AI agents for business finance: what they can and can't do
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
Meet Eva, the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals and follows up. Nothing leaves your account without your approval.
Meet Eva, the assistant inside the Pryme app. She holds dollars, pounds, euros and Naira side by side, swaps at a locked rate, pays bills in any of them and sends anywhere, asking before anything moves.













We give you a limit to spend at the shops and services you already use — and an account that works on your month while you get on with it. Dollars, pounds and euros sit beside your Naira, and an assistant handles the running of it, asking you first every single time.
One global account for your money and business. Move across currencies, automate everyday operations and put AI agents to work — with you in control of every important decision.




Evayour assistant
DanielChief of Staff
BenFinance
BruceCareYour competitor down the road sells the same thing you sell. The difference is who walks in. We put money in people’s hands that can only be spent in businesses like yours — and then we point them at you.
You are not borrowing. You are selling to somebody who already has the money — and that money can only be spent with a business like yours.
₦100,000 from day one · agreement v2.1 · 12 Aug · View
Eva waits for your rate and asks before she moves anything.
No card, no OTP, nothing for the buyer to type in. They transfer from the bank app they already use, and the money lands in the same account your agents are running — already matched to the order, already in your books.
We give the buyer a one-time account number. They transfer to it from any bank app or by USSD — no card, no OTP, nothing to type in.
Get the account numberTo this account, from any bank app. We watch it, and the page updates itself.
₦26,767.50 from GTBank · John D., matched to order ORD‑1042.
Five agents come with the account. Each one has a job description, a budget and a ceiling you set. They do the work and bring it to you — nothing leaves the account without your signature.
Knows what is stuck, who is waiting and what you promised — and keeps all three moving.
Booked a meeting with John Doe Foods for Thursday 11:00.Keeps the books as you trade and tells you the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the receipt already attached.
Recovered ₦410,000 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.Issue a dedicated Naira account number to each of your own customers, collect into it and reconcile against it. The same rails the Business Account runs on, with the licence behind them.
Dollars, pounds and euros beside a Naira account, on one ledger and one set of books. Five agents come with it and run the account — nothing leaves without your signature.
Five agents come with the account. Each has a job description, a budget and a ceiling you set. They do the work and bring it to you — they propose, you approve.
Knows what is stuck, who is waiting and what you promised, and keeps all three moving.
Booked the quarterly review with your auditor for Thursday.Keeps the books in every currency you hold and flags the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the invoice and the receipt already attached.
Recovered $12,400 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.The business has changed shape four times and never changed what it was rooted in. Each version was built out of what the last one could not do.
An online grocery store, built out of a faulty tab. Selling the food was the easy part — taking the money for it, and moving it, turned out to be the business.
A prepaid card. The first time the company issued rather than resold, and the first time it carried the obligations that come with holding somebody else’s money.
Solid Allianze acquired — an existing bank with an existing licence. The perimeter stopped being someone else’s to draw.
More than one currency on one balance, and the rebrand to Pryme. A Nigerian business could hold dollars without holding a second institution.
Accounts that do the work rather than only hold value. Five agents on the account, inside a policy you write — which is where the new mark starts.
Pryme is a financial technology company. It gives people and businesses in Nigeria one account that holds Naira alongside dollars, pounds and euros, and a set of agents that do the running of it — keeping the books, chasing what is owed, answering customers and paying bills. Nothing leaves an account without the owner’s approval.
Yes. A Pryme account holds Naira, US dollars, pounds sterling and euros side by side on one ledger, each with its own account details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area. You can swap between them at a rate you set, and every currency has its own statement.
Spaces is available in Nigeria. It gives a shopper money to spend that can only be spent with a participating business. The business is paid into its Naira account whether or not the shopper repays, because Pryme carries the credit. For the business it is free to join, there is nothing monthly, and the customer’s identity is never shown — only a reference and what it is worth.
Five agents come with the account. The Chief of Staff runs the week and keeps what is stuck moving. Finance watches the money and keeps the books as you trade. Compliance keeps the filings on time and screens what moves. Sales chases what you are owed. Customer Support answers your customers and follows up. Each has a job description, a budget and a ceiling you set, and each one proposes rather than acts — nothing leaves the account without your signature.
Pryme Pay takes payments on your own site or on a checkout page you control. The buyer is given a one-time account number and transfers to it from any bank app or by USSD — no card, no OTP, nothing to type in. The money lands in the same account your agents are running, already matched to the order and already in your books.
Savings Boxes are separate pots inside a Pryme account, held in Naira. Flexible Boxes can be withdrawn at any time, Fixed Boxes hold to a date, Investment Boxes hold for longer, and Interest-free Boxes earn nothing by design. A business can use them to ring-fence payroll and the tax it withholds, so that money cannot be spent by accident.
Pryme is a financial technology company, not a bank. Accounts and deposits are provided by Solid Allianze Microfinance Bank Limited, which is licensed by the Central Bank of Nigeria and is a member of the Nigeria Deposit Insurance Corporation.
Yes. Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Pryme is a financial technology company. It gives you one account that holds US dollars, pounds sterling and euros beside Naira, with an assistant that runs the account for you and asks before anything moves. Accounts are provided in Nigeria today, and further markets open as each licence lands.
Accounts are provided in Nigeria today, subject to verification and approval. Foreign-currency balances are held and converted inside that account, so you can hold, receive and swap dollars, pounds and euros wherever you are.
Naira, US dollars, pounds sterling and euros, side by side on one ledger. Each has its own details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area — and each has its own statement.
Swap at a rate you set rather than the rate of the day, then send to any Pryme username or to a Nigerian bank account. There is no fee to send to another Pryme account.
Eva is the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals, pays what is due and follows up what is owed to you — and asks you before anything moves.
Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Notes on money that does the work: what we are building, what the regulation actually says, and how we think about letting software act on money. Read the Ledger
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
How multi-currency business accounts work: local details vs SWIFT, payment rails, the real cost of FX, safeguarding vs deposit protection, and hedging.
How UK, US, Canadian and European firms pay Nigerian suppliers and get paid by Nigerian clients: FX, Form A and M, tax, compliance and payout routes.
What it really costs to send money to Nigeria from the UK, US, Canada and Europe: fees, exchange-rate margins, CBN naira rules, BVN, speed and scams.
What AI can and cannot do in day-to-day bookkeeping, how much time it saves on real numbers, and which jobs must stay with you or your accountant.
Egusi, sesame and fish from Nigeria must be pre-notified on IPAFFS. When to notify, what documents to upload, and which border post to choose.
High-risk foods from Nigeria, such as egusi and sesame seeds, and products of animal origin such as fish must be pre-notified to the border control post on IPAFFS at least one working day before they are expected to arrive. Documents, including the official certificate and lab results where required, must be uploaded before you submit the notification.
IPAFFS is the Import of Products, Animals, Food and Feed System, the online service that tells border authorities in Great Britain what is coming. For many Nigerian foods, a consignment without a notification is a consignment that will not be released. It is also the step new importers most often leave to the last minute.
GOV.UK says importers and import agents must use IPAFFS to notify authorities before live animals, germinal products, animal by-products, products of animal origin and high-risk food and feed of non-animal origin arrive. For Nigeria that typically means:
| Product | Why it is notified |
|---|---|
| Egusi seeds and derived products | High-risk, aflatoxins, Annex II of assimilated Regulation 2019/1793 |
| Sesame seeds | High-risk, Salmonella, Annex I |
| Fishery products, such as dried or smoked fish | Product of animal origin; Nigeria is on Defra's fishery list |
| Dried beans | Not applicable: entry is suspended (Annex IIa) |
Products that are not animal products and not on the high-risk lists generally go through the normal customs declaration without an IPAFFS notification. Check each product against the FSA restrictions list; see the rules for importing Nigerian foodstuff.
GOV.UK's non-EU import guidance says you must notify the border control post at least one working day before your goods are expected to arrive at the point of entry. The same timing applies to products of animal origin and to high-risk food of non-animal origin. The guidance gives no separate timing for air and sea.
Example only. An egusi consignment leaves Lagos on a Thursday evening flight and is due at Heathrow on Friday morning. One working day before Friday is Thursday, so the notification should be submitted by Thursday. If the flight lands on a Monday, Friday is the last working day before arrival. Bank holidays are not working days, so a consignment due the Tuesday after a bank holiday Monday needs notifying by the Friday before.
Air freight moves quickly, so the safest habit is to notify as soon as the airway bill is issued, not on the day of the flight.
GOV.UK's IPAFFS page says you must upload the documents to the import notification before you submit it. The non-EU guidance says high-risk food of non-animal origin needs official certificates, laboratory analyses and commercial documents, and medium and high-risk products of animal origin need a health certificate. In practice, ask your Nigerian exporter for:
The notification goes to a specific border control post, and the FSA says you must check that the post is designated for the product. Heathrow has more than one post with different designations; see border control checks at Heathrow. At the post, officials record checks on IPAFFS and issue a validated common health entry document (CHED). GOV.UK says you pay a fee for border checks; the post you use sets out its charges.
Flights from Lagos are sometimes rebooked, and consignments can be split. If the arrival date, the airport or the quantity changes, the notification needs to match what actually arrives at the border control post. GOV.UK's IPAFFS page no longer carries the old instruction about calling a border control post to make changes, so check the current IPAFFS help for amending or replacing a notification, and tell the post directly if a consignment will arrive somewhere other than notified.
Keep the notification reference, the CHED once validated, and the lab report together. If the consignment is sampled, results are recorded against that reference, and you will need them if the goods are held or you want to show a buyer the consignment passed.
Paying the exporter on time helps the certificate and lab report reach you before the flight. A Pryme Business Account lets you pay a Nigerian supplier in naira using Send, and the Chief of Staff agent can keep shipment deadlines on a checklist for your team.
GOV.UK says at least one working day before the goods are expected to arrive at the point of entry.
Yes. Egusi from Nigeria is a listed high-risk food for aflatoxins, so it must be pre-notified and enter through a designated border control post.
Yes. GOV.UK says importers and import agents use IPAFFS; agents register with their own business details.
No notification will help: dried beans from Nigeria are suspended from entry into Great Britain.
This article is general information, not financial, legal or tax advice. Products described are provided under the terms on this site and are subject to regulation and eligibility.
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You can add the other type later — many of our customers hold both.
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