AI agents for business finance: what they can and can't do
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
Meet Eva, the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals and follows up. Nothing leaves your account without your approval.
Meet Eva, the assistant inside the Pryme app. She holds dollars, pounds, euros and Naira side by side, swaps at a locked rate, pays bills in any of them and sends anywhere, asking before anything moves.













We give you a limit to spend at the shops and services you already use — and an account that works on your month while you get on with it. Dollars, pounds and euros sit beside your Naira, and an assistant handles the running of it, asking you first every single time.
One global account for your money and business. Move across currencies, automate everyday operations and put AI agents to work — with you in control of every important decision.




Evayour assistant
DanielChief of Staff
BenFinance
BruceCareYour competitor down the road sells the same thing you sell. The difference is who walks in. We put money in people’s hands that can only be spent in businesses like yours — and then we point them at you.
You are not borrowing. You are selling to somebody who already has the money — and that money can only be spent with a business like yours.
₦100,000 from day one · agreement v2.1 · 12 Aug · View
Eva waits for your rate and asks before she moves anything.
No card, no OTP, nothing for the buyer to type in. They transfer from the bank app they already use, and the money lands in the same account your agents are running — already matched to the order, already in your books.
We give the buyer a one-time account number. They transfer to it from any bank app or by USSD — no card, no OTP, nothing to type in.
Get the account numberTo this account, from any bank app. We watch it, and the page updates itself.
₦26,767.50 from GTBank · John D., matched to order ORD‑1042.
Five agents come with the account. Each one has a job description, a budget and a ceiling you set. They do the work and bring it to you — nothing leaves the account without your signature.
Knows what is stuck, who is waiting and what you promised — and keeps all three moving.
Booked a meeting with John Doe Foods for Thursday 11:00.Keeps the books as you trade and tells you the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the receipt already attached.
Recovered ₦410,000 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.Issue a dedicated Naira account number to each of your own customers, collect into it and reconcile against it. The same rails the Business Account runs on, with the licence behind them.
Dollars, pounds and euros beside a Naira account, on one ledger and one set of books. Five agents come with it and run the account — nothing leaves without your signature.
Five agents come with the account. Each has a job description, a budget and a ceiling you set. They do the work and bring it to you — they propose, you approve.
Knows what is stuck, who is waiting and what you promised, and keeps all three moving.
Booked the quarterly review with your auditor for Thursday.Keeps the books in every currency you hold and flags the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the invoice and the receipt already attached.
Recovered $12,400 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.The business has changed shape four times and never changed what it was rooted in. Each version was built out of what the last one could not do.
An online grocery store, built out of a faulty tab. Selling the food was the easy part — taking the money for it, and moving it, turned out to be the business.
A prepaid card. The first time the company issued rather than resold, and the first time it carried the obligations that come with holding somebody else’s money.
Solid Allianze acquired — an existing bank with an existing licence. The perimeter stopped being someone else’s to draw.
More than one currency on one balance, and the rebrand to Pryme. A Nigerian business could hold dollars without holding a second institution.
Accounts that do the work rather than only hold value. Five agents on the account, inside a policy you write — which is where the new mark starts.
Pryme is a financial technology company. It gives people and businesses in Nigeria one account that holds Naira alongside dollars, pounds and euros, and a set of agents that do the running of it — keeping the books, chasing what is owed, answering customers and paying bills. Nothing leaves an account without the owner’s approval.
Yes. A Pryme account holds Naira, US dollars, pounds sterling and euros side by side on one ledger, each with its own account details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area. You can swap between them at a rate you set, and every currency has its own statement.
Spaces is available in Nigeria. It gives a shopper money to spend that can only be spent with a participating business. The business is paid into its Naira account whether or not the shopper repays, because Pryme carries the credit. For the business it is free to join, there is nothing monthly, and the customer’s identity is never shown — only a reference and what it is worth.
Five agents come with the account. The Chief of Staff runs the week and keeps what is stuck moving. Finance watches the money and keeps the books as you trade. Compliance keeps the filings on time and screens what moves. Sales chases what you are owed. Customer Support answers your customers and follows up. Each has a job description, a budget and a ceiling you set, and each one proposes rather than acts — nothing leaves the account without your signature.
Pryme Pay takes payments on your own site or on a checkout page you control. The buyer is given a one-time account number and transfers to it from any bank app or by USSD — no card, no OTP, nothing to type in. The money lands in the same account your agents are running, already matched to the order and already in your books.
Savings Boxes are separate pots inside a Pryme account, held in Naira. Flexible Boxes can be withdrawn at any time, Fixed Boxes hold to a date, Investment Boxes hold for longer, and Interest-free Boxes earn nothing by design. A business can use them to ring-fence payroll and the tax it withholds, so that money cannot be spent by accident.
Pryme is a financial technology company, not a bank. Accounts and deposits are provided by Solid Allianze Microfinance Bank Limited, which is licensed by the Central Bank of Nigeria and is a member of the Nigeria Deposit Insurance Corporation.
Yes. Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Pryme is a financial technology company. It gives you one account that holds US dollars, pounds sterling and euros beside Naira, with an assistant that runs the account for you and asks before anything moves. Accounts are provided in Nigeria today, and further markets open as each licence lands.
Accounts are provided in Nigeria today, subject to verification and approval. Foreign-currency balances are held and converted inside that account, so you can hold, receive and swap dollars, pounds and euros wherever you are.
Naira, US dollars, pounds sterling and euros, side by side on one ledger. Each has its own details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area — and each has its own statement.
Swap at a rate you set rather than the rate of the day, then send to any Pryme username or to a Nigerian bank account. There is no fee to send to another Pryme account.
Eva is the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals, pays what is due and follows up what is owed to you — and asks you before anything moves.
Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Notes on money that does the work: what we are building, what the regulation actually says, and how we think about letting software act on money. Read the Ledger
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
How multi-currency business accounts work: local details vs SWIFT, payment rails, the real cost of FX, safeguarding vs deposit protection, and hedging.
How UK, US, Canadian and European firms pay Nigerian suppliers and get paid by Nigerian clients: FX, Form A and M, tax, compliance and payout routes.
What it really costs to send money to Nigeria from the UK, US, Canada and Europe: fees, exchange-rate margins, CBN naira rules, BVN, speed and scams.
What AI can and cannot do in day-to-day bookkeeping, how much time it saves on real numbers, and which jobs must stay with you or your accountant.
How Jos homes get water: the public utility and its connection steps, why tariffs are hard to find, and example costs for boreholes and vendors.
Public water in the Jos-Bukuru metropolis is supplied by the state utility, which a 2022 Plateau State Water Board notice says connects new customers in five steps with no application or processing fee, though the connection charge itself is not stated. We found no published tariff in October 2026, and the utility has said unmetered areas will receive monthly bills. Many households also rely on boreholes, wells and vendors, whose prices here are labelled examples.
Water is a monthly cost in Jos that many newcomers underestimate. Supply from the public network can be irregular, so households often combine a pipe connection with a borehole, a well or water bought from vendors. This guide explains each source, the official connection process and how to budget.
The Plateau State Water Board, at Industrial Area, Old Airport Road, Jos, published its connection process under the Plateau State Water Sector Law No. 7 of 2019. A more recent Voice of Nigeria report refers to the Jos Water Services Corporation (JWSC), which serves the Jos-Bukuru metropolis, led by Managing Director Apollos Samchi. The report said the corporation aimed to raise the volume of water pumped by 50%, planned deep boreholes linked to a treatment plant to serve Kabong, Utan and the Rukuba axis, and that unmetered areas would begin receiving monthly bills.
The Water Board's notice, signed by its General Manager on 11 December 2022, sets these steps:
| Step | What happens | Time | Fee |
|---|---|---|---|
| 1 | Write an application letter | Within 5 days | No charge |
| 2 | Pay the connection fee into the state TSA revenue account or via Remita | Within 30 days | Amount not stated in the notice |
| 3 | Submit evidence of payment | Within 18 days | No processing fee |
| 4 | Utility provides a supply point within 100 metres | Within 30 working days | Not stated |
| 5 | Applicant's connection completed | Within 40 days | No fee charges |
We found no published water tariff for Jos in October 2026. The 2022 notice refers to rates "provided below" but the online copy shows none. If you receive a bill, ask the utility office how it was calculated, whether you are metered, and which channel to pay through.
Where pipe supply is unreliable, households turn to other sources. None of these has an official price list, so the figures below are illustrative examples for budgeting.
| Source (example only) | Example cost | Notes |
|---|---|---|
| Water vendor (truck-pushed jerrycans) | ₦50–₦150 per 25-litre jerrycan | Price rises in the dry season |
| Tanker delivery | ₦15,000–₦40,000 per load | Depends on size and distance |
| Hand-dug well | ₦150,000–₦500,000 to build | Depth and rock vary by area |
| Motorised borehole with tank | ₦800,000–₦2,500,000 to build | Plus pump power and maintenance |
Rock is commonly reported to lie close to the surface in parts of Jos, so drilling costs and success rates vary widely. Ask a driller for a written quote that states the depth, the casing and what happens if no water is found.
Example only. A family of five uses 10 jerrycans a day from a vendor at ₦100 each. That is 10 × ₦100 × 30 = ₦30,000 a month, or ₦360,000 a year. A shared compound borehole costing ₦1,500,000, split among six households, is ₦250,000 each upfront. If each household then pays ₦3,000 a month toward fuel and repairs, a household that used to buy ₦30,000 of vendor water a month saves ₦27,000 a month, recovering its share in under ten months.
Demand for vendor and tanker water is usually highest in the dry months, when wells drop and public supply struggles, and prices tend to rise with it. In the rains, many households collect rainwater from roofs in clean tanks or drums, which can cut vendor spending for several months. Budget for the dry season rather than for an average month.
Paying a vendor or a shared borehole contribution by transfer keeps a record, and the Personal Assistant can remind you when monthly contributions are due; nothing is sent without your approval. For wider household costs, see the cost of living in Jos and rent by area in Jos.
Apply in writing to the state water utility, pay the connection fee into the state TSA account or via Remita, submit proof of payment and wait for the supply point and connection, per the Water Board's published steps.
We found no published tariff in October 2026. Ask the utility how your bill is calculated and whether you are metered.
No official figure exists. As an example, a motorised borehole with a tank may cost ₦800,000 to ₦2,500,000 depending on depth and rock.
The state utility serving Jos-Bukuru, referred to in recent reports as the Jos Water Services Corporation, alongside private boreholes, wells and vendors.
This article is general information, not financial, legal or tax advice. Products described are provided under the terms on this site and are subject to regulation and eligibility.
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