AI agents for business finance: what they can and can't do
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
Meet Eva, the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals and follows up. Nothing leaves your account without your approval.
Meet Eva, the assistant inside the Pryme app. She holds dollars, pounds, euros and Naira side by side, swaps at a locked rate, pays bills in any of them and sends anywhere, asking before anything moves.













We give you a limit to spend at the shops and services you already use — and an account that works on your month while you get on with it. Dollars, pounds and euros sit beside your Naira, and an assistant handles the running of it, asking you first every single time.
One global account for your money and business. Move across currencies, automate everyday operations and put AI agents to work — with you in control of every important decision.




Evayour assistant
DanielChief of Staff
BenFinance
BruceCareYour competitor down the road sells the same thing you sell. The difference is who walks in. We put money in people’s hands that can only be spent in businesses like yours — and then we point them at you.
You are not borrowing. You are selling to somebody who already has the money — and that money can only be spent with a business like yours.
₦100,000 from day one · agreement v2.1 · 12 Aug · View
Eva waits for your rate and asks before she moves anything.
No card, no OTP, nothing for the buyer to type in. They transfer from the bank app they already use, and the money lands in the same account your agents are running — already matched to the order, already in your books.
We give the buyer a one-time account number. They transfer to it from any bank app or by USSD — no card, no OTP, nothing to type in.
Get the account numberTo this account, from any bank app. We watch it, and the page updates itself.
₦26,767.50 from GTBank · John D., matched to order ORD‑1042.
Five agents come with the account. Each one has a job description, a budget and a ceiling you set. They do the work and bring it to you — nothing leaves the account without your signature.
Knows what is stuck, who is waiting and what you promised — and keeps all three moving.
Booked a meeting with John Doe Foods for Thursday 11:00.Keeps the books as you trade and tells you the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the receipt already attached.
Recovered ₦410,000 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.Issue a dedicated Naira account number to each of your own customers, collect into it and reconcile against it. The same rails the Business Account runs on, with the licence behind them.
Dollars, pounds and euros beside a Naira account, on one ledger and one set of books. Five agents come with it and run the account — nothing leaves without your signature.
Five agents come with the account. Each has a job description, a budget and a ceiling you set. They do the work and bring it to you — they propose, you approve.
Knows what is stuck, who is waiting and what you promised, and keeps all three moving.
Booked the quarterly review with your auditor for Thursday.Keeps the books in every currency you hold and flags the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the invoice and the receipt already attached.
Recovered $12,400 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.The business has changed shape four times and never changed what it was rooted in. Each version was built out of what the last one could not do.
An online grocery store, built out of a faulty tab. Selling the food was the easy part — taking the money for it, and moving it, turned out to be the business.
A prepaid card. The first time the company issued rather than resold, and the first time it carried the obligations that come with holding somebody else’s money.
Solid Allianze acquired — an existing bank with an existing licence. The perimeter stopped being someone else’s to draw.
More than one currency on one balance, and the rebrand to Pryme. A Nigerian business could hold dollars without holding a second institution.
Accounts that do the work rather than only hold value. Five agents on the account, inside a policy you write — which is where the new mark starts.
Pryme is a financial technology company. It gives people and businesses in Nigeria one account that holds Naira alongside dollars, pounds and euros, and a set of agents that do the running of it — keeping the books, chasing what is owed, answering customers and paying bills. Nothing leaves an account without the owner’s approval.
Yes. A Pryme account holds Naira, US dollars, pounds sterling and euros side by side on one ledger, each with its own account details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area. You can swap between them at a rate you set, and every currency has its own statement.
Spaces is available in Nigeria. It gives a shopper money to spend that can only be spent with a participating business. The business is paid into its Naira account whether or not the shopper repays, because Pryme carries the credit. For the business it is free to join, there is nothing monthly, and the customer’s identity is never shown — only a reference and what it is worth.
Five agents come with the account. The Chief of Staff runs the week and keeps what is stuck moving. Finance watches the money and keeps the books as you trade. Compliance keeps the filings on time and screens what moves. Sales chases what you are owed. Customer Support answers your customers and follows up. Each has a job description, a budget and a ceiling you set, and each one proposes rather than acts — nothing leaves the account without your signature.
Pryme Pay takes payments on your own site or on a checkout page you control. The buyer is given a one-time account number and transfers to it from any bank app or by USSD — no card, no OTP, nothing to type in. The money lands in the same account your agents are running, already matched to the order and already in your books.
Savings Boxes are separate pots inside a Pryme account, held in Naira. Flexible Boxes can be withdrawn at any time, Fixed Boxes hold to a date, Investment Boxes hold for longer, and Interest-free Boxes earn nothing by design. A business can use them to ring-fence payroll and the tax it withholds, so that money cannot be spent by accident.
Pryme is a financial technology company, not a bank. Accounts and deposits are provided by Solid Allianze Microfinance Bank Limited, which is licensed by the Central Bank of Nigeria and is a member of the Nigeria Deposit Insurance Corporation.
Yes. Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Pryme is a financial technology company. It gives you one account that holds US dollars, pounds sterling and euros beside Naira, with an assistant that runs the account for you and asks before anything moves. Accounts are provided in Nigeria today, and further markets open as each licence lands.
Accounts are provided in Nigeria today, subject to verification and approval. Foreign-currency balances are held and converted inside that account, so you can hold, receive and swap dollars, pounds and euros wherever you are.
Naira, US dollars, pounds sterling and euros, side by side on one ledger. Each has its own details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area — and each has its own statement.
Swap at a rate you set rather than the rate of the day, then send to any Pryme username or to a Nigerian bank account. There is no fee to send to another Pryme account.
Eva is the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals, pays what is due and follows up what is owed to you — and asks you before anything moves.
Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Notes on money that does the work: what we are building, what the regulation actually says, and how we think about letting software act on money. Read the Ledger
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
How multi-currency business accounts work: local details vs SWIFT, payment rails, the real cost of FX, safeguarding vs deposit protection, and hedging.
How UK, US, Canadian and European firms pay Nigerian suppliers and get paid by Nigerian clients: FX, Form A and M, tax, compliance and payout routes.
What it really costs to send money to Nigeria from the UK, US, Canada and Europe: fees, exchange-rate margins, CBN naira rules, BVN, speed and scams.
What AI can and cannot do in day-to-day bookkeeping, how much time it saves on real numbers, and which jobs must stay with you or your accountant.
Which NIN fields you can fix online from abroad, which need a diaspora partner, what NIMC will never change, the evidence for each, and 2026 fees.
From abroad, NIMC's self-service modification portal (selfservicemodification.nimc.gov.ng) handles four fields online: name, phone number, date of birth and address. Other updatable fields, such as place of birth, origin and parents' details, are not listed on the self-service page and generally go through a licensed diaspora partner or an NIMC office with fresh biometrics. Gender, the NIN itself and your fingerprints cannot be changed. NIMC's February 2026 charter sets ₦28,574 for a date-of-birth correction and ₦2,000 for other changes.
A wrong letter in a surname, a swapped day and month, or a maiden name that never got updated: small NIN errors become large problems when a passport renewal, a bank account or a pension record is checked against NIMC. The good news is that most fixes no longer need a trip home. The question is which channel handles your particular field.
| Field | Online from abroad? | Evidence NIMC lists | Fee (charter, Feb 2026) |
|---|---|---|---|
| Name (spelling, order, marriage) | Yes, self-service | Court affidavit, newspaper extract, marriage certificate or another government ID | ₦2,000 |
| Date of birth | Yes, self-service | NPC attestation (born before 1992) or NPC birth certificate (after 1992), with its certificate number | ₦28,574 |
| Phone number | Yes, self-service | Police report | ₦2,000 |
| Address | Yes, self-service | Utility bill, tenancy agreement, bank statement or community leader attestation | ₦2,000 |
| Place of birth, origin, parents' NIN or origin | Not on the self-service list | Ask NIMC or a diaspora partner | ₦2,000 (other information) |
| Gender, NIN, state/LGA of registration, fingerprints, signature | Cannot be changed |
The evidence lists come from NIMC's adult modification and self-service pages; fees from the NIMC Service Charter (February 2026), as at October 2026. Each field is a separate transaction.
Getting the evidence ready before paying matters most for date of birth, where NIMC has treated the change as one you get once.
The charter gives 48 to 72 hours for self-service modifications and about two weeks for a date-of-birth change where the difference is more than five years. Expect longer if documents are queried.
NIMC's diaspora fact sheet (updated April 2023) lists modification among the services licensed diaspora partners provide, with fresh biometrics. Its dollar fees predate the 2026 charter, so ask for the current price. The same sheet said a date-of-birth change needed approval and could be made once in a lifetime, which is a good reason to get the evidence right first time. On the Nigeria High Commission Ottawa's site, staff wrote in 2023 that date-of-birth errors were corrected through the NIN vendor while name changes were handled in Abuja and could take months. Check the partner is licensed: how to check a NIN diaspora agent is approved.
Before changing anything, decide which document is the reference. If your passport and bank records agree and only the NIN is wrong, fix the NIN. If the NIN is right and the passport is wrong, leave the NIN alone; see correcting a passport data page error abroad. After a NIN change, update the BVN and bank records to match; see fixing a NIN and BVN name mismatch from abroad.
Worked example: correcting a date of birth and adding a married surname is ₦28,574 + ₦2,000 = ₦30,574 at charter rates, before the cost of the NPC document, affidavit and newspaper notice.
Pay only the amount on the official invoice, through the official channel; a partner or agent asking for more than the charter fee should be reported to NIMC. If a modification stalls, write to nimcmodification@nimc.gov.ng or use NIMC's complaints portal at nimc.esupport.ng, which issues a reference number.
NIMC fees, Nigerian lawyers and newspaper notices are paid in naira. A Pryme multicurrency account holds NGN beside your local currency, with the rate and fee shown before any Swap.
Yes, on NIMC's self-service portal with an NPC attestation or birth certificate. The February 2026 charter fee is ₦28,574.
NIMC lists gender, the NIN, the state and LGA of registration, the enrolment centre, the tracking number, fingerprints and signature as non-updatable.
The charter gives 48 to 72 hours for self-service modifications and about two weeks for date-of-birth changes over five years.
No. NIMC says duplicate enrolment is detected and punishable. Use modification.
This article is general information, not financial, legal or tax advice. Products described are provided under the terms on this site and are subject to regulation and eligibility.
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NIMC says the NIN slip is the legal NIN document and warns against home-printed cards. What banks check, how vNIN and NINAuth fit, and getting each abroad.
Three official ways to get your NIN slip outside Nigeria: the NINAuth app, the NIMC portal with an OTP, and a diaspora partner. Fees and the phone problem.
You can add the other type later — many of our customers hold both.
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