AI agents for business finance: what they can and can't do
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
Meet Eva, the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals and follows up. Nothing leaves your account without your approval.
Meet Eva, the assistant inside the Pryme app. She holds dollars, pounds, euros and Naira side by side, swaps at a locked rate, pays bills in any of them and sends anywhere, asking before anything moves.













We give you a limit to spend at the shops and services you already use — and an account that works on your month while you get on with it. Dollars, pounds and euros sit beside your Naira, and an assistant handles the running of it, asking you first every single time.
One global account for your money and business. Move across currencies, automate everyday operations and put AI agents to work — with you in control of every important decision.




Evayour assistant
DanielChief of Staff
BenFinance
BruceCareYour competitor down the road sells the same thing you sell. The difference is who walks in. We put money in people’s hands that can only be spent in businesses like yours — and then we point them at you.
You are not borrowing. You are selling to somebody who already has the money — and that money can only be spent with a business like yours.
₦100,000 from day one · agreement v2.1 · 12 Aug · View
Eva waits for your rate and asks before she moves anything.
No card, no OTP, nothing for the buyer to type in. They transfer from the bank app they already use, and the money lands in the same account your agents are running — already matched to the order, already in your books.
We give the buyer a one-time account number. They transfer to it from any bank app or by USSD — no card, no OTP, nothing to type in.
Get the account numberTo this account, from any bank app. We watch it, and the page updates itself.
₦26,767.50 from GTBank · John D., matched to order ORD‑1042.
Five agents come with the account. Each one has a job description, a budget and a ceiling you set. They do the work and bring it to you — nothing leaves the account without your signature.
Knows what is stuck, who is waiting and what you promised — and keeps all three moving.
Booked a meeting with John Doe Foods for Thursday 11:00.Keeps the books as you trade and tells you the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the receipt already attached.
Recovered ₦410,000 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.Issue a dedicated Naira account number to each of your own customers, collect into it and reconcile against it. The same rails the Business Account runs on, with the licence behind them.
Dollars, pounds and euros beside a Naira account, on one ledger and one set of books. Five agents come with it and run the account — nothing leaves without your signature.
Five agents come with the account. Each has a job description, a budget and a ceiling you set. They do the work and bring it to you — they propose, you approve.
Knows what is stuck, who is waiting and what you promised, and keeps all three moving.
Booked the quarterly review with your auditor for Thursday.Keeps the books in every currency you hold and flags the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the invoice and the receipt already attached.
Recovered $12,400 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.The business has changed shape four times and never changed what it was rooted in. Each version was built out of what the last one could not do.
An online grocery store, built out of a faulty tab. Selling the food was the easy part — taking the money for it, and moving it, turned out to be the business.
A prepaid card. The first time the company issued rather than resold, and the first time it carried the obligations that come with holding somebody else’s money.
Solid Allianze acquired — an existing bank with an existing licence. The perimeter stopped being someone else’s to draw.
More than one currency on one balance, and the rebrand to Pryme. A Nigerian business could hold dollars without holding a second institution.
Accounts that do the work rather than only hold value. Five agents on the account, inside a policy you write — which is where the new mark starts.
Pryme is a financial technology company. It gives people and businesses in Nigeria one account that holds Naira alongside dollars, pounds and euros, and a set of agents that do the running of it — keeping the books, chasing what is owed, answering customers and paying bills. Nothing leaves an account without the owner’s approval.
Yes. A Pryme account holds Naira, US dollars, pounds sterling and euros side by side on one ledger, each with its own account details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area. You can swap between them at a rate you set, and every currency has its own statement.
Spaces is available in Nigeria. It gives a shopper money to spend that can only be spent with a participating business. The business is paid into its Naira account whether or not the shopper repays, because Pryme carries the credit. For the business it is free to join, there is nothing monthly, and the customer’s identity is never shown — only a reference and what it is worth.
Five agents come with the account. The Chief of Staff runs the week and keeps what is stuck moving. Finance watches the money and keeps the books as you trade. Compliance keeps the filings on time and screens what moves. Sales chases what you are owed. Customer Support answers your customers and follows up. Each has a job description, a budget and a ceiling you set, and each one proposes rather than acts — nothing leaves the account without your signature.
Pryme Pay takes payments on your own site or on a checkout page you control. The buyer is given a one-time account number and transfers to it from any bank app or by USSD — no card, no OTP, nothing to type in. The money lands in the same account your agents are running, already matched to the order and already in your books.
Savings Boxes are separate pots inside a Pryme account, held in Naira. Flexible Boxes can be withdrawn at any time, Fixed Boxes hold to a date, Investment Boxes hold for longer, and Interest-free Boxes earn nothing by design. A business can use them to ring-fence payroll and the tax it withholds, so that money cannot be spent by accident.
Pryme is a financial technology company, not a bank. Accounts and deposits are provided by Solid Allianze Microfinance Bank Limited, which is licensed by the Central Bank of Nigeria and is a member of the Nigeria Deposit Insurance Corporation.
Yes. Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Pryme is a financial technology company. It gives you one account that holds US dollars, pounds sterling and euros beside Naira, with an assistant that runs the account for you and asks before anything moves. Accounts are provided in Nigeria today, and further markets open as each licence lands.
Accounts are provided in Nigeria today, subject to verification and approval. Foreign-currency balances are held and converted inside that account, so you can hold, receive and swap dollars, pounds and euros wherever you are.
Naira, US dollars, pounds sterling and euros, side by side on one ledger. Each has its own details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area — and each has its own statement.
Swap at a rate you set rather than the rate of the day, then send to any Pryme username or to a Nigerian bank account. There is no fee to send to another Pryme account.
Eva is the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals, pays what is due and follows up what is owed to you — and asks you before anything moves.
Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Notes on money that does the work: what we are building, what the regulation actually says, and how we think about letting software act on money. Read the Ledger
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
How multi-currency business accounts work: local details vs SWIFT, payment rails, the real cost of FX, safeguarding vs deposit protection, and hedging.
How UK, US, Canadian and European firms pay Nigerian suppliers and get paid by Nigerian clients: FX, Form A and M, tax, compliance and payout routes.
What it really costs to send money to Nigeria from the UK, US, Canada and Europe: fees, exchange-rate margins, CBN naira rules, BVN, speed and scams.
What AI can and cannot do in day-to-day bookkeeping, how much time it saves on real numbers, and which jobs must stay with you or your accountant.
How UK photographers price weddings in Nigeria: day rate, travel, second shooters, deposits, copyright and the tax treatment of the trip.
Price a Nigerian wedding from the UK as three parts: your creative fee for each day covered (traditional, white wedding, reception), the full cost of travel and accommodation passed on at cost, and post-production. Take a booking deposit on signing and the balance before the first event, and write the cancellation terms both ways, because a couple who cancels and a photographer who cannot travel should be treated alike.
Nigerian weddings often run over two or three days, with a traditional ceremony, a church or registry wedding and a reception that can each be a full shoot. Couples in the diaspora frequently want a photographer they know from London or Birmingham to come to Lagos, Enugu or Abuja. Getting the price right means pricing the days, the travel and the editing separately.
| Line | How to price it | Note |
|---|---|---|
| Coverage | Per event or per day | Traditional and white weddings are separate shoots |
| Second shooter or assistant | Day rate plus their travel | Local hire in Nigeria can reduce cost |
| Travel | Flights, visa, transfers, at cost | Quote as an estimate with a cap, or a fixed sum |
| Accommodation and meals | At cost or per diem | Agree who books |
| Post-production | Edited images, album, film | Delivery date in writing |
| Travel days | A reduced day rate | Days you cannot work elsewhere |
Example only. Coverage: traditional (£1,200) and white wedding plus reception (£1,800) = £3,000. Assistant hired locally: £250. Flights £780, visa and transfers £220, hotel four nights at £90 = £360: travel £1,360. Two travel days at £200 = £400. Album and editing £600. Total quote: £3,000 + £250 + £1,360 + £400 + £600 = £5,610. A 30% deposit on signing is £1,683; the balance of £3,927 is due before the traditional ceremony.
Your clients are usually private individuals, not businesses. If your contract is governed by English law, Schedule 2 of the Consumer Rights Act 2015 lists terms that may be regarded as unfair, including a term that lets the trader keep money paid when the consumer cancels without equivalent compensation if the trader cancels (paragraph 4), and a term requiring a consumer who cancels to pay a disproportionately high sum (paragraph 5). So:
For the general pattern of deposits with Nigerian clients, see taking deposits upfront.
Who owns wedding photos under Nigerian law is less settled than many photographers assume. A July 2026 Mondaq article on Nigeria's Copyright Act discusses how ownership can turn on whether the work was commissioned. Do not rely on a default rule in either country: say in the contract that you keep copyright and grant the couple a personal-use licence, and that you may use selected images in your portfolio unless they opt out.
If you travel on a British passport you need a Nigerian visa for paid work; the Nigeria Immigration Service's returning-Nigerian category for foreign-passport holders allows stays of up to 30 days but no paid work, according to the NIS visa page. Check the class that fits a paid assignment on the NIS portal. Carry a list of equipment with serial numbers and proof of purchase for both outward and return journeys.
The fee is part of your UK business income. GOV.UK lists fares, hotel rooms and meals on overnight business trips among allowable self-employed travel expenses. HMRC's BIM37610 is strict about mixed purposes: where travel has a dual purpose, such as an assignment plus a family holiday, the costs are disallowable. If you add personal days, keep the business costs clearly separate. If the couple reimburses travel, that reimbursement is income and the costs are expenses.
Nigerian weddings are often paid for by more than one person: the couple, a parent, an uncle in Houston. Decide who your client is and have that person sign. Name the events covered by date and venue, the number of hours at each, and what happens if an event overruns. Where family members pay parts of the fee, record each payment against the client's invoice so the balance is never in doubt.
Put the delivery terms in the same contract as the fee, so the balance and the gallery are linked: the final images are released once the balance has cleared.
Couples often split payment between naira from family at home and sterling from the couple in the UK. A Pryme Business Account holds both with local details, so each payment arrives in its own currency, and invoices can be issued for the deposit and balance in either. Read claiming expenses on a Nigeria work trip and Nigerian visas for UK freelancers.
There is no standard rate. Price coverage per event, then add travel at cost, travel days and editing, as in the example.
That depends on your contract. Under English law, Schedule 2 of the Consumer Rights Act 2015 flags one-sided deposit terms as potentially unfair.
Yes if the trip is for business. HMRC disallows costs where the trip has a dual purpose.
Do not rely on the default rule in either country; set copyright and usage in the contract.
This article is general information, not financial, legal or tax advice. Products described are provided under the terms on this site and are subject to regulation and eligibility.
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You can add the other type later — many of our customers hold both.
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