AI agents for business finance: what they can and can't do
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
Meet Eva, the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals and follows up. Nothing leaves your account without your approval.
Meet Eva, the assistant inside the Pryme app. She holds dollars, pounds, euros and Naira side by side, swaps at a locked rate, pays bills in any of them and sends anywhere, asking before anything moves.













We give you a limit to spend at the shops and services you already use — and an account that works on your month while you get on with it. Dollars, pounds and euros sit beside your Naira, and an assistant handles the running of it, asking you first every single time.
One global account for your money and business. Move across currencies, automate everyday operations and put AI agents to work — with you in control of every important decision.




Evayour assistant
DanielChief of Staff
BenFinance
BruceCareYour competitor down the road sells the same thing you sell. The difference is who walks in. We put money in people’s hands that can only be spent in businesses like yours — and then we point them at you.
You are not borrowing. You are selling to somebody who already has the money — and that money can only be spent with a business like yours.
₦100,000 from day one · agreement v2.1 · 12 Aug · View
Eva waits for your rate and asks before she moves anything.
No card, no OTP, nothing for the buyer to type in. They transfer from the bank app they already use, and the money lands in the same account your agents are running — already matched to the order, already in your books.
We give the buyer a one-time account number. They transfer to it from any bank app or by USSD — no card, no OTP, nothing to type in.
Get the account numberTo this account, from any bank app. We watch it, and the page updates itself.
₦26,767.50 from GTBank · John D., matched to order ORD‑1042.
Five agents come with the account. Each one has a job description, a budget and a ceiling you set. They do the work and bring it to you — nothing leaves the account without your signature.
Knows what is stuck, who is waiting and what you promised — and keeps all three moving.
Booked a meeting with John Doe Foods for Thursday 11:00.Keeps the books as you trade and tells you the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the receipt already attached.
Recovered ₦410,000 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.Issue a dedicated Naira account number to each of your own customers, collect into it and reconcile against it. The same rails the Business Account runs on, with the licence behind them.
Dollars, pounds and euros beside a Naira account, on one ledger and one set of books. Five agents come with it and run the account — nothing leaves without your signature.
Five agents come with the account. Each has a job description, a budget and a ceiling you set. They do the work and bring it to you — they propose, you approve.
Knows what is stuck, who is waiting and what you promised, and keeps all three moving.
Booked the quarterly review with your auditor for Thursday.Keeps the books in every currency you hold and flags the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the invoice and the receipt already attached.
Recovered $12,400 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.The business has changed shape four times and never changed what it was rooted in. Each version was built out of what the last one could not do.
An online grocery store, built out of a faulty tab. Selling the food was the easy part — taking the money for it, and moving it, turned out to be the business.
A prepaid card. The first time the company issued rather than resold, and the first time it carried the obligations that come with holding somebody else’s money.
Solid Allianze acquired — an existing bank with an existing licence. The perimeter stopped being someone else’s to draw.
More than one currency on one balance, and the rebrand to Pryme. A Nigerian business could hold dollars without holding a second institution.
Accounts that do the work rather than only hold value. Five agents on the account, inside a policy you write — which is where the new mark starts.
Pryme is a financial technology company. It gives people and businesses in Nigeria one account that holds Naira alongside dollars, pounds and euros, and a set of agents that do the running of it — keeping the books, chasing what is owed, answering customers and paying bills. Nothing leaves an account without the owner’s approval.
Yes. A Pryme account holds Naira, US dollars, pounds sterling and euros side by side on one ledger, each with its own account details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area. You can swap between them at a rate you set, and every currency has its own statement.
Spaces is available in Nigeria. It gives a shopper money to spend that can only be spent with a participating business. The business is paid into its Naira account whether or not the shopper repays, because Pryme carries the credit. For the business it is free to join, there is nothing monthly, and the customer’s identity is never shown — only a reference and what it is worth.
Five agents come with the account. The Chief of Staff runs the week and keeps what is stuck moving. Finance watches the money and keeps the books as you trade. Compliance keeps the filings on time and screens what moves. Sales chases what you are owed. Customer Support answers your customers and follows up. Each has a job description, a budget and a ceiling you set, and each one proposes rather than acts — nothing leaves the account without your signature.
Pryme Pay takes payments on your own site or on a checkout page you control. The buyer is given a one-time account number and transfers to it from any bank app or by USSD — no card, no OTP, nothing to type in. The money lands in the same account your agents are running, already matched to the order and already in your books.
Savings Boxes are separate pots inside a Pryme account, held in Naira. Flexible Boxes can be withdrawn at any time, Fixed Boxes hold to a date, Investment Boxes hold for longer, and Interest-free Boxes earn nothing by design. A business can use them to ring-fence payroll and the tax it withholds, so that money cannot be spent by accident.
Pryme is a financial technology company, not a bank. Accounts and deposits are provided by Solid Allianze Microfinance Bank Limited, which is licensed by the Central Bank of Nigeria and is a member of the Nigeria Deposit Insurance Corporation.
Yes. Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Pryme is a financial technology company. It gives you one account that holds US dollars, pounds sterling and euros beside Naira, with an assistant that runs the account for you and asks before anything moves. Accounts are provided in Nigeria today, and further markets open as each licence lands.
Accounts are provided in Nigeria today, subject to verification and approval. Foreign-currency balances are held and converted inside that account, so you can hold, receive and swap dollars, pounds and euros wherever you are.
Naira, US dollars, pounds sterling and euros, side by side on one ledger. Each has its own details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area — and each has its own statement.
Swap at a rate you set rather than the rate of the day, then send to any Pryme username or to a Nigerian bank account. There is no fee to send to another Pryme account.
Eva is the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals, pays what is due and follows up what is owed to you — and asks you before anything moves.
Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Notes on money that does the work: what we are building, what the regulation actually says, and how we think about letting software act on money. Read the Ledger
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
How multi-currency business accounts work: local details vs SWIFT, payment rails, the real cost of FX, safeguarding vs deposit protection, and hedging.
How UK, US, Canadian and European firms pay Nigerian suppliers and get paid by Nigerian clients: FX, Form A and M, tax, compliance and payout routes.
What it really costs to send money to Nigeria from the UK, US, Canada and Europe: fees, exchange-rate margins, CBN naira rules, BVN, speed and scams.
What AI can and cannot do in day-to-day bookkeeping, how much time it saves on real numbers, and which jobs must stay with you or your accountant.
Priority costs £500 and super priority £1,000 on top of the UK visa fee. What GOV.UK says about decision times, availability in Nigeria and refunds.
The Home Office fees table effective 8 October 2026 lists the UK priority visa service at £500 and super priority at £1,000, both on top of the application fee. GOV.UK says priority usually gives a decision within 5 working days for most visas (30 working days for family and settlement), and super priority by the end of the next working day. You are told when you apply whether either is available.
When a wedding, a job start date or a course is weeks away, the standard UK visa wait can feel too long. The Home Office sells two faster services. They are expensive, they are not offered for every visa or at every centre, and they do not change the decision itself. This guide sets out the price, what "faster" means in practice and how to decide whether it is worth it.
| Service (applying outside the UK) | Fee as at Oct 2026 | Paid on top of |
|---|---|---|
| Priority visa service (settlement or non-settlement) | £500 | The visa application fee |
| Super priority visa service | £1,000 | The visa application fee |
Figures come from the Home Office immigration and nationality fees table effective 8 October 2026, which shows no change from the previous fees, and match GOV.UK's faster-decision page. The visa fee and any health surcharge are still payable in full. A visitor applying for a 6-month visa at £135 with priority therefore pays £135 + £500 = £635 in Home Office fees.
GOV.UK's page on applying from outside the UK says:
Two words matter. "Usually" means these are targets, not promises. "Working days" excludes weekends and UK public holidays, and the clock runs from when your application is ready to be processed, which in practice is after your biometrics appointment. A Friday appointment with super priority does not mean a Saturday decision.
The decision time is also not the same as having your passport back. Allow time for the passport to return to the centre and for collection or courier delivery.
GOV.UK does not publish a single list by country. It says you will be told when you apply whether a priority service is available, and advises you to check whether your visa application centre offers priority or super priority. If one is available, you select it when you book your appointment. If you use the UK ID Check app instead of a centre, you can select it during the online application.
In Nigeria, UK visa centres in Abuja and Lagos (Ikeja and Victoria Island) have been run by VFS Global since 19 November 2024. Whether a faster service appears for your visa type depends on what is offered for that route at the time you book, so check the option on your own application rather than relying on someone else's experience.
GOV.UK states: "If the decision takes longer, you will not usually get your money back." The page links to separate guidance on getting a refund of a priority or super priority fee, which covers the limited cases where one is given. Assume the £500 or £1,000 is spent once you pay it.
Example only. Ifeoma has a job start date in the UK in 18 days. She applies for a Skilled Worker visa of three years or less (£819). Her options:
| Option | Home Office fees | Usual decision time |
|---|---|---|
| Standard | £819 | Standard processing; check GOV.UK's published times |
| Priority | £819 + £500 = £1,319 | Usually within 5 working days |
| Super priority | £819 + £1,000 = £1,819 | Usually by end of next working day |
Her health surcharge is the same whichever she chooses. If the standard time would miss her start date and her employer will not move it, priority may be the cheaper of the faster options. If her start date is flexible, the £500 could go towards her first month's rent instead.
Faster services are charged in pounds. A Pryme account holds GBP alongside NGN, USD and EUR, and Swap shows the rate and fee before you approve. For other centre extras, see UK visa centre added services; for evidence, read the UK visitor visa bank statement guide.
The Home Office fees table effective 8 October 2026 lists priority at £500 and super priority at £1,000, both on top of the visa fee.
GOV.UK says priority usually gives a decision within 5 working days for most visas, 30 working days for family and settlement. Super priority is usually by the end of the next working day.
GOV.UK says you will be told when you apply whether a faster service is available, and you select it when booking your appointment. Check your own booking.
GOV.UK says that if the decision takes longer, you will not usually get your money back.
This article is general information, not financial, legal or tax advice. Products described are provided under the terms on this site and are subject to regulation and eligibility.
The Skilled Worker application fee by length, the £1,035 yearly health surcharge, and the total for a three-year visa applied for from Nigeria.
The £1,270 maintenance rule for Skilled Worker applicants in Nigeria, the 28-day window, dependants' amounts and when your sponsor can certify instead.
The £29,000 minimum income for UK partner visas, the £16,000 plus 2.5 times savings formula, and the six-month evidence periods, for Nigerian partners.
You can add the other type later — many of our customers hold both.
The business first, then you. Nothing is submitted until you review it.
Ideal customer profiles
Generated from your website by VerifiedLead.ai
Pick the ones that look right. Your Sales agent works these first, and you can change them at any time after opening.
We ask this because you have not given us a website. It helps us set the right limits from day one.
Which of these represents you?
Officers listed against this company on the UK register.
We have sent a six-digit code to your email address. Enter it below to confirm the address is yours.
Wrong address? Go back and change it — nothing is created until this step passes. We never ask for a code by phone or email; anyone who does is not us.
Last step. Each time you sign in we email you a six-digit code — we never send codes by SMS.