AI agents for business finance: what they can and can't do
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
Meet Eva, the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals and follows up. Nothing leaves your account without your approval.
Meet Eva, the assistant inside the Pryme app. She holds dollars, pounds, euros and Naira side by side, swaps at a locked rate, pays bills in any of them and sends anywhere, asking before anything moves.













We give you a limit to spend at the shops and services you already use — and an account that works on your month while you get on with it. Dollars, pounds and euros sit beside your Naira, and an assistant handles the running of it, asking you first every single time.
One global account for your money and business. Move across currencies, automate everyday operations and put AI agents to work — with you in control of every important decision.




Evayour assistant
DanielChief of Staff
BenFinance
BruceCareYour competitor down the road sells the same thing you sell. The difference is who walks in. We put money in people’s hands that can only be spent in businesses like yours — and then we point them at you.
You are not borrowing. You are selling to somebody who already has the money — and that money can only be spent with a business like yours.
₦100,000 from day one · agreement v2.1 · 12 Aug · View
Eva waits for your rate and asks before she moves anything.
No card, no OTP, nothing for the buyer to type in. They transfer from the bank app they already use, and the money lands in the same account your agents are running — already matched to the order, already in your books.
We give the buyer a one-time account number. They transfer to it from any bank app or by USSD — no card, no OTP, nothing to type in.
Get the account numberTo this account, from any bank app. We watch it, and the page updates itself.
₦26,767.50 from GTBank · John D., matched to order ORD‑1042.
Five agents come with the account. Each one has a job description, a budget and a ceiling you set. They do the work and bring it to you — nothing leaves the account without your signature.
Knows what is stuck, who is waiting and what you promised — and keeps all three moving.
Booked a meeting with John Doe Foods for Thursday 11:00.Keeps the books as you trade and tells you the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the receipt already attached.
Recovered ₦410,000 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.Issue a dedicated Naira account number to each of your own customers, collect into it and reconcile against it. The same rails the Business Account runs on, with the licence behind them.
Dollars, pounds and euros beside a Naira account, on one ledger and one set of books. Five agents come with it and run the account — nothing leaves without your signature.
Five agents come with the account. Each has a job description, a budget and a ceiling you set. They do the work and bring it to you — they propose, you approve.
Knows what is stuck, who is waiting and what you promised, and keeps all three moving.
Booked the quarterly review with your auditor for Thursday.Keeps the books in every currency you hold and flags the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the invoice and the receipt already attached.
Recovered $12,400 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.The business has changed shape four times and never changed what it was rooted in. Each version was built out of what the last one could not do.
An online grocery store, built out of a faulty tab. Selling the food was the easy part — taking the money for it, and moving it, turned out to be the business.
A prepaid card. The first time the company issued rather than resold, and the first time it carried the obligations that come with holding somebody else’s money.
Solid Allianze acquired — an existing bank with an existing licence. The perimeter stopped being someone else’s to draw.
More than one currency on one balance, and the rebrand to Pryme. A Nigerian business could hold dollars without holding a second institution.
Accounts that do the work rather than only hold value. Five agents on the account, inside a policy you write — which is where the new mark starts.
Pryme is a financial technology company. It gives people and businesses in Nigeria one account that holds Naira alongside dollars, pounds and euros, and a set of agents that do the running of it — keeping the books, chasing what is owed, answering customers and paying bills. Nothing leaves an account without the owner’s approval.
Yes. A Pryme account holds Naira, US dollars, pounds sterling and euros side by side on one ledger, each with its own account details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area. You can swap between them at a rate you set, and every currency has its own statement.
Spaces is available in Nigeria. It gives a shopper money to spend that can only be spent with a participating business. The business is paid into its Naira account whether or not the shopper repays, because Pryme carries the credit. For the business it is free to join, there is nothing monthly, and the customer’s identity is never shown — only a reference and what it is worth.
Five agents come with the account. The Chief of Staff runs the week and keeps what is stuck moving. Finance watches the money and keeps the books as you trade. Compliance keeps the filings on time and screens what moves. Sales chases what you are owed. Customer Support answers your customers and follows up. Each has a job description, a budget and a ceiling you set, and each one proposes rather than acts — nothing leaves the account without your signature.
Pryme Pay takes payments on your own site or on a checkout page you control. The buyer is given a one-time account number and transfers to it from any bank app or by USSD — no card, no OTP, nothing to type in. The money lands in the same account your agents are running, already matched to the order and already in your books.
Savings Boxes are separate pots inside a Pryme account, held in Naira. Flexible Boxes can be withdrawn at any time, Fixed Boxes hold to a date, Investment Boxes hold for longer, and Interest-free Boxes earn nothing by design. A business can use them to ring-fence payroll and the tax it withholds, so that money cannot be spent by accident.
Pryme is a financial technology company, not a bank. Accounts and deposits are provided by Solid Allianze Microfinance Bank Limited, which is licensed by the Central Bank of Nigeria and is a member of the Nigeria Deposit Insurance Corporation.
Yes. Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Pryme is a financial technology company. It gives you one account that holds US dollars, pounds sterling and euros beside Naira, with an assistant that runs the account for you and asks before anything moves. Accounts are provided in Nigeria today, and further markets open as each licence lands.
Accounts are provided in Nigeria today, subject to verification and approval. Foreign-currency balances are held and converted inside that account, so you can hold, receive and swap dollars, pounds and euros wherever you are.
Naira, US dollars, pounds sterling and euros, side by side on one ledger. Each has its own details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area — and each has its own statement.
Swap at a rate you set rather than the rate of the day, then send to any Pryme username or to a Nigerian bank account. There is no fee to send to another Pryme account.
Eva is the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals, pays what is due and follows up what is owed to you — and asks you before anything moves.
Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Notes on money that does the work: what we are building, what the regulation actually says, and how we think about letting software act on money. Read the Ledger
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
How multi-currency business accounts work: local details vs SWIFT, payment rails, the real cost of FX, safeguarding vs deposit protection, and hedging.
How UK, US, Canadian and European firms pay Nigerian suppliers and get paid by Nigerian clients: FX, Form A and M, tax, compliance and payout routes.
What it really costs to send money to Nigeria from the UK, US, Canada and Europe: fees, exchange-rate margins, CBN naira rules, BVN, speed and scams.
What AI can and cannot do in day-to-day bookkeeping, how much time it saves on real numbers, and which jobs must stay with you or your accountant.
Degree students may work up to 20 hours a week in term and full time in vacations. The weekly rule, banned job types and the 2026 minimum wage by age.
On a Student visa at degree level or above, you may work up to 20 hours a week during term time (10 hours below degree level) and full time outside term, including vacations, according to UKCISA. A week is any seven-day period starting on a Monday. From 1 April 2026 the legal minimum is £12.71 an hour at 21 and over, £10.85 at 18 to 20 and £8.00 under 18, per GOV.UK.
GOV.UK says how much you may work depends on what you study and whether it is term time, and that your exact conditions are shown on your visa. UKCISA's student work guidance (last updated January 2026) sets out the standard limits:
| Your course | Term time | Outside term time |
|---|---|---|
| Degree level or above, sponsor with a track record | Up to 20 hours a week | Full time |
| Below degree level | Up to 10 hours a week | Full time |
| Part-time postgraduate course | No work | No work |
Always check your own permission. UKCISA says that if your immigration document states "No work", you must not work, and any apparent error must be corrected before you take a job.
UKCISA defines a week as "any seven-day period starting on a Monday". You cannot average hours: 25 hours one week and 15 the next breaks the rule even though the two weeks average 20. Unpaid and voluntary work count toward your hours. Holiday pay, back pay, bonuses and reimbursed expenses do not count as hours worked. Keep your own record of shifts, especially with more than one employer, because the responsibility is yours.
Term time is the period your sponsor expects you to be studying. Check term dates on your university's website; if they are missing or unclear, ask your sponsor before working full time. Research students should ask their department how vacations are defined, since rules differ.
GOV.UK sets these hourly rates from 1 April 2026; they change every April:
| Age | Hourly minimum from 1 April 2026 | Previous rate (Apr 2025 to Mar 2026) |
|---|---|---|
| 21 and over (National Living Wage) | £12.71 | £12.21 |
| 18 to 20 | £10.85 | £10.00 |
| Under 18 | £8.00 | £7.55 |
| Apprentice | £8.00 | £7.55 |
Example only, before tax and National Insurance:
Earnings and hours are counted separately. UKCISA notes the Home Office may question your hours if you earn more than most students, around £15,000 a year, so keep payslips and rotas.
The limit applies to all your work together, not to each employer. Example only, for a degree student in term time:
| Monday to Sunday | Job A (shop) | Job B (campus) | Total |
|---|---|---|---|
| Week 1 | 12 hours | 8 hours | 20 hours, within the limit |
| Week 2 | 12 hours | 9 hours | 21 hours, over the limit |
| Week 3 | 10 hours | 4 hours unpaid volunteering | 14 hours, within the limit |
Week 2 breaks the rule even though the student worked 12 + 9 = 21 hours over two employers who each thought the hours were modest. Week 3 counts the unpaid volunteering because UKCISA says unpaid and voluntary work count. Neither employer can see the other's rota, so the record has to be yours.
If you think you have gone over your limit, stop and speak to your university's international student adviser before taking more shifts. Working outside your conditions is a breach of your visa, and advisers can explain the position and your options.
Part-time pay helps, but it rarely covers a full budget; see our UK student budget worked example. If you send some of your wages home, a Pryme Personal Account holds GBP and NGN with local details for each, and Swap shows the rate and fee before you approve. Our guide to sending money to Nigeria from the UK compares the routes.
Up to 20 hours a week in term time at degree level or above, and 10 hours below degree level, with full-time work allowed outside term time, per UKCISA. Your eVisa shows your exact limit.
Yes, full-time work is allowed outside term time, including vacations, if your sponsor has a track record. Use your university's official term dates.
There is no student rate. From 1 April 2026 it is £12.71 an hour at 21 and over, £10.85 at 18 to 20 and £8.00 under 18.
Not as self-employment. UKCISA says students must not be self-employed or accept contractor or freelance arrangements.
This article is general information, not financial, legal or tax advice. Products described are provided under the terms on this site and are subject to regulation and eligibility.
How UK universities structure instalment plans for international students, what usually has to be paid before the CAS, and how late payment is handled.
Hardship funds are discretionary university grants for living costs after an unexpected money problem. Who qualifies, what they exclude and how to apply.
Student and points-based routes look at 28 days ending within 31 days of applying; visitor visas set no fixed number of months. Here is how each works.
You can add the other type later — many of our customers hold both.
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