AI agents for business finance: what they can and can't do
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
Meet Eva, the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals and follows up. Nothing leaves your account without your approval.
Meet Eva, the assistant inside the Pryme app. She holds dollars, pounds, euros and Naira side by side, swaps at a locked rate, pays bills in any of them and sends anywhere, asking before anything moves.













We give you a limit to spend at the shops and services you already use — and an account that works on your month while you get on with it. Dollars, pounds and euros sit beside your Naira, and an assistant handles the running of it, asking you first every single time.
One global account for your money and business. Move across currencies, automate everyday operations and put AI agents to work — with you in control of every important decision.




Evayour assistant
DanielChief of Staff
BenFinance
BruceCareYour competitor down the road sells the same thing you sell. The difference is who walks in. We put money in people’s hands that can only be spent in businesses like yours — and then we point them at you.
You are not borrowing. You are selling to somebody who already has the money — and that money can only be spent with a business like yours.
₦100,000 from day one · agreement v2.1 · 12 Aug · View
Eva waits for your rate and asks before she moves anything.
No card, no OTP, nothing for the buyer to type in. They transfer from the bank app they already use, and the money lands in the same account your agents are running — already matched to the order, already in your books.
We give the buyer a one-time account number. They transfer to it from any bank app or by USSD — no card, no OTP, nothing to type in.
Get the account numberTo this account, from any bank app. We watch it, and the page updates itself.
₦26,767.50 from GTBank · John D., matched to order ORD‑1042.
Five agents come with the account. Each one has a job description, a budget and a ceiling you set. They do the work and bring it to you — nothing leaves the account without your signature.
Knows what is stuck, who is waiting and what you promised — and keeps all three moving.
Booked a meeting with John Doe Foods for Thursday 11:00.Keeps the books as you trade and tells you the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the receipt already attached.
Recovered ₦410,000 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.Issue a dedicated Naira account number to each of your own customers, collect into it and reconcile against it. The same rails the Business Account runs on, with the licence behind them.
Dollars, pounds and euros beside a Naira account, on one ledger and one set of books. Five agents come with it and run the account — nothing leaves without your signature.
Five agents come with the account. Each has a job description, a budget and a ceiling you set. They do the work and bring it to you — they propose, you approve.
Knows what is stuck, who is waiting and what you promised, and keeps all three moving.
Booked the quarterly review with your auditor for Thursday.Keeps the books in every currency you hold and flags the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the invoice and the receipt already attached.
Recovered $12,400 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.The business has changed shape four times and never changed what it was rooted in. Each version was built out of what the last one could not do.
An online grocery store, built out of a faulty tab. Selling the food was the easy part — taking the money for it, and moving it, turned out to be the business.
A prepaid card. The first time the company issued rather than resold, and the first time it carried the obligations that come with holding somebody else’s money.
Solid Allianze acquired — an existing bank with an existing licence. The perimeter stopped being someone else’s to draw.
More than one currency on one balance, and the rebrand to Pryme. A Nigerian business could hold dollars without holding a second institution.
Accounts that do the work rather than only hold value. Five agents on the account, inside a policy you write — which is where the new mark starts.
Pryme is a financial technology company. It gives people and businesses in Nigeria one account that holds Naira alongside dollars, pounds and euros, and a set of agents that do the running of it — keeping the books, chasing what is owed, answering customers and paying bills. Nothing leaves an account without the owner’s approval.
Yes. A Pryme account holds Naira, US dollars, pounds sterling and euros side by side on one ledger, each with its own account details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area. You can swap between them at a rate you set, and every currency has its own statement.
Spaces is available in Nigeria. It gives a shopper money to spend that can only be spent with a participating business. The business is paid into its Naira account whether or not the shopper repays, because Pryme carries the credit. For the business it is free to join, there is nothing monthly, and the customer’s identity is never shown — only a reference and what it is worth.
Five agents come with the account. The Chief of Staff runs the week and keeps what is stuck moving. Finance watches the money and keeps the books as you trade. Compliance keeps the filings on time and screens what moves. Sales chases what you are owed. Customer Support answers your customers and follows up. Each has a job description, a budget and a ceiling you set, and each one proposes rather than acts — nothing leaves the account without your signature.
Pryme Pay takes payments on your own site or on a checkout page you control. The buyer is given a one-time account number and transfers to it from any bank app or by USSD — no card, no OTP, nothing to type in. The money lands in the same account your agents are running, already matched to the order and already in your books.
Savings Boxes are separate pots inside a Pryme account, held in Naira. Flexible Boxes can be withdrawn at any time, Fixed Boxes hold to a date, Investment Boxes hold for longer, and Interest-free Boxes earn nothing by design. A business can use them to ring-fence payroll and the tax it withholds, so that money cannot be spent by accident.
Pryme is a financial technology company, not a bank. Accounts and deposits are provided by Solid Allianze Microfinance Bank Limited, which is licensed by the Central Bank of Nigeria and is a member of the Nigeria Deposit Insurance Corporation.
Yes. Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Pryme is a financial technology company. It gives you one account that holds US dollars, pounds sterling and euros beside Naira, with an assistant that runs the account for you and asks before anything moves. Accounts are provided in Nigeria today, and further markets open as each licence lands.
Accounts are provided in Nigeria today, subject to verification and approval. Foreign-currency balances are held and converted inside that account, so you can hold, receive and swap dollars, pounds and euros wherever you are.
Naira, US dollars, pounds sterling and euros, side by side on one ledger. Each has its own details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area — and each has its own statement.
Swap at a rate you set rather than the rate of the day, then send to any Pryme username or to a Nigerian bank account. There is no fee to send to another Pryme account.
Eva is the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals, pays what is due and follows up what is owed to you — and asks you before anything moves.
Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Notes on money that does the work: what we are building, what the regulation actually says, and how we think about letting software act on money. Read the Ledger
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
How multi-currency business accounts work: local details vs SWIFT, payment rails, the real cost of FX, safeguarding vs deposit protection, and hedging.
How UK, US, Canadian and European firms pay Nigerian suppliers and get paid by Nigerian clients: FX, Form A and M, tax, compliance and payout routes.
What it really costs to send money to Nigeria from the UK, US, Canada and Europe: fees, exchange-rate margins, CBN naira rules, BVN, speed and scams.
What AI can and cannot do in day-to-day bookkeeping, how much time it saves on real numbers, and which jobs must stay with you or your accountant.
Who needs a UK visa TB test in Nigeria, the clinics GOV.UK has listed, how fees are set, and how panel doctor tests work for other countries.
If you are applying for a UK visa for six months or more and have lived in Nigeria, you need a tuberculosis test from a Home Office approved clinic; GOV.UK's Nigeria list has included IOM in Abuja and Lagos and private clinics in Lagos such as St. Nicholas Hospital, Q-Life Family Clinic and The Consultants Practice. Each clinic sets its own fee, published on the GOV.UK list, so check the current list (last updated 13 May 2026) before you book.
"Visa medical" means different things depending on where you are going. For the UK it is usually a chest X-ray based tuberculosis (TB) screening at an approved clinic. For countries such as Canada and Australia it is a fuller immigration medical with a doctor on that country's own panel. In every case the rule is the same: the test only counts if it is done at a clinic on the destination's official list.
GOV.UK's page for clinics in Nigeria says you need a TB test if you are coming to the UK for six months or more and you have lived in Nigeria (or Benin) for six months or more, or lived there within the last six months. It also applies to people coming as a fiancé(e) or proposed civil partner, and to returning residents who have been away from the UK for more than two years. The UK Student visa page tells applicants to check whether they need a TB test as part of preparing their evidence.
A short visit of under six months does not trigger the requirement under that wording, which is why most Standard Visitor applicants never see a TB clinic.
The GOV.UK publication is updated whenever a clinic is added, removed or changes its fee. Its update history, as read in October 2026, names these clinics:
| Clinic | Location named on GOV.UK | Note from the update history |
|---|---|---|
| International Organization for Migration (IOM) | Abuja and Lagos | Listed; an IOM Benin entry was added in July 2024 |
| St. Nicholas Hospital | Lagos | Named in the update history |
| Q-Life Family Clinic | Lagos | Named in the update history |
| The Consultants Practice | Lagos | Named in the update history |
| Migration Health Assessment Centre, Joel Ogunnaike Street | Lagos | Removed from the list on 11 May 2026 |
The same history records that one clinic's payment details changed from Ecobank to Guaranty Trust Bank on 13 May 2026. That is a useful reminder to take bank details only from the official list or the clinic's own booking channel, never from a forwarded message.
GOV.UK says fees were updated for several clinics, and each clinic's fee sits beside its entry on the list. We have not printed a naira figure here because clinics revise their fees and the list is the record. When you compare clinics, check:
Canada, Australia, the United States and New Zealand each keep their own list of approved doctors, often called panel physicians. IOM runs migration health assessments in several countries, including Nigeria, but being an IOM clinic does not by itself make a centre approved for every country. Before you book, open the destination government's own panel list and confirm the clinic is on it for that country. Bring the reference or instructions your application gives you, because some systems issue the medical request only after you apply.
The TB certificate is part of your evidence, so it has to exist before you submit the visa application that needs it. In practice that means booking the clinic early enough to allow for a follow-up if the first X-ray is unclear, which adds days and sometimes a second payment. Lagos applicants have more clinic choice than those in the north or east, who may need to travel to Abuja or Lagos for the appointment; build the trip into your budget and timeline.
On the day, bring your passport (the clinic records its number on the certificate), the booking confirmation and the payment receipt. Children who need testing must attend in person with a parent or guardian. If any detail on the certificate does not match your passport, ask the clinic to correct it before you leave, because a mismatch can hold up the visa decision.
If your trip involves dependants, every person covered by the rule usually needs their own test. Our visa fees table shows the government fees that sit alongside the medical, and the UK student budget puts all the pieces together.
Clinic fees are paid in naira, while the visa and health surcharge are paid in pounds. Keeping both in one account, with separate naira and GBP balances, makes the timeline easier to follow. A verifiable receipt or statement through VerifyDoc.ai can also help when an embassy or sponsor asks for proof of payment, since anyone can check that it is genuine and unaltered.
Only at a clinic on GOV.UK's approved list for Nigeria. The list has included IOM in Abuja and Lagos and private clinics in Lagos; check the current list before booking.
Each approved clinic sets its own fee, and GOV.UK shows it on the clinic list. Fees were updated in 2026, so read the current entry instead of relying on an old quote.
Not if you are coming for less than six months. The requirement applies to stays of six months or more for people who have lived in Nigeria.
Only if that IOM clinic is on the destination country's own panel list. Check the official list for that country before booking.
This article is general information, not financial, legal or tax advice. Products described are provided under the terms on this site and are subject to regulation and eligibility.
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You can add the other type later — many of our customers hold both.
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