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The short answer
Remitly's UK pricing page says it limits how much you can send in 24 hours, 30 days and 180 days, and that the limits differ by your location and your recipient's location. Its Nigeria page adds that limits depend on whether your identity has been verified, may change with exchange rates, and that extra documents may be requested. No pound figures are published on those pages; your limits show in the app.
People often learn about Remitly's limits the hard way: a transfer that went through last week is refused this week, for the same amount. The usual reason is that Remitly measures your sending over three rolling windows at once. This page explains how those windows interact, using what Remitly's own UK pages say, and what to do when you need to send more.
The three windows
Remitly's GBP-to-NGN pricing page says: "We limit how much you can send in 24 hours, 30 days, and 180 days." It does not print the amounts. The important word is "in": each limit is a total over that period, not per transfer.
| Window | What it catches |
|---|---|
| 24 hours | A burst of sending in one day, such as several transfers for an emergency |
| 30 days | Regular sending over a month, such as rent plus school fees plus upkeep |
| 180 days | Sustained sending over about six months, such as a building project paid in stages |
A transfer has to fit within all three at once. You can be well under your daily limit and still be refused because the 30-day or 180-day total is near its cap.
What makes your limits higher or lower
- Where you send from and to. The pricing page says limits differ by your location and your recipient's location.
- Identity verification. The Nigeria page says limits vary with whether your identity has been verified.
- Exchange rates. The Nigeria page says limits "may change based on fluctuations in FX rates".
- Documents. "Additional documentation may be requested."
- Remitly's discretion. Remitly's UK user agreement allows it to limit amounts for all users or for a specific profile, and to refuse a transaction where it believes that is necessary to protect you or Remitly.
Raising your limits
The pricing page says you can request an increase. The usual pattern at UK money transfer firms is that higher totals bring more questions about who you are, where the money comes from and why you are sending it. Before you ask:
- Check your current limits in the app and which window is blocking you.
- Make sure your profile name matches your ID exactly.
- Have a current photo ID, a recent proof of address and, for large sums, evidence of source such as payslips, a savings statement or a property sale completion statement.
- Write down the true purpose and recipient. Keep it consistent across transfers.
- Request the increase through the app or help centre and wait for the outcome before sending.
Our guide to a provider asking for source of funds covers what is usually accepted.
Worked example
Example only; the limit figures are invented. Suppose Emeka's limits were £2,000 per 24 hours, £5,000 per 30 days and £12,000 per 180 days. Over five months he has sent £10,500 in instalments for a house in Owerri. In October he wants to send £2,000. That fits the 24-hour limit, and his 30-day total is only £1,500, but the 180-day total would reach £12,500, over the £12,000 cap. The transfer is refused, even though no single payment was large. His options are to wait until older transfers fall outside the 180-day window, or to request an increase with evidence for the building project.
Planning around rolling windows
Because the windows roll, a limit frees up gradually as old transfers age out, not on the first of the month. That matters for planned payments. If you know a large bill is coming, such as a school fee deadline or a final building instalment, look back over your last 30 and 180 days of Remitly sending and work out what headroom you will have on the day. Ask for an increase weeks before the deadline, not the day before, so a document request does not leave your recipient waiting. Keep a simple note of each transfer's date, amount and purpose; it helps you predict the windows and gives you a ready answer if Remitly asks.
Do not split to get under
Breaking a payment into pieces, or across people, to stay under limits or checks can be flagged as structuring and may lead to your account being reviewed or closed. If you need more, verify for it. See splitting transfers and structuring flags and our broader guide to UK transfer limits to Nigeria.
Where Pryme fits
A Pryme account holds pounds and naira together and Send pays Nigerian bank accounts. Any limit on your account is shown in the app, and the app shows the rate and the fee before you approve.
Questions people ask
What is Remitly's limit to Nigeria from the UK?
Remitly does not publish the figures on its UK pricing or Nigeria pages. It limits sending over 24 hours, 30 days and 180 days, varying with location and verification; check the app.
Why was my Remitly transfer refused when I am under my daily limit?
Each transfer must fit all three windows. Your 30-day or 180-day total may be at its cap even when the 24-hour total is not.
How do I increase my Remitly limit?
Remitly's pricing page says you can request an increase. Expect to verify your identity and possibly explain the source and purpose of the money.
Do Remitly limits change?
Yes. Remitly says limits may change with exchange rate movements, and its agreement lets it limit amounts for all users or a specific profile.
Sources
- Remitly UK: GBP to NGN pricing · accessed Oct 2026
- Remitly UK: Send money to Nigeria · accessed Oct 2026
- Remitly User Agreement: United Kingdom · accessed Oct 2026
This article is general information, not financial, legal or tax advice. Products described are provided under the terms on this site and are subject to regulation and eligibility.