AI agents for business finance: what they can and can't do
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
Meet Eva, the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals and follows up. Nothing leaves your account without your approval.
Meet Eva, the assistant inside the Pryme app. She holds dollars, pounds, euros and Naira side by side, swaps at a locked rate, pays bills in any of them and sends anywhere, asking before anything moves.













We give you a limit to spend at the shops and services you already use — and an account that works on your month while you get on with it. Dollars, pounds and euros sit beside your Naira, and an assistant handles the running of it, asking you first every single time.
One global account for your money and business. Move across currencies, automate everyday operations and put AI agents to work — with you in control of every important decision.




Evayour assistant
DanielChief of Staff
BenFinance
BruceCareYour competitor down the road sells the same thing you sell. The difference is who walks in. We put money in people’s hands that can only be spent in businesses like yours — and then we point them at you.
You are not borrowing. You are selling to somebody who already has the money — and that money can only be spent with a business like yours.
₦100,000 from day one · agreement v2.1 · 12 Aug · View
Eva waits for your rate and asks before she moves anything.
No card, no OTP, nothing for the buyer to type in. They transfer from the bank app they already use, and the money lands in the same account your agents are running — already matched to the order, already in your books.
We give the buyer a one-time account number. They transfer to it from any bank app or by USSD — no card, no OTP, nothing to type in.
Get the account numberTo this account, from any bank app. We watch it, and the page updates itself.
₦26,767.50 from GTBank · John D., matched to order ORD‑1042.
Five agents come with the account. Each one has a job description, a budget and a ceiling you set. They do the work and bring it to you — nothing leaves the account without your signature.
Knows what is stuck, who is waiting and what you promised — and keeps all three moving.
Booked a meeting with John Doe Foods for Thursday 11:00.Keeps the books as you trade and tells you the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the receipt already attached.
Recovered ₦410,000 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.Issue a dedicated Naira account number to each of your own customers, collect into it and reconcile against it. The same rails the Business Account runs on, with the licence behind them.
Dollars, pounds and euros beside a Naira account, on one ledger and one set of books. Five agents come with it and run the account — nothing leaves without your signature.
Five agents come with the account. Each has a job description, a budget and a ceiling you set. They do the work and bring it to you — they propose, you approve.
Knows what is stuck, who is waiting and what you promised, and keeps all three moving.
Booked the quarterly review with your auditor for Thursday.Keeps the books in every currency you hold and flags the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the invoice and the receipt already attached.
Recovered $12,400 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.The business has changed shape four times and never changed what it was rooted in. Each version was built out of what the last one could not do.
An online grocery store, built out of a faulty tab. Selling the food was the easy part — taking the money for it, and moving it, turned out to be the business.
A prepaid card. The first time the company issued rather than resold, and the first time it carried the obligations that come with holding somebody else’s money.
Solid Allianze acquired — an existing bank with an existing licence. The perimeter stopped being someone else’s to draw.
More than one currency on one balance, and the rebrand to Pryme. A Nigerian business could hold dollars without holding a second institution.
Accounts that do the work rather than only hold value. Five agents on the account, inside a policy you write — which is where the new mark starts.
Pryme is a financial technology company. It gives people and businesses in Nigeria one account that holds Naira alongside dollars, pounds and euros, and a set of agents that do the running of it — keeping the books, chasing what is owed, answering customers and paying bills. Nothing leaves an account without the owner’s approval.
Yes. A Pryme account holds Naira, US dollars, pounds sterling and euros side by side on one ledger, each with its own account details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area. You can swap between them at a rate you set, and every currency has its own statement.
Spaces is available in Nigeria. It gives a shopper money to spend that can only be spent with a participating business. The business is paid into its Naira account whether or not the shopper repays, because Pryme carries the credit. For the business it is free to join, there is nothing monthly, and the customer’s identity is never shown — only a reference and what it is worth.
Five agents come with the account. The Chief of Staff runs the week and keeps what is stuck moving. Finance watches the money and keeps the books as you trade. Compliance keeps the filings on time and screens what moves. Sales chases what you are owed. Customer Support answers your customers and follows up. Each has a job description, a budget and a ceiling you set, and each one proposes rather than acts — nothing leaves the account without your signature.
Pryme Pay takes payments on your own site or on a checkout page you control. The buyer is given a one-time account number and transfers to it from any bank app or by USSD — no card, no OTP, nothing to type in. The money lands in the same account your agents are running, already matched to the order and already in your books.
Savings Boxes are separate pots inside a Pryme account, held in Naira. Flexible Boxes can be withdrawn at any time, Fixed Boxes hold to a date, Investment Boxes hold for longer, and Interest-free Boxes earn nothing by design. A business can use them to ring-fence payroll and the tax it withholds, so that money cannot be spent by accident.
Pryme is a financial technology company, not a bank. Accounts and deposits are provided by Solid Allianze Microfinance Bank Limited, which is licensed by the Central Bank of Nigeria and is a member of the Nigeria Deposit Insurance Corporation.
Yes. Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Pryme is a financial technology company. It gives you one account that holds US dollars, pounds sterling and euros beside Naira, with an assistant that runs the account for you and asks before anything moves. Accounts are provided in Nigeria today, and further markets open as each licence lands.
Accounts are provided in Nigeria today, subject to verification and approval. Foreign-currency balances are held and converted inside that account, so you can hold, receive and swap dollars, pounds and euros wherever you are.
Naira, US dollars, pounds sterling and euros, side by side on one ledger. Each has its own details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area — and each has its own statement.
Swap at a rate you set rather than the rate of the day, then send to any Pryme username or to a Nigerian bank account. There is no fee to send to another Pryme account.
Eva is the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals, pays what is due and follows up what is owed to you — and asks you before anything moves.
Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Notes on money that does the work: what we are building, what the regulation actually says, and how we think about letting software act on money. Read the Ledger
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
How multi-currency business accounts work: local details vs SWIFT, payment rails, the real cost of FX, safeguarding vs deposit protection, and hedging.
How UK, US, Canadian and European firms pay Nigerian suppliers and get paid by Nigerian clients: FX, Form A and M, tax, compliance and payout routes.
What it really costs to send money to Nigeria from the UK, US, Canada and Europe: fees, exchange-rate margins, CBN naira rules, BVN, speed and scams.
What AI can and cannot do in day-to-day bookkeeping, how much time it saves on real numbers, and which jobs must stay with you or your accountant.
What NERC's connection rules say when you move in or out of an EEDC home, how to put the account in your name, and how to avoid inheriting debt.
Under NERC's Connection and Disconnection Procedures 2007, a new occupant applies to the distributor in their own name for supply at an existing address, and the distributor must connect within 48 hours and issue future bills in that name unless agreed otherwise. Before you move in or out of an EEDC home, record the meter reading, check for arrears, and ask EEDC in writing to close or transfer the account.
Moving into a flat in Enugu, Onitsha, Owerri, Umuahia or Abakaliki usually comes with a meter already on the wall. Whether that meter is prepaid or postpaid, it is linked to an account, and the account has a name and a history. The two questions most tenants ask are how to get the account into their own name, and whether they can be made to pay a bill run up by the person before them. This guide sets out what the regulations say and the practical steps that protect you.
NERC's Connection and Disconnection Procedures for Electricity Services 2007 (S.I. 41 of 2007), a copy of which EEDC links on its own website, sets the rules for supply at an address that is already connected. Under regulation 1, a customer who wants supply at an existing address must:
Regulation 2 then requires the distributor to give the customer its terms in writing, to connect the address as soon as practicable and not later than 48 hours after the application, and, unless otherwise agreed, to issue all future bills for the address in the name of that customer.
For the person moving out, regulation 8 says that when a customer asks for supply to be disconnected, the distributor must do so, after confirming the consent of other occupants, and must not bill that customer for any period after the date the supply should have been disconnected.
The 2007 regulations tie bills to the named customer who applied for supply, which is why putting the account in your own name from your first day matters. We did not find, on the EEDC or NERC pages we opened in October 2026, a published rule that sets out in plain terms how arrears left by a previous occupant are treated. In practice the safest course is to make sure there is nothing outstanding before you take over.
Example only. A tenant on a postpaid meter moves out on 30 June. The last bill, for May, was ₦18,400 and has been paid. The June reading is 2,315 kWh against a May reading of 2,215 kWh, so 100 kWh was used in June. If the receipt or bill shows a rate of ₦66.47 per kWh, the Band B non-MD rate in EEDC's published tariff table (July 2024), the energy charge is 100 × 66.47 = ₦6,647, and with VAT at 7.5% the total is ₦7,145.53. The outgoing tenant pays that figure to EEDC, and both parties sign a note showing the 2,315 kWh closing reading.
Use your own band and the rate printed on your latest bill: rates differ by band, and in Enugu State tariffs are set by EERC.
If you have no meter, EEDC's MAP request portal lets you apply for one; see EEDC prepaid meter: how to apply. This is information, not legal advice.
Paying the final bill or first token from the Pryme app gives each side a dated record. A verifiable receipt, made with VerifyDoc.ai, lets a landlord or the next tenant check that the payment record is genuine and unaltered.
The NERC 2007 regulations tie future bills to the customer who applies for supply at the address. We found no published EEDC rule on arrears left by a previous occupant, so check for arrears before moving in, record them in writing, and apply to put the account in your name.
Apply to EEDC, or MainPower in Enugu State, in your own name with ID and proof of occupancy. Under the NERC 2007 regulations the distributor should then issue future bills in your name unless otherwise agreed.
Regulation 2 of NERC's 2007 Connection and Disconnection Procedures says as soon as practicable and not later than 48 hours after you apply.
Photograph the final balance and meter number, agree with the landlord what happens to remaining units, and tell the distributor in writing if the account was in your name.
This article is general information, not financial, legal or tax advice. Products described are provided under the terms on this site and are subject to regulation and eligibility.
How to get a new building connected by EEDC: the forms, what NERC lets the distributor charge, meter prices as at September 2026 and what to check.
The EEDC online channels for postpaid customers as at October 2026, what to check on the bill, and the NERC rules on payment dates and disconnection.
How to apply for an EEDC prepaid meter under MAP, online or on paper, and the vendor prices EEDC published for September 2026, VAT included.
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