AI agents for business finance: what they can and can't do
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
Meet Eva, the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals and follows up. Nothing leaves your account without your approval.
Meet Eva, the assistant inside the Pryme app. She holds dollars, pounds, euros and Naira side by side, swaps at a locked rate, pays bills in any of them and sends anywhere, asking before anything moves.













We give you a limit to spend at the shops and services you already use — and an account that works on your month while you get on with it. Dollars, pounds and euros sit beside your Naira, and an assistant handles the running of it, asking you first every single time.
One global account for your money and business. Move across currencies, automate everyday operations and put AI agents to work — with you in control of every important decision.




Evayour assistant
DanielChief of Staff
BenFinance
BruceCareYour competitor down the road sells the same thing you sell. The difference is who walks in. We put money in people’s hands that can only be spent in businesses like yours — and then we point them at you.
You are not borrowing. You are selling to somebody who already has the money — and that money can only be spent with a business like yours.
₦100,000 from day one · agreement v2.1 · 12 Aug · View
Eva waits for your rate and asks before she moves anything.
No card, no OTP, nothing for the buyer to type in. They transfer from the bank app they already use, and the money lands in the same account your agents are running — already matched to the order, already in your books.
We give the buyer a one-time account number. They transfer to it from any bank app or by USSD — no card, no OTP, nothing to type in.
Get the account numberTo this account, from any bank app. We watch it, and the page updates itself.
₦26,767.50 from GTBank · John D., matched to order ORD‑1042.
Five agents come with the account. Each one has a job description, a budget and a ceiling you set. They do the work and bring it to you — nothing leaves the account without your signature.
Knows what is stuck, who is waiting and what you promised — and keeps all three moving.
Booked a meeting with John Doe Foods for Thursday 11:00.Keeps the books as you trade and tells you the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the receipt already attached.
Recovered ₦410,000 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.Issue a dedicated Naira account number to each of your own customers, collect into it and reconcile against it. The same rails the Business Account runs on, with the licence behind them.
Dollars, pounds and euros beside a Naira account, on one ledger and one set of books. Five agents come with it and run the account — nothing leaves without your signature.
Five agents come with the account. Each has a job description, a budget and a ceiling you set. They do the work and bring it to you — they propose, you approve.
Knows what is stuck, who is waiting and what you promised, and keeps all three moving.
Booked the quarterly review with your auditor for Thursday.Keeps the books in every currency you hold and flags the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the invoice and the receipt already attached.
Recovered $12,400 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.The business has changed shape four times and never changed what it was rooted in. Each version was built out of what the last one could not do.
An online grocery store, built out of a faulty tab. Selling the food was the easy part — taking the money for it, and moving it, turned out to be the business.
A prepaid card. The first time the company issued rather than resold, and the first time it carried the obligations that come with holding somebody else’s money.
Solid Allianze acquired — an existing bank with an existing licence. The perimeter stopped being someone else’s to draw.
More than one currency on one balance, and the rebrand to Pryme. A Nigerian business could hold dollars without holding a second institution.
Accounts that do the work rather than only hold value. Five agents on the account, inside a policy you write — which is where the new mark starts.
Pryme is a financial technology company. It gives people and businesses in Nigeria one account that holds Naira alongside dollars, pounds and euros, and a set of agents that do the running of it — keeping the books, chasing what is owed, answering customers and paying bills. Nothing leaves an account without the owner’s approval.
Yes. A Pryme account holds Naira, US dollars, pounds sterling and euros side by side on one ledger, each with its own account details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area. You can swap between them at a rate you set, and every currency has its own statement.
Spaces is available in Nigeria. It gives a shopper money to spend that can only be spent with a participating business. The business is paid into its Naira account whether or not the shopper repays, because Pryme carries the credit. For the business it is free to join, there is nothing monthly, and the customer’s identity is never shown — only a reference and what it is worth.
Five agents come with the account. The Chief of Staff runs the week and keeps what is stuck moving. Finance watches the money and keeps the books as you trade. Compliance keeps the filings on time and screens what moves. Sales chases what you are owed. Customer Support answers your customers and follows up. Each has a job description, a budget and a ceiling you set, and each one proposes rather than acts — nothing leaves the account without your signature.
Pryme Pay takes payments on your own site or on a checkout page you control. The buyer is given a one-time account number and transfers to it from any bank app or by USSD — no card, no OTP, nothing to type in. The money lands in the same account your agents are running, already matched to the order and already in your books.
Savings Boxes are separate pots inside a Pryme account, held in Naira. Flexible Boxes can be withdrawn at any time, Fixed Boxes hold to a date, Investment Boxes hold for longer, and Interest-free Boxes earn nothing by design. A business can use them to ring-fence payroll and the tax it withholds, so that money cannot be spent by accident.
Pryme is a financial technology company, not a bank. Accounts and deposits are provided by Solid Allianze Microfinance Bank Limited, which is licensed by the Central Bank of Nigeria and is a member of the Nigeria Deposit Insurance Corporation.
Yes. Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Pryme is a financial technology company. It gives you one account that holds US dollars, pounds sterling and euros beside Naira, with an assistant that runs the account for you and asks before anything moves. Accounts are provided in Nigeria today, and further markets open as each licence lands.
Accounts are provided in Nigeria today, subject to verification and approval. Foreign-currency balances are held and converted inside that account, so you can hold, receive and swap dollars, pounds and euros wherever you are.
Naira, US dollars, pounds sterling and euros, side by side on one ledger. Each has its own details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area — and each has its own statement.
Swap at a rate you set rather than the rate of the day, then send to any Pryme username or to a Nigerian bank account. There is no fee to send to another Pryme account.
Eva is the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals, pays what is due and follows up what is owed to you — and asks you before anything moves.
Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Notes on money that does the work: what we are building, what the regulation actually says, and how we think about letting software act on money. Read the Ledger
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
How multi-currency business accounts work: local details vs SWIFT, payment rails, the real cost of FX, safeguarding vs deposit protection, and hedging.
How UK, US, Canadian and European firms pay Nigerian suppliers and get paid by Nigerian clients: FX, Form A and M, tax, compliance and payout routes.
What it really costs to send money to Nigeria from the UK, US, Canada and Europe: fees, exchange-rate margins, CBN naira rules, BVN, speed and scams.
What AI can and cannot do in day-to-day bookkeeping, how much time it saves on real numbers, and which jobs must stay with you or your accountant.
Where FCT residents do passport biometrics, what NIS Headquarters in Sauka handles, and how to pick an Abuja office on the portal.
FCT residents apply on the NIS portal and choose an Abuja processing centre from the portal's list, which is the official, current list of FCT passport offices. NIS Headquarters, on Umar Musa Yar Adu'a Express Way, Airport Road, Sauka, hosts the service's SERVICOM contact and handles diplomatic passport requests through the Office of the Comptroller General, but standard passports go through the processing centres.
Abuja is home to the Nigeria Immigration Service (NIS) headquarters, which leads many people to assume every passport in the capital is handled there. In practice, standard passport applications in the FCT follow the same online route as anywhere else: you choose a processing centre on the portal and attend it for biometrics. This guide explains what the headquarters does, how to find and choose an FCT office, and what to expect.
Headquarters is also where national complaints end up. The NIS Service Level Agreement (SLA) lists SERVICOM, the NIS Reform Champion and the Anti-Corruption and Transparency Unit as escalation points. If an FCT passport office cannot resolve your problem, the written route to SERVICOM is open to you; see NIS passport complaints.
The NIS contact page (checked October 2026) does not publish a list of FCT passport offices or their addresses, and we did not find an official list elsewhere on the NIS site. The reliable, current list is the processing-centre menu on the portal, together with the NIS appointment availability page. Addresses on third-party sites may be out of date, as NIS has added front offices in several states in recent years.
Fees and targets are national, so an Abuja office charges what any other office charges. From the NIS SLA (April 2026), excluding bank charges:
| Item | Figure |
|---|---|
| 32-page, 5-year passport | ₦100,000 |
| 64-page, 10-year passport | ₦200,000 |
| Correction of data | ₦30,000 administrative charge |
| Official passport | ₦40,000 |
| Fresh passport turnaround | 42 days from enrolment |
| Renewal or reissue turnaround | 21 days from enrolment |
Check the NIS site for any later review before paying, and see Nigerian passport fees in 2026. Passport processing hours in the SLA are Monday to Friday, 8:00 to 16:00.
Many Abuja residents work in government and may be eligible for an official (blue) passport rather than the standard green one. Under the SLA, official passport applicants apply online, choose a Passport Processing Centre, book enrolment and attend, with a letter of introduction, two passport-size photographs, their last promotion or appointment letter for a fresh application, a birth certificate or declaration of age and valid official ID. Elected officials also provide a certificate of return. The SLA turnaround for an official passport is 7 days. Diplomatic passports are separate and go through Headquarters.
Example only. A civil servant in Garki needs a standard 64-page passport for a conference in ten weeks. If the first FCT slot is in two weeks, the SLA target suggests 2 weeks + 6 weeks = 8 weeks to a finished passport, leaving two weeks for a visa appointment. If the trip is official and they are eligible for an official passport, the 7-day target changes the plan entirely.
When your passport is ready, collect it at the office where you enrolled, with your ID and the slips from your application. Check the data page at the counter before you leave; an error spotted then is far easier to raise than one discovered at an airport. Use track.immigration.gov.ng to follow progress rather than making repeat trips across the city, which in the FCT can mean long journeys from satellite towns. If the SLA target has passed with no update, start with the SERVICOM desk at your office and keep a written note of each contact, then email SERVICOM centrally if the office cannot help. For timelines in detail, see how long a Nigerian passport takes.
For offices elsewhere, see passport offices by state.
If your passport is for work or study abroad, a Pryme multicurrency account holds NGN, USD, GBP and EUR with local account details for each, so travel funds can stay in the currency you need.
Umar Musa Yar Adu'a Express Way, Airport Road, Sauka, Abuja, according to the NIS contact page.
Standard passports go through the processing centre you choose on the portal. Headquarters handles diplomatic passport requests and central complaints.
Use the processing-centre list on passport.immigration.gov.ng and check slots on the NIS appointment availability page.
The same as anywhere in Nigeria: ₦100,000 for 32 pages or ₦200,000 for 64 pages under the NIS SLA, April 2026.
This article is general information, not financial, legal or tax advice. Products described are provided under the terms on this site and are subject to regulation and eligibility.
The Lagos passport offices named in public reporting, what they handle, and how to choose a Lagos processing centre on the NIS portal.
NIS handles renewal and reissue as one portal option. When that route applies, and when you need a fresh, lost-passport or correction application instead.
The rules that tie business payments to the registered name, how to check a beneficiary name against CAC, and why owners should switch.
You can add the other type later — many of our customers hold both.
The business first, then you. Nothing is submitted until you review it.
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