AI agents for business finance: what they can and can't do
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
Meet Eva, the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals and follows up. Nothing leaves your account without your approval.
Meet Eva, the assistant inside the Pryme app. She holds dollars, pounds, euros and Naira side by side, swaps at a locked rate, pays bills in any of them and sends anywhere, asking before anything moves.













We give you a limit to spend at the shops and services you already use — and an account that works on your month while you get on with it. Dollars, pounds and euros sit beside your Naira, and an assistant handles the running of it, asking you first every single time.
One global account for your money and business. Move across currencies, automate everyday operations and put AI agents to work — with you in control of every important decision.




Evayour assistant
DanielChief of Staff
BenFinance
BruceCareYour competitor down the road sells the same thing you sell. The difference is who walks in. We put money in people’s hands that can only be spent in businesses like yours — and then we point them at you.
You are not borrowing. You are selling to somebody who already has the money — and that money can only be spent with a business like yours.
₦100,000 from day one · agreement v2.1 · 12 Aug · View
Eva waits for your rate and asks before she moves anything.
No card, no OTP, nothing for the buyer to type in. They transfer from the bank app they already use, and the money lands in the same account your agents are running — already matched to the order, already in your books.
We give the buyer a one-time account number. They transfer to it from any bank app or by USSD — no card, no OTP, nothing to type in.
Get the account numberTo this account, from any bank app. We watch it, and the page updates itself.
₦26,767.50 from GTBank · John D., matched to order ORD‑1042.
Five agents come with the account. Each one has a job description, a budget and a ceiling you set. They do the work and bring it to you — nothing leaves the account without your signature.
Knows what is stuck, who is waiting and what you promised — and keeps all three moving.
Booked a meeting with John Doe Foods for Thursday 11:00.Keeps the books as you trade and tells you the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the receipt already attached.
Recovered ₦410,000 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.Issue a dedicated Naira account number to each of your own customers, collect into it and reconcile against it. The same rails the Business Account runs on, with the licence behind them.
Dollars, pounds and euros beside a Naira account, on one ledger and one set of books. Five agents come with it and run the account — nothing leaves without your signature.
Five agents come with the account. Each has a job description, a budget and a ceiling you set. They do the work and bring it to you — they propose, you approve.
Knows what is stuck, who is waiting and what you promised, and keeps all three moving.
Booked the quarterly review with your auditor for Thursday.Keeps the books in every currency you hold and flags the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the invoice and the receipt already attached.
Recovered $12,400 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.The business has changed shape four times and never changed what it was rooted in. Each version was built out of what the last one could not do.
An online grocery store, built out of a faulty tab. Selling the food was the easy part — taking the money for it, and moving it, turned out to be the business.
A prepaid card. The first time the company issued rather than resold, and the first time it carried the obligations that come with holding somebody else’s money.
Solid Allianze acquired — an existing bank with an existing licence. The perimeter stopped being someone else’s to draw.
More than one currency on one balance, and the rebrand to Pryme. A Nigerian business could hold dollars without holding a second institution.
Accounts that do the work rather than only hold value. Five agents on the account, inside a policy you write — which is where the new mark starts.
Pryme is a financial technology company. It gives people and businesses in Nigeria one account that holds Naira alongside dollars, pounds and euros, and a set of agents that do the running of it — keeping the books, chasing what is owed, answering customers and paying bills. Nothing leaves an account without the owner’s approval.
Yes. A Pryme account holds Naira, US dollars, pounds sterling and euros side by side on one ledger, each with its own account details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area. You can swap between them at a rate you set, and every currency has its own statement.
Spaces is available in Nigeria. It gives a shopper money to spend that can only be spent with a participating business. The business is paid into its Naira account whether or not the shopper repays, because Pryme carries the credit. For the business it is free to join, there is nothing monthly, and the customer’s identity is never shown — only a reference and what it is worth.
Five agents come with the account. The Chief of Staff runs the week and keeps what is stuck moving. Finance watches the money and keeps the books as you trade. Compliance keeps the filings on time and screens what moves. Sales chases what you are owed. Customer Support answers your customers and follows up. Each has a job description, a budget and a ceiling you set, and each one proposes rather than acts — nothing leaves the account without your signature.
Pryme Pay takes payments on your own site or on a checkout page you control. The buyer is given a one-time account number and transfers to it from any bank app or by USSD — no card, no OTP, nothing to type in. The money lands in the same account your agents are running, already matched to the order and already in your books.
Savings Boxes are separate pots inside a Pryme account, held in Naira. Flexible Boxes can be withdrawn at any time, Fixed Boxes hold to a date, Investment Boxes hold for longer, and Interest-free Boxes earn nothing by design. A business can use them to ring-fence payroll and the tax it withholds, so that money cannot be spent by accident.
Pryme is a financial technology company, not a bank. Accounts and deposits are provided by Solid Allianze Microfinance Bank Limited, which is licensed by the Central Bank of Nigeria and is a member of the Nigeria Deposit Insurance Corporation.
Yes. Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Pryme is a financial technology company. It gives you one account that holds US dollars, pounds sterling and euros beside Naira, with an assistant that runs the account for you and asks before anything moves. Accounts are provided in Nigeria today, and further markets open as each licence lands.
Accounts are provided in Nigeria today, subject to verification and approval. Foreign-currency balances are held and converted inside that account, so you can hold, receive and swap dollars, pounds and euros wherever you are.
Naira, US dollars, pounds sterling and euros, side by side on one ledger. Each has its own details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area — and each has its own statement.
Swap at a rate you set rather than the rate of the day, then send to any Pryme username or to a Nigerian bank account. There is no fee to send to another Pryme account.
Eva is the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals, pays what is due and follows up what is owed to you — and asks you before anything moves.
Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Notes on money that does the work: what we are building, what the regulation actually says, and how we think about letting software act on money. Read the Ledger
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
How multi-currency business accounts work: local details vs SWIFT, payment rails, the real cost of FX, safeguarding vs deposit protection, and hedging.
How UK, US, Canadian and European firms pay Nigerian suppliers and get paid by Nigerian clients: FX, Form A and M, tax, compliance and payout routes.
What it really costs to send money to Nigeria from the UK, US, Canada and Europe: fees, exchange-rate margins, CBN naira rules, BVN, speed and scams.
What AI can and cannot do in day-to-day bookkeeping, how much time it saves on real numbers, and which jobs must stay with you or your accountant.
PLAB 1, PLAB 2, full registration and the annual retention fee as the GMC lists them, with a worked budget and where to check the live figures.
As at October 2026 the GMC fees page lists PLAB 1 at £273, PLAB 2 at £998, full registration at £463 and the annual retention fee with a licence to practise at £463, under the April 2025 to March 2026 heading. GMC fees change each April, so check the GMC page for the figure that applies on the day you book or apply.
For a doctor trained in Nigeria, the PLAB route is the usual way onto the UK medical register. Each step has a fee set by the General Medical Council, and the GMC reviews them each year. This page sets out the figures the GMC publishes, how they add up and where to find the current number.
The GMC's how-our-fees-have-changed page, checked in October 2026, shows these figures as current under April 2025 to March 2026. We did not find a later row on the page; if the GMC has published newer figures, those apply.
| Fee | Amount listed |
|---|---|
| PLAB 1 | £273 |
| PLAB 2 | £998 |
| Full registration | £463 |
| Provisional registration | £25 |
| Annual retention fee, with licence | £463 |
| Annual retention fee, without licence | £166 |
| Discounted retention fee, with licence | £177 |
| Discounted retention fee, without licence | £64 |
| Income threshold for discount | £37,000 |
For comparison, the page shows PLAB 1 at £268 and PLAB 2 at £981 for April 2024 to March 2025, so the fees rise over time. Always book with the figure on the GMC site that day.
Example, using the figures above and assuming each exam is passed at the first attempt:
| Step | Amount |
|---|---|
| PLAB 1 | £273 |
| PLAB 2 | £998 |
| Full registration with a licence | £463 |
| GMC total | £1,734 |
A resit repeats the exam fee. If you travel to the UK to sit PLAB 2 before you move, add flights, a visitor visa if you need one, and accommodation for that trip. English language tests, primary source verification and visa costs sit outside the GMC fees and are priced by their own providers.
Once registered, you pay a retention fee each year to stay on the register. The GMC lists a discounted rate for doctors whose income falls below a threshold: £177 with a licence against £463 at the full rate, with a £37,000 threshold for the year shown. Doctors on a training salary or working part-time should check whether they qualify, and the GMC page explains how to claim.
The GMC total is only part of the bill for a doctor relocating with family. GOV.UK's Health and Care Worker visa page says the salary you must be paid depends on the type of work you do, and the visa itself carries Home Office fees. Further ahead, the Home Office fee for indefinite leave to remain is £3,226 per person from 8 April 2026, so a family of four would face £12,904 in application fees at that rate.
Write the list down in pounds and naira and decide which costs you will cover from savings and which from your first UK salary. A doctor who arrives with the GMC fees already paid and two months of rent in hand has far more room to choose a post.
Open the GMC's fees and funding pages before you book PLAB or submit your registration application. Your GMC Online account will show the amount due for retention. If your employer or a trust reimburses fees, ask for written terms first. Our guide on opening a UK bank account covers paying from here once you arrive.
GMC fees are paid to the GMC directly. A Pryme account can hold the pounds you set aside for exams while you are still in Nigeria: one account with NGN and GBP details, and Swap shows the rate and the fee before you approve a conversion. Once you are in the UK, our ILR fees guide covers the next large cost.
The GMC page lists PLAB 1 at £273 and PLAB 2 at £998 for April 2025 to March 2026, as checked in October 2026. Check the GMC site for the figure when you book.
£463 a year with a licence to practise, or £166 without, as listed for April 2025 to March 2026. A discounted rate applies below an income threshold.
The GMC lists a discount linked to income below a threshold (£37,000 for the year shown). Check the GMC page for how to apply.
Using the listed figures and first-time passes, PLAB 1, PLAB 2 and full registration come to £1,734, before language tests, travel and visa costs.
This article is general information, not financial, legal or tax advice. Products described are provided under the terms on this site and are subject to regulation and eligibility.
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