AI agents for business finance: what they can and can't do
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
Meet Eva, the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals and follows up. Nothing leaves your account without your approval.
Meet Eva, the assistant inside the Pryme app. She holds dollars, pounds, euros and Naira side by side, swaps at a locked rate, pays bills in any of them and sends anywhere, asking before anything moves.













We give you a limit to spend at the shops and services you already use — and an account that works on your month while you get on with it. Dollars, pounds and euros sit beside your Naira, and an assistant handles the running of it, asking you first every single time.
One global account for your money and business. Move across currencies, automate everyday operations and put AI agents to work — with you in control of every important decision.




Evayour assistant
DanielChief of Staff
BenFinance
BruceCareYour competitor down the road sells the same thing you sell. The difference is who walks in. We put money in people’s hands that can only be spent in businesses like yours — and then we point them at you.
You are not borrowing. You are selling to somebody who already has the money — and that money can only be spent with a business like yours.
₦100,000 from day one · agreement v2.1 · 12 Aug · View
Eva waits for your rate and asks before she moves anything.
No card, no OTP, nothing for the buyer to type in. They transfer from the bank app they already use, and the money lands in the same account your agents are running — already matched to the order, already in your books.
We give the buyer a one-time account number. They transfer to it from any bank app or by USSD — no card, no OTP, nothing to type in.
Get the account numberTo this account, from any bank app. We watch it, and the page updates itself.
₦26,767.50 from GTBank · John D., matched to order ORD‑1042.
Five agents come with the account. Each one has a job description, a budget and a ceiling you set. They do the work and bring it to you — nothing leaves the account without your signature.
Knows what is stuck, who is waiting and what you promised — and keeps all three moving.
Booked a meeting with John Doe Foods for Thursday 11:00.Keeps the books as you trade and tells you the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the receipt already attached.
Recovered ₦410,000 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.Issue a dedicated Naira account number to each of your own customers, collect into it and reconcile against it. The same rails the Business Account runs on, with the licence behind them.
Dollars, pounds and euros beside a Naira account, on one ledger and one set of books. Five agents come with it and run the account — nothing leaves without your signature.
Five agents come with the account. Each has a job description, a budget and a ceiling you set. They do the work and bring it to you — they propose, you approve.
Knows what is stuck, who is waiting and what you promised, and keeps all three moving.
Booked the quarterly review with your auditor for Thursday.Keeps the books in every currency you hold and flags the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the invoice and the receipt already attached.
Recovered $12,400 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.The business has changed shape four times and never changed what it was rooted in. Each version was built out of what the last one could not do.
An online grocery store, built out of a faulty tab. Selling the food was the easy part — taking the money for it, and moving it, turned out to be the business.
A prepaid card. The first time the company issued rather than resold, and the first time it carried the obligations that come with holding somebody else’s money.
Solid Allianze acquired — an existing bank with an existing licence. The perimeter stopped being someone else’s to draw.
More than one currency on one balance, and the rebrand to Pryme. A Nigerian business could hold dollars without holding a second institution.
Accounts that do the work rather than only hold value. Five agents on the account, inside a policy you write — which is where the new mark starts.
Pryme is a financial technology company. It gives people and businesses in Nigeria one account that holds Naira alongside dollars, pounds and euros, and a set of agents that do the running of it — keeping the books, chasing what is owed, answering customers and paying bills. Nothing leaves an account without the owner’s approval.
Yes. A Pryme account holds Naira, US dollars, pounds sterling and euros side by side on one ledger, each with its own account details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area. You can swap between them at a rate you set, and every currency has its own statement.
Spaces is available in Nigeria. It gives a shopper money to spend that can only be spent with a participating business. The business is paid into its Naira account whether or not the shopper repays, because Pryme carries the credit. For the business it is free to join, there is nothing monthly, and the customer’s identity is never shown — only a reference and what it is worth.
Five agents come with the account. The Chief of Staff runs the week and keeps what is stuck moving. Finance watches the money and keeps the books as you trade. Compliance keeps the filings on time and screens what moves. Sales chases what you are owed. Customer Support answers your customers and follows up. Each has a job description, a budget and a ceiling you set, and each one proposes rather than acts — nothing leaves the account without your signature.
Pryme Pay takes payments on your own site or on a checkout page you control. The buyer is given a one-time account number and transfers to it from any bank app or by USSD — no card, no OTP, nothing to type in. The money lands in the same account your agents are running, already matched to the order and already in your books.
Savings Boxes are separate pots inside a Pryme account, held in Naira. Flexible Boxes can be withdrawn at any time, Fixed Boxes hold to a date, Investment Boxes hold for longer, and Interest-free Boxes earn nothing by design. A business can use them to ring-fence payroll and the tax it withholds, so that money cannot be spent by accident.
Pryme is a financial technology company, not a bank. Accounts and deposits are provided by Solid Allianze Microfinance Bank Limited, which is licensed by the Central Bank of Nigeria and is a member of the Nigeria Deposit Insurance Corporation.
Yes. Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Pryme is a financial technology company. It gives you one account that holds US dollars, pounds sterling and euros beside Naira, with an assistant that runs the account for you and asks before anything moves. Accounts are provided in Nigeria today, and further markets open as each licence lands.
Accounts are provided in Nigeria today, subject to verification and approval. Foreign-currency balances are held and converted inside that account, so you can hold, receive and swap dollars, pounds and euros wherever you are.
Naira, US dollars, pounds sterling and euros, side by side on one ledger. Each has its own details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area — and each has its own statement.
Swap at a rate you set rather than the rate of the day, then send to any Pryme username or to a Nigerian bank account. There is no fee to send to another Pryme account.
Eva is the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals, pays what is due and follows up what is owed to you — and asks you before anything moves.
Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Notes on money that does the work: what we are building, what the regulation actually says, and how we think about letting software act on money. Read the Ledger
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
How multi-currency business accounts work: local details vs SWIFT, payment rails, the real cost of FX, safeguarding vs deposit protection, and hedging.
How UK, US, Canadian and European firms pay Nigerian suppliers and get paid by Nigerian clients: FX, Form A and M, tax, compliance and payout routes.
What it really costs to send money to Nigeria from the UK, US, Canada and Europe: fees, exchange-rate margins, CBN naira rules, BVN, speed and scams.
What AI can and cannot do in day-to-day bookkeeping, how much time it saves on real numbers, and which jobs must stay with you or your accountant.
In Georgia, apostilles come from the GSCCCA, but Nigeria is not a Hague country. Why you need the Secretary of State's Great Seal Certification instead.
In Georgia the GSCCCA issues apostilles ($3 per document), but only for Hague Convention countries, and Nigeria is not one. For Nigeria, the GSCCCA directs you to the Georgia Secretary of State for a Great Seal Certification (404-656-2871); after that, plan for the US Department of State ($20 per document) and the Nigerian Consulate General in Atlanta, which lists $30 per document for authentication in a 2021 notice.
Georgia is unusual. The office most people search for, "Georgia Secretary of State apostille", is not the one that issues apostilles: that is the Georgia Superior Court Clerks' Cooperative Authority (GSCCCA). And for Nigeria, neither an apostille nor the GSCCCA is the right starting point. Getting this wrong is the most common reason Georgia documents bound for Nigeria are sent back.
| Destination | Georgia office | Certificate | Fee (GSCCCA page, Oct 2026) |
|---|---|---|---|
| Hague Convention country | GSCCCA | Apostille | $3 per document |
| Non-Hague country, including Nigeria | Georgia Secretary of State | Great Seal Certification | Not stated on the GSCCCA page; ask the Secretary of State |
| Use within the US, including at US embassies | GSCCCA | Certification of Notary Public | $2 per document |
The GSCCCA page says it is "the only state agency authorized to issue apostilles" for Georgia documents, lists documents for non-Hague countries among those it does not accept, and gives the Secretary of State's number, 404-656-2871, for Great Seal Certification. The HCCH status table for the Apostille Convention does not list Nigeria, which puts Nigeria in the Great Seal column.
Atlanta is likely the nearest mission for Georgia residents, but its own pages we read did not list the states it serves. Confirm with which states the Atlanta consulate covers before posting anything.
Even though the GSCCCA will not certify a document for Nigeria, its document rules are a useful guide to what Georgia expects, and the Secretary of State is likely to want the same starting points. Confirm with that office.
Example only. Funke in Lawrenceville needs her Georgia divorce decree recognised in Lagos so she can update her Nigerian passport. She asks the clerk of the superior court for a certified copy, calls the Secretary of State to confirm the Great Seal fee and mailing details, and sends it with a cover letter naming Nigeria. Once it returns, she mails it to the State Department with DS-4194 ($20), then books the Atlanta consulate for authentication ($30 per the 2021 notice). Federal and consular fees come to $50, plus the Great Seal fee, the clerk's copy fee and postage. She then follows the consulate's change-of-name list for the passport itself.
The slowest link is usually the federal step: the State Department says mailed requests take up to five weeks from receipt, and only travellers two to three weeks out can use its walk-in drop-off. Add the Great Seal stage, postage between offices and the consulate's own processing, and six to eight weeks door to door is a sensible planning figure for a mailed route. If a Nigerian deadline is closer, ask the recipient whether a scan will hold your place while the original travels.
If a recipient in Nigeria says an apostille is fine, get that in writing; private recipients sometimes accept less, but registries and courts tend not to. Our explainer does Nigeria accept apostilles from the US? covers when.
Once documents reach Nigeria, the lawyer or agent handling them usually bills in naira. A Pryme account opened from the US lets you send naira and keep a verifiable receipt of the payment.
From the GSCCCA at 1875 Century Blvd, Suite 100, Atlanta, for Hague Convention countries, at $3 per document. For Nigeria, which is not a Hague country, you need the Secretary of State's Great Seal Certification instead.
The GSCCCA page does not state the fee. Call the Georgia Secretary of State on 404-656-2871 to confirm before you send documents.
The GSCCCA says not, for apostilles. Ask the Secretary of State whether the same applies to Great Seal Certification.
Its notice dated 27 July 2021 lists $30 per document, by debit card at its terminal or money order. Confirm it still applies.
This article is general information, not financial, legal or tax advice. Products described are provided under the terms on this site and are subject to regulation and eligibility.
Texas issues one universal apostille for $15, but Nigeria is not an Apostille country. How to get the Texas step right and what comes after it.
Maryland charges $5 a certificate, but notarised papers go to a circuit court clerk first, and Nigeria needs a standard certification. Times and steps.
New York issues a certificate of authentication for $10, but notarised papers need the county clerk first and NYC records need more. The route to Nigeria.
You can add the other type later — many of our customers hold both.
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