AI agents for business finance: what they can and can't do
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
Meet Eva, the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals and follows up. Nothing leaves your account without your approval.
Meet Eva, the assistant inside the Pryme app. She holds dollars, pounds, euros and Naira side by side, swaps at a locked rate, pays bills in any of them and sends anywhere, asking before anything moves.













We give you a limit to spend at the shops and services you already use — and an account that works on your month while you get on with it. Dollars, pounds and euros sit beside your Naira, and an assistant handles the running of it, asking you first every single time.
One global account for your money and business. Move across currencies, automate everyday operations and put AI agents to work — with you in control of every important decision.




Evayour assistant
DanielChief of Staff
BenFinance
BruceCareYour competitor down the road sells the same thing you sell. The difference is who walks in. We put money in people’s hands that can only be spent in businesses like yours — and then we point them at you.
You are not borrowing. You are selling to somebody who already has the money — and that money can only be spent with a business like yours.
₦100,000 from day one · agreement v2.1 · 12 Aug · View
Eva waits for your rate and asks before she moves anything.
No card, no OTP, nothing for the buyer to type in. They transfer from the bank app they already use, and the money lands in the same account your agents are running — already matched to the order, already in your books.
We give the buyer a one-time account number. They transfer to it from any bank app or by USSD — no card, no OTP, nothing to type in.
Get the account numberTo this account, from any bank app. We watch it, and the page updates itself.
₦26,767.50 from GTBank · John D., matched to order ORD‑1042.
Five agents come with the account. Each one has a job description, a budget and a ceiling you set. They do the work and bring it to you — nothing leaves the account without your signature.
Knows what is stuck, who is waiting and what you promised — and keeps all three moving.
Booked a meeting with John Doe Foods for Thursday 11:00.Keeps the books as you trade and tells you the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the receipt already attached.
Recovered ₦410,000 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.Issue a dedicated Naira account number to each of your own customers, collect into it and reconcile against it. The same rails the Business Account runs on, with the licence behind them.
Dollars, pounds and euros beside a Naira account, on one ledger and one set of books. Five agents come with it and run the account — nothing leaves without your signature.
Five agents come with the account. Each has a job description, a budget and a ceiling you set. They do the work and bring it to you — they propose, you approve.
Knows what is stuck, who is waiting and what you promised, and keeps all three moving.
Booked the quarterly review with your auditor for Thursday.Keeps the books in every currency you hold and flags the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the invoice and the receipt already attached.
Recovered $12,400 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.The business has changed shape four times and never changed what it was rooted in. Each version was built out of what the last one could not do.
An online grocery store, built out of a faulty tab. Selling the food was the easy part — taking the money for it, and moving it, turned out to be the business.
A prepaid card. The first time the company issued rather than resold, and the first time it carried the obligations that come with holding somebody else’s money.
Solid Allianze acquired — an existing bank with an existing licence. The perimeter stopped being someone else’s to draw.
More than one currency on one balance, and the rebrand to Pryme. A Nigerian business could hold dollars without holding a second institution.
Accounts that do the work rather than only hold value. Five agents on the account, inside a policy you write — which is where the new mark starts.
Pryme is a financial technology company. It gives people and businesses in Nigeria one account that holds Naira alongside dollars, pounds and euros, and a set of agents that do the running of it — keeping the books, chasing what is owed, answering customers and paying bills. Nothing leaves an account without the owner’s approval.
Yes. A Pryme account holds Naira, US dollars, pounds sterling and euros side by side on one ledger, each with its own account details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area. You can swap between them at a rate you set, and every currency has its own statement.
Spaces is available in Nigeria. It gives a shopper money to spend that can only be spent with a participating business. The business is paid into its Naira account whether or not the shopper repays, because Pryme carries the credit. For the business it is free to join, there is nothing monthly, and the customer’s identity is never shown — only a reference and what it is worth.
Five agents come with the account. The Chief of Staff runs the week and keeps what is stuck moving. Finance watches the money and keeps the books as you trade. Compliance keeps the filings on time and screens what moves. Sales chases what you are owed. Customer Support answers your customers and follows up. Each has a job description, a budget and a ceiling you set, and each one proposes rather than acts — nothing leaves the account without your signature.
Pryme Pay takes payments on your own site or on a checkout page you control. The buyer is given a one-time account number and transfers to it from any bank app or by USSD — no card, no OTP, nothing to type in. The money lands in the same account your agents are running, already matched to the order and already in your books.
Savings Boxes are separate pots inside a Pryme account, held in Naira. Flexible Boxes can be withdrawn at any time, Fixed Boxes hold to a date, Investment Boxes hold for longer, and Interest-free Boxes earn nothing by design. A business can use them to ring-fence payroll and the tax it withholds, so that money cannot be spent by accident.
Pryme is a financial technology company, not a bank. Accounts and deposits are provided by Solid Allianze Microfinance Bank Limited, which is licensed by the Central Bank of Nigeria and is a member of the Nigeria Deposit Insurance Corporation.
Yes. Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Pryme is a financial technology company. It gives you one account that holds US dollars, pounds sterling and euros beside Naira, with an assistant that runs the account for you and asks before anything moves. Accounts are provided in Nigeria today, and further markets open as each licence lands.
Accounts are provided in Nigeria today, subject to verification and approval. Foreign-currency balances are held and converted inside that account, so you can hold, receive and swap dollars, pounds and euros wherever you are.
Naira, US dollars, pounds sterling and euros, side by side on one ledger. Each has its own details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area — and each has its own statement.
Swap at a rate you set rather than the rate of the day, then send to any Pryme username or to a Nigerian bank account. There is no fee to send to another Pryme account.
Eva is the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals, pays what is due and follows up what is owed to you — and asks you before anything moves.
Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Notes on money that does the work: what we are building, what the regulation actually says, and how we think about letting software act on money. Read the Ledger
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
How multi-currency business accounts work: local details vs SWIFT, payment rails, the real cost of FX, safeguarding vs deposit protection, and hedging.
How UK, US, Canadian and European firms pay Nigerian suppliers and get paid by Nigerian clients: FX, Form A and M, tax, compliance and payout routes.
What it really costs to send money to Nigeria from the UK, US, Canada and Europe: fees, exchange-rate margins, CBN naira rules, BVN, speed and scams.
What AI can and cannot do in day-to-day bookkeeping, how much time it saves on real numbers, and which jobs must stay with you or your accountant.
The coroner's Out of England form, the papers your funeral director needs, and the Nigeria High Commission side when sending a loved one home.
To take a body from England or Wales to Nigeria, the coroner must sign an Out of England form (Form 103) after notice is given on Form 104; Hertfordshire's coroner service says this usually arrives within four working days where the coroner is not investigating, and you should not book travel until the funeral director has it. You will also need the death certificate (where the coroner is not involved), the deceased's passport and your own. The Nigeria High Commission London's consular page does not list a corpse repatriation service, so contact its consular section directly.
Sending a loved one home to be buried in Nigeria is one of the hardest things a family in the UK arranges. Most of the practical work is done by a funeral director who handles international repatriation, but the family still has to supply documents and make decisions quickly. This guide sets out the paperwork on the UK side, using a county coroner's published guidance, and what we could and could not confirm on the Nigerian side, as at October 2026. The rules below apply to England and Wales; Scotland and Northern Ireland have separate processes.
If a doctor can certify the cause of death and the coroner is not investigating, the death is registered in the usual way at the register office and you receive a death certificate. That certificate is one of the documents the coroner needs for removal. If the coroner is investigating, for example because the death was sudden or the cause unknown, registration and the removal permission both wait for the coroner, and the timeline is longer, particularly if a post-mortem is needed.
A body cannot leave England or Wales without the coroner's permission. Hertfordshire County Council's coroner service describes the documents as follows:
| Document | What it is |
|---|---|
| Form 104 | Notice to the coroner of the intention to remove the body out of England |
| Removal questionnaire | A two-page questionnaire, provided by your funeral director |
| Doctor's identification certificate | Confirms the identity of the deceased |
| Deceased's passport | Usually the Nigerian or British passport the person held |
| Applicant's passport | The passport of the person applying |
| Death certificate | Needed where the coroner is not investigating the death |
| Form 103 (Out of England form) | Signed by the coroner; this is the permission itself, and it goes to the funeral director |
The same page says that where the coroner is not investigating, Form 103 usually arrives within four working days, and that you should not book travel until the funeral director has it. Permission at weekends or on bank holidays is only possible if the death has been registered and a certificate issued. Other coroner areas follow the same forms but may set their own working practices, so ask the coroner's office for the area where the death occurred.
Families are often told the body needs "clearance from the High Commission". When we checked the Nigeria High Commission London's consular page in October 2026, it did not list a service, fee or document list for repatriating remains. It lists a £20 administrative charge for all consular services and document authentication for certificates issued in Nigeria, neither of which is specific to repatriation.
Because we could not confirm the current requirements, do this early:
When a death is reported to the coroner, families often feel the process has stopped. The Hertfordshire guidance says investigated deaths take longer, especially where a post-mortem is needed, and the Out of England form cannot be issued until the coroner is ready to release the body. Tell the coroner's officer early that the family intends to repatriate to Nigeria; they can explain what the investigation still needs and roughly when a decision is likely. Hold off on firm flight bookings, and warn relatives in Nigeria that burial dates should stay provisional until the funeral director confirms Form 103 is in hand.
Repatriation costs are usually paid in pounds in the UK, while burial costs fall in naira at home. A Pryme account holds both, family abroad can contribute to it, and Send pays relatives or suppliers in Nigeria, with the rate and the fee shown before you approve. For sending money home quickly for a funeral, see our guide to urgent transfers for burials.
In England and Wales, the coroner's Out of England form (Form 103), given after notice on Form 104, plus a removal questionnaire, a doctor's identification certificate, the deceased's and applicant's passports and, where the coroner is not investigating, the death certificate.
Hertfordshire's coroner service says Form 103 usually arrives within four working days where the coroner is not investigating. Do not book flights until the funeral director has it.
Its consular page did not list a repatriation service in October 2026. Ask the consular section and your funeral director in writing what is required.
Only if the death has been registered and a death certificate issued, according to Hertfordshire's coroner guidance.
This article is general information, not financial, legal or tax advice. Products described are provided under the terms on this site and are subject to regulation and eligibility.
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