AI agents for business finance: what they can and can't do
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
Meet Eva, the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals and follows up. Nothing leaves your account without your approval.
Meet Eva, the assistant inside the Pryme app. She holds dollars, pounds, euros and Naira side by side, swaps at a locked rate, pays bills in any of them and sends anywhere, asking before anything moves.













We give you a limit to spend at the shops and services you already use — and an account that works on your month while you get on with it. Dollars, pounds and euros sit beside your Naira, and an assistant handles the running of it, asking you first every single time.
One global account for your money and business. Move across currencies, automate everyday operations and put AI agents to work — with you in control of every important decision.




Evayour assistant
DanielChief of Staff
BenFinance
BruceCareYour competitor down the road sells the same thing you sell. The difference is who walks in. We put money in people’s hands that can only be spent in businesses like yours — and then we point them at you.
You are not borrowing. You are selling to somebody who already has the money — and that money can only be spent with a business like yours.
₦100,000 from day one · agreement v2.1 · 12 Aug · View
Eva waits for your rate and asks before she moves anything.
No card, no OTP, nothing for the buyer to type in. They transfer from the bank app they already use, and the money lands in the same account your agents are running — already matched to the order, already in your books.
We give the buyer a one-time account number. They transfer to it from any bank app or by USSD — no card, no OTP, nothing to type in.
Get the account numberTo this account, from any bank app. We watch it, and the page updates itself.
₦26,767.50 from GTBank · John D., matched to order ORD‑1042.
Five agents come with the account. Each one has a job description, a budget and a ceiling you set. They do the work and bring it to you — nothing leaves the account without your signature.
Knows what is stuck, who is waiting and what you promised — and keeps all three moving.
Booked a meeting with John Doe Foods for Thursday 11:00.Keeps the books as you trade and tells you the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the receipt already attached.
Recovered ₦410,000 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.Issue a dedicated Naira account number to each of your own customers, collect into it and reconcile against it. The same rails the Business Account runs on, with the licence behind them.
Dollars, pounds and euros beside a Naira account, on one ledger and one set of books. Five agents come with it and run the account — nothing leaves without your signature.
Five agents come with the account. Each has a job description, a budget and a ceiling you set. They do the work and bring it to you — they propose, you approve.
Knows what is stuck, who is waiting and what you promised, and keeps all three moving.
Booked the quarterly review with your auditor for Thursday.Keeps the books in every currency you hold and flags the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the invoice and the receipt already attached.
Recovered $12,400 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.The business has changed shape four times and never changed what it was rooted in. Each version was built out of what the last one could not do.
An online grocery store, built out of a faulty tab. Selling the food was the easy part — taking the money for it, and moving it, turned out to be the business.
A prepaid card. The first time the company issued rather than resold, and the first time it carried the obligations that come with holding somebody else’s money.
Solid Allianze acquired — an existing bank with an existing licence. The perimeter stopped being someone else’s to draw.
More than one currency on one balance, and the rebrand to Pryme. A Nigerian business could hold dollars without holding a second institution.
Accounts that do the work rather than only hold value. Five agents on the account, inside a policy you write — which is where the new mark starts.
Pryme is a financial technology company. It gives people and businesses in Nigeria one account that holds Naira alongside dollars, pounds and euros, and a set of agents that do the running of it — keeping the books, chasing what is owed, answering customers and paying bills. Nothing leaves an account without the owner’s approval.
Yes. A Pryme account holds Naira, US dollars, pounds sterling and euros side by side on one ledger, each with its own account details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area. You can swap between them at a rate you set, and every currency has its own statement.
Spaces is available in Nigeria. It gives a shopper money to spend that can only be spent with a participating business. The business is paid into its Naira account whether or not the shopper repays, because Pryme carries the credit. For the business it is free to join, there is nothing monthly, and the customer’s identity is never shown — only a reference and what it is worth.
Five agents come with the account. The Chief of Staff runs the week and keeps what is stuck moving. Finance watches the money and keeps the books as you trade. Compliance keeps the filings on time and screens what moves. Sales chases what you are owed. Customer Support answers your customers and follows up. Each has a job description, a budget and a ceiling you set, and each one proposes rather than acts — nothing leaves the account without your signature.
Pryme Pay takes payments on your own site or on a checkout page you control. The buyer is given a one-time account number and transfers to it from any bank app or by USSD — no card, no OTP, nothing to type in. The money lands in the same account your agents are running, already matched to the order and already in your books.
Savings Boxes are separate pots inside a Pryme account, held in Naira. Flexible Boxes can be withdrawn at any time, Fixed Boxes hold to a date, Investment Boxes hold for longer, and Interest-free Boxes earn nothing by design. A business can use them to ring-fence payroll and the tax it withholds, so that money cannot be spent by accident.
Pryme is a financial technology company, not a bank. Accounts and deposits are provided by Solid Allianze Microfinance Bank Limited, which is licensed by the Central Bank of Nigeria and is a member of the Nigeria Deposit Insurance Corporation.
Yes. Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Pryme is a financial technology company. It gives you one account that holds US dollars, pounds sterling and euros beside Naira, with an assistant that runs the account for you and asks before anything moves. Accounts are provided in Nigeria today, and further markets open as each licence lands.
Accounts are provided in Nigeria today, subject to verification and approval. Foreign-currency balances are held and converted inside that account, so you can hold, receive and swap dollars, pounds and euros wherever you are.
Naira, US dollars, pounds sterling and euros, side by side on one ledger. Each has its own details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area — and each has its own statement.
Swap at a rate you set rather than the rate of the day, then send to any Pryme username or to a Nigerian bank account. There is no fee to send to another Pryme account.
Eva is the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals, pays what is due and follows up what is owed to you — and asks you before anything moves.
Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Notes on money that does the work: what we are building, what the regulation actually says, and how we think about letting software act on money. Read the Ledger
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
How multi-currency business accounts work: local details vs SWIFT, payment rails, the real cost of FX, safeguarding vs deposit protection, and hedging.
How UK, US, Canadian and European firms pay Nigerian suppliers and get paid by Nigerian clients: FX, Form A and M, tax, compliance and payout routes.
What it really costs to send money to Nigeria from the UK, US, Canada and Europe: fees, exchange-rate margins, CBN naira rules, BVN, speed and scams.
What AI can and cannot do in day-to-day bookkeeping, how much time it saves on real numbers, and which jobs must stay with you or your accountant.
Example termly fees for nursery, primary and secondary private schools in Aba by tier, the extras that come on top, and a plan to fund each term.
Private school fees in Aba range widely by tier, from low-cost neighbourhood schools to premium schools with boarding, and there is no official schedule, so the figures here are labelled examples. What parents actually pay each term is tuition plus extras such as books, uniforms, PTA and development levies, exam fees and transport; asking for the full itemised bill before the term starts is the single most useful step.
Most private schools in Aba run three terms a year, starting around September, January and April, and bill per term. Fees are set by each school; no state body publishes a fee schedule for private schools. First-term bills are usually the largest because they bundle the session's books, uniforms and one-off levies. Many schools allow part-payment by an agreed date; others insist on full payment before resumption.
The ranges below are illustrative examples, not quotes from named schools. Use them to place a school you are considering.
| Tier (description) | Nursery, per term | Primary, per term | Secondary (day), per term |
|---|---|---|---|
| Low-cost neighbourhood school | ₦25,000 to ₦60,000 | ₦30,000 to ₦70,000 | ₦40,000 to ₦90,000 |
| Mid-range school, established | ₦70,000 to ₦150,000 | ₦80,000 to ₦180,000 | ₦100,000 to ₦220,000 |
| Premium school, strong facilities | ₦200,000 to ₦450,000 | ₦250,000 to ₦500,000 | ₦300,000 to ₦600,000 |
Boarding at secondary level adds accommodation and feeding, often as much again as tuition or more. For scale: the national minimum wage is ₦70,000 a month under the 2024 amendment Act, so a ₦150,000 term fee equals more than two months of minimum-wage pay for one child.
Our guide to back-to-school costs: uniforms, books and levies breaks these down nationally.
Example: a family in Aba with one child in a mid-range primary school and one in nursery.
| Item | Primary child | Nursery child |
|---|---|---|
| Tuition | ₦120,000 | ₦90,000 |
| Books and stationery (first term) | ₦25,000 | ₦15,000 |
| Uniforms | ₦20,000 | ₦15,000 |
| PTA and development levy | ₦10,000 | ₦10,000 |
| School bus | ₦30,000 | ₦30,000 |
| Total | ₦205,000 | ₦160,000 |
The two children together cost ₦365,000 in first term (₦205,000 + ₦160,000). If the levy is charged every term, second and third terms carry only tuition, levy and bus: ₦160,000 for the primary child (₦120,000 + ₦10,000 + ₦30,000) and ₦130,000 for the nursery child, so ₦290,000 a term. The whole session comes to ₦945,000 (₦365,000 + ₦290,000 + ₦290,000), or about ₦78,750 a month if saved evenly over 12 months.
Many Aba families receive help with fees from relatives abroad. Agree early who pays which term, and ask the sender to transfer well before the deadline so that a delay does not cost a child days in class. Our guide to paying school fees in Nigeria from abroad covers the options, and sending money from Aba to family covers the other direction.
A higher fee does not always mean better teaching. Ask about class sizes, teacher turnover, results in external exams, safety and what happens when fees are paid late. Visit during a normal school day and talk to other parents. Also ask whether fees have risen every term recently: in a period of rising prices, schools often review fees each session, and a school that explains increases in writing is easier to plan around.
Before paying a deposit to a new school, ask to see its approval from the state education authorities and, for secondary schools, which external examinations it is registered to present candidates for. A school that cannot show these may leave a child unable to sit final exams there. Ask too how refunds work if you withdraw a child mid-term, since many schools keep the whole term's tuition.
You can set aside each term's fees in a Naira Savings Box and send the payment from your Pryme account. Through our partnership with VerifyDoc.ai, you can generate a verifiable receipt to prove a fee was paid. Loans on Spaces, which can be spent only with schools and other merchants in Pryme's Spaces ecosystem, currently operate in Lagos, Abuja and Port Harcourt, not Aba.
It depends on the tier. As illustrative examples, a low-cost primary school might charge ₦30,000 to ₦70,000 a term and a premium school ₦250,000 or more, plus extras.
Common extras are books, uniforms, PTA dues, development levies, exam fees, ICT or lesson fees, transport and feeding. Ask for an itemised bill.
Because first term usually bundles the session's books, uniforms and one-off levies with tuition.
Many schools allow part-payment by an agreed date. Ask the bursar and get the arrangement in writing.
This article is general information, not financial, legal or tax advice. Products described are provided under the terms on this site and are subject to regulation and eligibility.
Labelled example fee ranges for private schools in Calabar by tier, the extras that raise the first-term bill, and a plan for paying all three terms.
Example fee ranges for private schools in Jos by tier, the extras on top of tuition, boarding costs, and a three-term plan so fees never catch you short.
Example per-term private school fees in Kaduna by school tier, the extras that push the bill up, and how to plan for all three terms in a year.
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