AI agents for business finance: what they can and can't do
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
Meet Eva, the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals and follows up. Nothing leaves your account without your approval.
Meet Eva, the assistant inside the Pryme app. She holds dollars, pounds, euros and Naira side by side, swaps at a locked rate, pays bills in any of them and sends anywhere, asking before anything moves.













We give you a limit to spend at the shops and services you already use — and an account that works on your month while you get on with it. Dollars, pounds and euros sit beside your Naira, and an assistant handles the running of it, asking you first every single time.
One global account for your money and business. Move across currencies, automate everyday operations and put AI agents to work — with you in control of every important decision.




Evayour assistant
DanielChief of Staff
BenFinance
BruceCareYour competitor down the road sells the same thing you sell. The difference is who walks in. We put money in people’s hands that can only be spent in businesses like yours — and then we point them at you.
You are not borrowing. You are selling to somebody who already has the money — and that money can only be spent with a business like yours.
₦100,000 from day one · agreement v2.1 · 12 Aug · View
Eva waits for your rate and asks before she moves anything.
No card, no OTP, nothing for the buyer to type in. They transfer from the bank app they already use, and the money lands in the same account your agents are running — already matched to the order, already in your books.
We give the buyer a one-time account number. They transfer to it from any bank app or by USSD — no card, no OTP, nothing to type in.
Get the account numberTo this account, from any bank app. We watch it, and the page updates itself.
₦26,767.50 from GTBank · John D., matched to order ORD‑1042.
Five agents come with the account. Each one has a job description, a budget and a ceiling you set. They do the work and bring it to you — nothing leaves the account without your signature.
Knows what is stuck, who is waiting and what you promised — and keeps all three moving.
Booked a meeting with John Doe Foods for Thursday 11:00.Keeps the books as you trade and tells you the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the receipt already attached.
Recovered ₦410,000 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.Issue a dedicated Naira account number to each of your own customers, collect into it and reconcile against it. The same rails the Business Account runs on, with the licence behind them.
Dollars, pounds and euros beside a Naira account, on one ledger and one set of books. Five agents come with it and run the account — nothing leaves without your signature.
Five agents come with the account. Each has a job description, a budget and a ceiling you set. They do the work and bring it to you — they propose, you approve.
Knows what is stuck, who is waiting and what you promised, and keeps all three moving.
Booked the quarterly review with your auditor for Thursday.Keeps the books in every currency you hold and flags the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the invoice and the receipt already attached.
Recovered $12,400 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.The business has changed shape four times and never changed what it was rooted in. Each version was built out of what the last one could not do.
An online grocery store, built out of a faulty tab. Selling the food was the easy part — taking the money for it, and moving it, turned out to be the business.
A prepaid card. The first time the company issued rather than resold, and the first time it carried the obligations that come with holding somebody else’s money.
Solid Allianze acquired — an existing bank with an existing licence. The perimeter stopped being someone else’s to draw.
More than one currency on one balance, and the rebrand to Pryme. A Nigerian business could hold dollars without holding a second institution.
Accounts that do the work rather than only hold value. Five agents on the account, inside a policy you write — which is where the new mark starts.
Pryme is a financial technology company. It gives people and businesses in Nigeria one account that holds Naira alongside dollars, pounds and euros, and a set of agents that do the running of it — keeping the books, chasing what is owed, answering customers and paying bills. Nothing leaves an account without the owner’s approval.
Yes. A Pryme account holds Naira, US dollars, pounds sterling and euros side by side on one ledger, each with its own account details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area. You can swap between them at a rate you set, and every currency has its own statement.
Spaces is available in Nigeria. It gives a shopper money to spend that can only be spent with a participating business. The business is paid into its Naira account whether or not the shopper repays, because Pryme carries the credit. For the business it is free to join, there is nothing monthly, and the customer’s identity is never shown — only a reference and what it is worth.
Five agents come with the account. The Chief of Staff runs the week and keeps what is stuck moving. Finance watches the money and keeps the books as you trade. Compliance keeps the filings on time and screens what moves. Sales chases what you are owed. Customer Support answers your customers and follows up. Each has a job description, a budget and a ceiling you set, and each one proposes rather than acts — nothing leaves the account without your signature.
Pryme Pay takes payments on your own site or on a checkout page you control. The buyer is given a one-time account number and transfers to it from any bank app or by USSD — no card, no OTP, nothing to type in. The money lands in the same account your agents are running, already matched to the order and already in your books.
Savings Boxes are separate pots inside a Pryme account, held in Naira. Flexible Boxes can be withdrawn at any time, Fixed Boxes hold to a date, Investment Boxes hold for longer, and Interest-free Boxes earn nothing by design. A business can use them to ring-fence payroll and the tax it withholds, so that money cannot be spent by accident.
Pryme is a financial technology company, not a bank. Accounts and deposits are provided by Solid Allianze Microfinance Bank Limited, which is licensed by the Central Bank of Nigeria and is a member of the Nigeria Deposit Insurance Corporation.
Yes. Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Pryme is a financial technology company. It gives you one account that holds US dollars, pounds sterling and euros beside Naira, with an assistant that runs the account for you and asks before anything moves. Accounts are provided in Nigeria today, and further markets open as each licence lands.
Accounts are provided in Nigeria today, subject to verification and approval. Foreign-currency balances are held and converted inside that account, so you can hold, receive and swap dollars, pounds and euros wherever you are.
Naira, US dollars, pounds sterling and euros, side by side on one ledger. Each has its own details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area — and each has its own statement.
Swap at a rate you set rather than the rate of the day, then send to any Pryme username or to a Nigerian bank account. There is no fee to send to another Pryme account.
Eva is the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals, pays what is due and follows up what is owed to you — and asks you before anything moves.
Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Notes on money that does the work: what we are building, what the regulation actually says, and how we think about letting software act on money. Read the Ledger
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
How multi-currency business accounts work: local details vs SWIFT, payment rails, the real cost of FX, safeguarding vs deposit protection, and hedging.
How UK, US, Canadian and European firms pay Nigerian suppliers and get paid by Nigerian clients: FX, Form A and M, tax, compliance and payout routes.
What it really costs to send money to Nigeria from the UK, US, Canada and Europe: fees, exchange-rate margins, CBN naira rules, BVN, speed and scams.
What AI can and cannot do in day-to-day bookkeeping, how much time it saves on real numbers, and which jobs must stay with you or your accountant.
Globus Bank's SWIFT/BIC is GLOUNGLAXXX (head office, Victoria Island, Lagos). What it means and what a sender abroad needs to pay you.
The SWIFT/BIC code for Globus Bank Limited is GLOUNGLAXXX, the head office code, written GLOUNGLA in its 8-character form; the SWIFT record gives the address as 6 Adeyemo Alakija Street, Victoria Island, Lagos. A sender abroad also needs your exact account name, account number and the account's currency, and should confirm any intermediary bank with Globus before a large payment.
If someone abroad is sending you money into a Globus Bank account, their bank will ask for a SWIFT code. The code routes the payment to the right bank; your account number does the rest. Here is Globus Bank's code, how to read it, and the other details a sender needs so the transfer does not bounce.
| Item | Detail |
|---|---|
| Bank | Globus Bank Limited |
| SWIFT/BIC (8 characters) | GLOUNGLA |
| SWIFT/BIC (11 characters, head office) | GLOUNGLAXXX |
| Address on the SWIFT record | 6 Adeyemo Alakija Street, Victoria Island, Lagos 101241 |
Source: the Wise SWIFT directory entry for GLOUNGLAXXX, checked in October 2026. Globus Bank's homepage, which we also checked, does not publish the code, so confirm it on your account documents or with the bank before a first or large payment.
Globus Bank's homepage lists a Globus Domiciliary Account and a Non Resident Account among its products, alongside savings and current accounts. If the money is in US dollars, pounds or euros, the cleanest route is into a domiciliary account in that currency, so it lands as foreign currency. Sending foreign currency into a naira account means a conversion at a rate you do not control; ask Globus which rate and charge it applies before you tell the sender to go ahead. Our explainer on domiciliary accounts and their risks covers the trade-offs.
An international SWIFT payment can carry a fee from the sending bank, a fee from any intermediary bank, and a receiving charge in Nigeria. Wise's directory page notes that the recipient may not receive the full amount, depending on the recipient's bank and the correspondent network. The sender normally picks who pays: OUR (sender pays all), SHA (shared) or BEN (beneficiary pays). Globus Bank's receiving charge is not on its homepage; ask the contact centre for the current figure before a large payment.
Delays usually come from three things:
If a payment is stuck, ask the sender for the SWIFT confirmation (often called an MT103) and give it to Globus so it can trace the payment. Globus Bank's contact centre lines, as listed by TechCabal in May 2026, are 0201 466 1000 and 0201 225 9000, with email contactcenter@globusbank.com.
If you live outside Nigeria and bank with Globus through a Non Resident Account, the same details apply when money is sent to you from abroad; ask Globus whether that account type can receive foreign currency directly or only naira.
SWIFT is the default for bank-to-bank payments across borders, but it is not the only route. Money transfer operators and multicurrency accounts can move money on local rails at each end. We compare them in SWIFT vs local payment rails, and explain what each code does in IBAN, sort code, routing number and SWIFT.
A Pryme account holds NGN, USD, GBP and EUR with local account details for each, so a sender abroad can often pay you as a domestic payment in their own country rather than over SWIFT. Money stays in the currency it arrived in until you choose to convert with Swap. See multicurrency accounts.
GLOUNGLA, or GLOUNGLAXXX in the 11-character head office form, per the Wise SWIFT directory checked in October 2026.
The directory lists the head office code, GLOUNGLAXXX, and notes that not every branch has its own code. Use the head office code unless Globus tells you otherwise.
A transfer in dollars into a naira account is usually converted. To keep the money in dollars, receive it into a Globus Domiciliary Account; confirm the rate and charges with Globus.
No. Nigerian bank accounts use a 10-digit NUBAN account number with the SWIFT code, not an IBAN.
This article is general information, not financial, legal or tax advice. Products described are provided under the terms on this site and are subject to regulation and eligibility.
Globus Bank does not publish its tier and channel limits online. How Nigeria's KYC tiers work, what decides your limit and how to raise it.
Globus Bank's USSD code is widely given as *989#. What we could and could not confirm, how USSD banking works, its charges, limits and safety.
Greenwich Merchant Bank's address, email and phone numbers as listed by the NDIC, what we could not verify, and how to escalate a complaint.
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