AI agents for business finance: what they can and can't do
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
Meet Eva, the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals and follows up. Nothing leaves your account without your approval.
Meet Eva, the assistant inside the Pryme app. She holds dollars, pounds, euros and Naira side by side, swaps at a locked rate, pays bills in any of them and sends anywhere, asking before anything moves.













We give you a limit to spend at the shops and services you already use — and an account that works on your month while you get on with it. Dollars, pounds and euros sit beside your Naira, and an assistant handles the running of it, asking you first every single time.
One global account for your money and business. Move across currencies, automate everyday operations and put AI agents to work — with you in control of every important decision.




Evayour assistant
DanielChief of Staff
BenFinance
BruceCareYour competitor down the road sells the same thing you sell. The difference is who walks in. We put money in people’s hands that can only be spent in businesses like yours — and then we point them at you.
You are not borrowing. You are selling to somebody who already has the money — and that money can only be spent with a business like yours.
₦100,000 from day one · agreement v2.1 · 12 Aug · View
Eva waits for your rate and asks before she moves anything.
No card, no OTP, nothing for the buyer to type in. They transfer from the bank app they already use, and the money lands in the same account your agents are running — already matched to the order, already in your books.
We give the buyer a one-time account number. They transfer to it from any bank app or by USSD — no card, no OTP, nothing to type in.
Get the account numberTo this account, from any bank app. We watch it, and the page updates itself.
₦26,767.50 from GTBank · John D., matched to order ORD‑1042.
Five agents come with the account. Each one has a job description, a budget and a ceiling you set. They do the work and bring it to you — nothing leaves the account without your signature.
Knows what is stuck, who is waiting and what you promised — and keeps all three moving.
Booked a meeting with John Doe Foods for Thursday 11:00.Keeps the books as you trade and tells you the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the receipt already attached.
Recovered ₦410,000 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.Issue a dedicated Naira account number to each of your own customers, collect into it and reconcile against it. The same rails the Business Account runs on, with the licence behind them.
Dollars, pounds and euros beside a Naira account, on one ledger and one set of books. Five agents come with it and run the account — nothing leaves without your signature.
Five agents come with the account. Each has a job description, a budget and a ceiling you set. They do the work and bring it to you — they propose, you approve.
Knows what is stuck, who is waiting and what you promised, and keeps all three moving.
Booked the quarterly review with your auditor for Thursday.Keeps the books in every currency you hold and flags the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the invoice and the receipt already attached.
Recovered $12,400 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.The business has changed shape four times and never changed what it was rooted in. Each version was built out of what the last one could not do.
An online grocery store, built out of a faulty tab. Selling the food was the easy part — taking the money for it, and moving it, turned out to be the business.
A prepaid card. The first time the company issued rather than resold, and the first time it carried the obligations that come with holding somebody else’s money.
Solid Allianze acquired — an existing bank with an existing licence. The perimeter stopped being someone else’s to draw.
More than one currency on one balance, and the rebrand to Pryme. A Nigerian business could hold dollars without holding a second institution.
Accounts that do the work rather than only hold value. Five agents on the account, inside a policy you write — which is where the new mark starts.
Pryme is a financial technology company. It gives people and businesses in Nigeria one account that holds Naira alongside dollars, pounds and euros, and a set of agents that do the running of it — keeping the books, chasing what is owed, answering customers and paying bills. Nothing leaves an account without the owner’s approval.
Yes. A Pryme account holds Naira, US dollars, pounds sterling and euros side by side on one ledger, each with its own account details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area. You can swap between them at a rate you set, and every currency has its own statement.
Spaces is available in Nigeria. It gives a shopper money to spend that can only be spent with a participating business. The business is paid into its Naira account whether or not the shopper repays, because Pryme carries the credit. For the business it is free to join, there is nothing monthly, and the customer’s identity is never shown — only a reference and what it is worth.
Five agents come with the account. The Chief of Staff runs the week and keeps what is stuck moving. Finance watches the money and keeps the books as you trade. Compliance keeps the filings on time and screens what moves. Sales chases what you are owed. Customer Support answers your customers and follows up. Each has a job description, a budget and a ceiling you set, and each one proposes rather than acts — nothing leaves the account without your signature.
Pryme Pay takes payments on your own site or on a checkout page you control. The buyer is given a one-time account number and transfers to it from any bank app or by USSD — no card, no OTP, nothing to type in. The money lands in the same account your agents are running, already matched to the order and already in your books.
Savings Boxes are separate pots inside a Pryme account, held in Naira. Flexible Boxes can be withdrawn at any time, Fixed Boxes hold to a date, Investment Boxes hold for longer, and Interest-free Boxes earn nothing by design. A business can use them to ring-fence payroll and the tax it withholds, so that money cannot be spent by accident.
Pryme is a financial technology company, not a bank. Accounts and deposits are provided by Solid Allianze Microfinance Bank Limited, which is licensed by the Central Bank of Nigeria and is a member of the Nigeria Deposit Insurance Corporation.
Yes. Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Pryme is a financial technology company. It gives you one account that holds US dollars, pounds sterling and euros beside Naira, with an assistant that runs the account for you and asks before anything moves. Accounts are provided in Nigeria today, and further markets open as each licence lands.
Accounts are provided in Nigeria today, subject to verification and approval. Foreign-currency balances are held and converted inside that account, so you can hold, receive and swap dollars, pounds and euros wherever you are.
Naira, US dollars, pounds sterling and euros, side by side on one ledger. Each has its own details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area — and each has its own statement.
Swap at a rate you set rather than the rate of the day, then send to any Pryme username or to a Nigerian bank account. There is no fee to send to another Pryme account.
Eva is the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals, pays what is due and follows up what is owed to you — and asks you before anything moves.
Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Notes on money that does the work: what we are building, what the regulation actually says, and how we think about letting software act on money. Read the Ledger
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
How multi-currency business accounts work: local details vs SWIFT, payment rails, the real cost of FX, safeguarding vs deposit protection, and hedging.
How UK, US, Canadian and European firms pay Nigerian suppliers and get paid by Nigerian clients: FX, Form A and M, tax, compliance and payout routes.
What it really costs to send money to Nigeria from the UK, US, Canada and Europe: fees, exchange-rate margins, CBN naira rules, BVN, speed and scams.
What AI can and cannot do in day-to-day bookkeeping, how much time it saves on real numbers, and which jobs must stay with you or your accountant.
How to package a CV writing and LinkedIn optimisation service in Nigeria: service tiers, labelled prices, turnaround, revisions and handling client data.
A CV writing service sells best in clear tiers: a CV rewrite, a CV plus cover letter, and a full package that adds a LinkedIn profile rewrite, with an executive tier for senior roles. There is no official price list in Nigeria, so set prices from the hours each tier takes; in our labelled example the tiers run from ₦25,000 to ₦120,000. State turnaround and the number of revisions upfront, and treat clients' CVs as personal data.
Graduates finishing NYSC, people changing careers, professionals applying abroad, and managers going for senior roles all pay for help presenting their experience. Each group needs something different. A graduate needs a one-page CV that makes limited experience count; a professional applying to the UK or Canada needs a CV in the format employers there expect; an executive needs a profile that shows results, not duties. Choosing one or two of these groups makes your marketing much easier.
| Tier | What it includes | Typical time to deliver well |
|---|---|---|
| CV rewrite | Intake questionnaire, rewritten CV in Word and PDF, one revision round | 3 to 4 hours of work |
| CV and cover letter | As above, plus one tailored cover letter template | 5 to 6 hours |
| Career package | CV, cover letter and a LinkedIn profile rewrite (headline, about section, experience) | 8 to 10 hours |
| Executive | Interview call, CV, cover letter, LinkedIn, and a short achievements document | 12 hours or more |
Time estimates are illustrations from a sensible process, not industry standards. Track your own hours on the first ten clients and adjust.
Example only. Suppose you want to earn ₦8,000 an hour of focused work after costs. The tiers might then be priced like this:
| Tier | Hours (example) | At ₦8,000/hour | Rounded price |
|---|---|---|---|
| CV rewrite | 3 | ₦24,000 | ₦25,000 |
| CV and cover letter | 5 | ₦40,000 | ₦40,000 |
| Career package | 9 | ₦72,000 | ₦75,000 |
| Executive | 15 | ₦120,000 | ₦120,000 |
Ten clients a month split as four CV rewrites, three CV and cover letters, two career packages and one executive package would bring in ₦490,000 (₦100,000 + ₦120,000 + ₦150,000 + ₦120,000). Price the executive tier on value as well as time: a client moving into a much better-paid role will often pay more for a specialist who knows their field.
Be clear about what you do not promise. You can write a strong CV; you cannot promise interviews or jobs, and any service that does is overselling.
Some writers also sell CV and cover letter templates as digital products. If you list them on Selar and want affiliates to promote them, Selar's affiliate network sets a minimum product price of ₦3,000 and a minimum affiliate commission of 30% for products under ₦50,000.
A CV written for a Lagos bank and one written for an employer in London, Toronto or Dubai may need different choices: length, whether to include a photograph, date of birth or marital status, how to describe Nigerian qualifications, and how to show grades. Expectations differ by country and employer, so check the employer's own guidance or the official careers pages for that country, and ask the client for the job adverts they are targeting. Offering a separate "international format" add-on lets you charge for that extra research.
A CV contains names, phone numbers, addresses, work history and sometimes dates of birth. Under the Nigeria Data Protection Act, people have rights over their personal data; see your data rights under the NDPA. In practice: collect only what you need, store files in a protected folder, do not share clients' CVs as samples without written permission and removing personal details, and delete old files after an agreed period.
Registering a business name helps when universities or companies book workshops; the CAC fee schedule published in May 2025 put business name registration at ₦20,000. For related services, see copywriting rates and clients.
Clients applying abroad sometimes pay from abroad. A Pryme Business Account holds NGN, USD, GBP and EUR with local details for each, and invoicing sends a clear bill for each tier.
There is no official price. Writers set their own, usually by tier. In our labelled example, prices ran from ₦25,000 for a CV rewrite to ₦120,000 for an executive package, based on hours of work.
Choose a client group, set tiers with clear inclusions, build a few strong samples, publish before-and-after examples with permission, and partner with groups such as alumni associations and training centres.
Usually a rewritten headline, about section and experience entries, aligned with the client's CV and target roles. Agree in writing what you will and will not change.
Set your own turnaround and state it upfront. Lower tiers often take a few hours of work; higher tiers with calls and LinkedIn take longer.
This article is general information, not financial, legal or tax advice. Products described are provided under the terms on this site and are subject to regulation and eligibility.
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You can add the other type later — many of our customers hold both.
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