account number to each of your own customers, collect into it and reconcile against it. The same rails the Business Account runs on, with the licence behind them.
Dollars, pounds and euros beside a Naira account, on one ledger and one set of books. Five agents come with it and run the account — nothing leaves without your signature.
Five agents come with the account. Each has a job description, a budget and a ceiling you set. They do the work and bring it to you — they propose, you approve.
Knows what is stuck, who is waiting and what you promised, and keeps all three moving.
Booked the quarterly review with your auditor for Thursday.Keeps the books in every currency you hold and flags the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the invoice and the receipt already attached.
Recovered $12,400 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.The business has changed shape four times and never changed what it was rooted in. Each version was built out of what the last one could not do.
An online grocery store, built out of a faulty tab. Selling the food was the easy part — taking the money for it, and moving it, turned out to be the business.
A prepaid card. The first time the company issued rather than resold, and the first time it carried the obligations that come with holding somebody else’s money.
Solid Allianze acquired — an existing bank with an existing licence. The perimeter stopped being someone else’s to draw.
More than one currency on one balance, and the rebrand to Pryme. A Nigerian business could hold dollars without holding a second institution.
Accounts that do the work rather than only hold value. Five agents on the account, inside a policy you write — which is where the new mark starts.
Pryme is a financial technology company. It gives people and businesses in Nigeria one account that holds Naira alongside dollars, pounds and euros, and a set of agents that do the running of it — keeping the books, chasing what is owed, answering customers and paying bills. Nothing leaves an account without the owner’s approval.
Yes. A Pryme account holds Naira, US dollars, pounds sterling and euros side by side on one ledger, each with its own account details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area. You can swap between them at a rate you set, and every currency has its own statement.
Spaces is available in Nigeria. It gives a shopper money to spend that can only be spent with a participating business. The business is paid into its Naira account whether or not the shopper repays, because Pryme carries the credit. For the business it is free to join, there is nothing monthly, and the customer’s identity is never shown — only a reference and what it is worth.
Five agents come with the account. The Chief of Staff runs the week and keeps what is stuck moving. Finance watches the money and keeps the books as you trade. Compliance keeps the filings on time and screens what moves. Sales chases what you are owed. Customer Support answers your customers and follows up. Each has a job description, a budget and a ceiling you set, and each one proposes rather than acts — nothing leaves the account without your signature.
Pryme Pay takes payments on your own site or on a checkout page you control. The buyer is given a one-time account number and transfers to it from any bank app or by USSD — no card, no OTP, nothing to type in. The money lands in the same account your agents are running, already matched to the order and already in your books.
Savings Boxes are separate pots inside a Pryme account, held in Naira. Flexible Boxes can be withdrawn at any time, Fixed Boxes hold to a date, Investment Boxes hold for longer, and Interest-free Boxes earn nothing by design. A business can use them to ring-fence payroll and the tax it withholds, so that money cannot be spent by accident.
Pryme is a financial technology company, not a bank. Accounts and deposits are provided by Solid Allianze Microfinance Bank Limited, which is licensed by the Central Bank of Nigeria and is a member of the Nigeria Deposit Insurance Corporation.
Yes. Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Pryme is a financial technology company. It gives you one account that holds US dollars, pounds sterling and euros beside Naira, with an assistant that runs the account for you and asks before anything moves. Accounts are provided in Nigeria today, and further markets open as each licence lands.
Accounts are provided in Nigeria today, subject to verification and approval. Foreign-currency balances are held and converted inside that account, so you can hold, receive and swap dollars, pounds and euros wherever you are.
Naira, US dollars, pounds sterling and euros, side by side on one ledger. Each has its own details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area — and each has its own statement.
Swap at a rate you set rather than the rate of the day, then send to any Pryme username or to a Nigerian bank account. There is no fee to send to another Pryme account.
Eva is the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals, pays what is due and follows up what is owed to you — and asks you before anything moves.
Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Notes on money that does the work: what we are building, what the regulation actually says, and how we think about letting software act on money. Read the Ledger
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
How multi-currency business accounts work: local details vs SWIFT, payment rails, the real cost of FX, safeguarding vs deposit protection, and hedging.
How UK, US, Canadian and European firms pay Nigerian suppliers and get paid by Nigerian clients: FX, Form A and M, tax, compliance and payout routes.
What it really costs to send money to Nigeria from the UK, US, Canada and Europe: fees, exchange-rate margins, CBN naira rules, BVN, speed and scams.
What AI can and cannot do in day-to-day bookkeeping, how much time it saves on real numbers, and which jobs must stay with you or your accountant.
The two NFVCB licences a cinema needs, the published fees by hall size, renewal rules and the practical steps from site to first screening.
A cinema in Nigeria needs two licences from the National Film and Video Censors Board: an exhibitor's licence for the business and an exhibition premises licence for each hall. Published fees run from ₦1,000,000 for a community exhibitor licence and ₦150,000 for a small hall of up to 100 seats, plus processing fees, all paid through the RevOP portal.
The National Film and Video Censors Board (NFVCB) regulates the exhibition of films in Nigeria. It licenses the business that shows films, called the exhibitor, and separately licenses each place where films are shown, called the exhibition premises. A company running three halls in one building needs one exhibitor licence and premises licences that match the halls it operates.
| Exhibitor category | Licence fee | Minimum share capital | Processing fee |
|---|---|---|---|
| National (multiple states) | ₦5,000,000 | ₦5,000,000 | ₦50,000 |
| Regional (single state or region) | ₦3,500,000 | ₦3,000,000 | ₦50,000 |
| Suburban or state | ₦2,500,000 | Not listed | ₦50,000 |
| Community or LGA | ₦1,000,000 | ₦1,000,000 | ₦50,000 |
| Premises type | Seats | Licence fee | Processing fee |
|---|---|---|---|
| Major hall (cosmopolitan areas) | 201 and above | ₦250,000 | ₦10,000 |
| Medium hall (urban areas) | 101 to 200 | ₦200,000 | ₦10,000 |
| Small hall (suburban areas) | 1 to 100 | ₦150,000 | ₦10,000 |
| Community exhibition premises | Up to 100 | ₦150,000 | ₦10,000 |
| Drive-in cinema | Subject to approval | ₦350,000 | ₦10,000 |
| Mobile cinema | Subject to approval | ₦350,000 | ₦10,000 |
Fees are as published on the NFVCB licensing page in October 2026. Payments must go through the government's RevOP portal; the board says payments made outside it will not be accepted.
Exhibitor licences renew every year. Renewing before expiry costs 20% of the new licence fee; renewing after expiry costs 50%. Premises licences renew at the original licence fee. Put the expiry date in your calendar with a month's warning, because the difference is large.
Worked example (published fees): a community exhibitor with one small hall of 80 seats pays ₦1,000,000 plus ₦50,000 processing for the exhibitor licence, and ₦150,000 plus ₦10,000 for the premises licence: ₦1,210,000 in the first year. Renewing the exhibitor licence on time costs ₦200,000 (20% of ₦1,000,000) rather than ₦500,000 late, plus ₦150,000 for the premises.
Contact the board's licensing desk at nfvcb_ldd@nfvcb.gov.ng or any NFVCB zonal office for the requirement checklist that applies to your category.
Ticket sales are rarely the whole business. Concessions, private hire, school screenings and corporate bookings often decide whether a hall pays for itself. Plan these early:
Track occupancy by show time. If the 1pm show on weekdays rarely sells a third of seats, a private hire or a cheaper matinee may earn more than a regular screening. Stagger start times across halls so the concession counter is busy all evening rather than swamped for ten minutes.
Power is usually the largest running cost after rent for a Nigerian cinema, because projection and air conditioning run for hours. Plan backup generation or solar, and maintenance contracts for projectors and air conditioners. Staff for ticketing, ushering, concessions and cleaning work in shifts. Insurance for equipment and public liability protects you if something goes wrong with a full hall. Build all of these into the ticket price you set, alongside the distributor's share of each ticket.
Set a monthly budget with each of these lines and compare it with what the cinema took in. Cinemas have quiet months between big releases and busy weeks around holidays such as Christmas, Easter and Sallah, so look at the year as a whole rather than judging the business on one slow month. Keep a cash reserve that covers at least the fixed costs of a quiet month, and plan maintenance for the weeks with the weakest release schedule so a projector is not out of action on a holiday weekend.
Finally, consider ticketing. Selling online or by transfer before the show reduces queues and cash handling, and gives you data on which films and times sell. Keep a record of every ticket sold for each screening, which you will need to settle accurately with distributors.
Movies and cinema is a supported Spaces sector. A cinema that opens a Pryme Business Account can join Spaces and reach customers who hold Loans on Spaces: credit lent by Solid Allianze MFB that can only be spent with Spaces merchants, which brings paying customers to tickets and concessions. Our guide to offering pay-later explains the merchant side. The account includes bank-transfer checkout for online ticket sales and payroll for shift staff. For merchant terms, contact Pryme, and if you also host events read how to start an event centre.
The NFVCB lists exhibitor licences from ₦1,000,000 (community) to ₦5,000,000 (national), plus a ₦50,000 processing fee, and premises licences from ₦150,000 to ₦350,000, plus ₦10,000 processing.
Yes. The NFVCB licenses exhibition premises of any size, including small halls of up to 100 seats and community exhibition premises.
Through the RevOP portal. The board says payments made outside RevOP will not be accepted.
Exhibitor licences renew annually at 20% of the new fee before expiry or 50% after. Premises licences renew at the original fee.
This article is general information, not financial, legal or tax advice. Products described are provided under the terms on this site and are subject to regulation and eligibility.
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