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The short answer
There is no official list of private school fees in Ilorin; each school sets its own. As a labelled example, low-cost neighbourhood schools may charge tens of thousands of naira a term, mid-range schools in areas like Tanke or Fate a few hundred thousand a year, and premium schools in the GRA considerably more. Always ask for the full written schedule, because uniforms, books, levies and boarding are often billed separately.
Why you will not find one official price list
Fees at private schools are set by each proprietor, and we could not find any published Kwara State schedule that fixes or caps them. Two schools on the same street can differ by a factor of three, depending on class size, teacher pay, facilities, curriculum (Nigerian only or with a British option), transport and whether there is boarding. Any figure you see online, including ours, is a guide to the shape of the market, not a quote.
What you can do is compare like with like. Ask every school you visit for the same three documents: the termly fee schedule, the list of one-off charges for new pupils, and the list of items parents buy themselves.
Example fee bands by area
| Type of school (example) | Where you might find it | Nursery/primary per term | Secondary per term |
|---|---|---|---|
| Low-cost neighbourhood school | Older parts of the city, Oke-Odo, outskirts | ₦25,000 – ₦60,000 | ₦40,000 – ₦90,000 |
| Mid-range school | Tanke, Fate, Adewole | ₦80,000 – ₦200,000 | ₦120,000 – ₦300,000 |
| Premium day school | GRA and new estates | ₦250,000 – ₦600,000 | ₦350,000 – ₦800,000 |
| Boarding secondary | Edges of the city | n/a | Tuition plus boarding, often ₦400,000 and above |
Why the gap? Areas such as the GRA tend to have larger plots, higher rents and parents who expect smaller classes and more facilities, and the fees follow. Schools close to the universities may also price for staff families. See our guide to rent by area in Ilorin for how the same areas compare on housing.
What tuition usually leaves out
The headline term fee is rarely the whole bill. Items commonly charged separately:
- Registration or admission form and entrance test
- Development or building levy (often once a year)
- Uniforms, sportswear, sandals and bags
- Textbooks and exercise books
- PTA dues
- School bus
- Lunch or feeding
- Excursions, end-of-year parties, graduation
- External exam fees (Common Entrance, BECE, WAEC, NECO)
- Boarding items and provisions, for boarders
On tax: under the Nigeria Tax Act 2025, tuition from nursery to tertiary is listed as zero-rated for VAT, according to a May 2026 legal analysis, so a school should not be adding VAT to tuition. Other things a school sells, such as uniforms from a separate shop, may be treated differently.
Worked example: a year's real cost
| Item | Example amount |
|---|---|
| Tuition, 3 terms × ₦150,000 | ₦450,000 |
| Development levy (once) | ₦30,000 |
| Uniforms and sportswear | ₦35,000 |
| Books for the year | ₦40,000 |
| School bus, 3 terms × ₦45,000 | ₦135,000 |
| PTA and excursions | ₦20,000 |
| Total for the year | ₦710,000 |
In this example the term fee alone (₦450,000) is only about 63% of the real yearly cost (₦710,000). Planning on tuition alone would leave a gap of ₦260,000.
A term-by-term plan for parents
- Get the full schedule in writing before the term starts, including one-off charges for the first term.
- Divide the yearly total by 12 and save that each month, rather than scrambling every September, January and April. In the example above that is ₦710,000 ÷ 12 ≈ ₦59,200 a month.
- Ask whether the school accepts payment by instalments and whether it charges more for that. Our explainer on paying fees in instalments sets out how these plans work.
- Pay by transfer to the school's own account, never to an individual, and keep the receipt.
- Budget first term as the most expensive, because books and uniforms cluster there.
Some banks offer children's savings accounts for this. Access Bank's Early Savers page, for example, describes an account opened by a parent in trust for a child, with standing instructions for regular deposits; check its current terms on the bank's page.
Questions to ask on a school visit
- How many pupils are in each class, and how many teachers and assistants?
- When did fees last go up, and by how much?
- Is there a discount for siblings or for paying the year in one go?
- What is the refund policy if a child leaves mid-term?
- Which exam bodies does the school register pupils for, and what do those fees cost?
- Are there compulsory items parents must buy only from the school?
Write the answers down for each school and compare the total yearly cost, not only the term fee. A school that looks cheaper per term can cost more once compulsory extras are added.
Where Pryme fits
A Fixed or Flexible Savings Box lets you set money aside in naira for each term (Savings Boxes; rates are shown in the app). Schools are one of the sectors in Spaces, and where a school is a Spaces merchant, Loans on Spaces are lent by Solid Allianze MFB and can be spent only with Spaces merchants; you see the full agreement and accept before anything is drawn (Loans on Spaces).
Questions people ask
How much are private school fees in Ilorin?
Each school sets its own. As a labelled example, low-cost schools may charge ₦25,000 to ₦60,000 a term for primary, mid-range schools ₦80,000 to ₦200,000 and premium GRA schools more. Ask each school for its written schedule.
Do private schools in Nigeria charge VAT on school fees?
A May 2026 analysis of the Nigeria Tax Act 2025 lists tuition from nursery to tertiary as zero-rated for VAT, so tuition should not carry VAT.
What extra fees do Ilorin schools charge apart from tuition?
Commonly registration, development levy, uniforms, books, PTA dues, bus, lunch, excursions and exam fees. Get the full list before you enrol.
How can I save for school fees in Nigeria?
Add up the full yearly cost, divide by 12 and save that every month into a separate account, paying the school directly by transfer.
Sources
- Mondaq: Examination of the VAT provisions under the Nigeria Tax Act 2025 (28 May 2026) · accessed Oct 2026
- Access Bank: Early Savers account · accessed Oct 2026
This article is general information, not financial, legal or tax advice. Products described are provided under the terms on this site and are subject to regulation and eligibility.