AI agents for business finance: what they can and can't do
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
Meet Eva, the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals and follows up. Nothing leaves your account without your approval.
Meet Eva, the assistant inside the Pryme app. She holds dollars, pounds, euros and Naira side by side, swaps at a locked rate, pays bills in any of them and sends anywhere, asking before anything moves.













We give you a limit to spend at the shops and services you already use — and an account that works on your month while you get on with it. Dollars, pounds and euros sit beside your Naira, and an assistant handles the running of it, asking you first every single time.
One global account for your money and business. Move across currencies, automate everyday operations and put AI agents to work — with you in control of every important decision.




Evayour assistant
DanielChief of Staff
BenFinance
BruceCareYour competitor down the road sells the same thing you sell. The difference is who walks in. We put money in people’s hands that can only be spent in businesses like yours — and then we point them at you.
You are not borrowing. You are selling to somebody who already has the money — and that money can only be spent with a business like yours.
₦100,000 from day one · agreement v2.1 · 12 Aug · View
Eva waits for your rate and asks before she moves anything.
No card, no OTP, nothing for the buyer to type in. They transfer from the bank app they already use, and the money lands in the same account your agents are running — already matched to the order, already in your books.
We give the buyer a one-time account number. They transfer to it from any bank app or by USSD — no card, no OTP, nothing to type in.
Get the account numberTo this account, from any bank app. We watch it, and the page updates itself.
₦26,767.50 from GTBank · John D., matched to order ORD‑1042.
Five agents come with the account. Each one has a job description, a budget and a ceiling you set. They do the work and bring it to you — nothing leaves the account without your signature.
Knows what is stuck, who is waiting and what you promised — and keeps all three moving.
Booked a meeting with John Doe Foods for Thursday 11:00.Keeps the books as you trade and tells you the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the receipt already attached.
Recovered ₦410,000 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.Issue a dedicated Naira account number to each of your own customers, collect into it and reconcile against it. The same rails the Business Account runs on, with the licence behind them.
Dollars, pounds and euros beside a Naira account, on one ledger and one set of books. Five agents come with it and run the account — nothing leaves without your signature.
Five agents come with the account. Each has a job description, a budget and a ceiling you set. They do the work and bring it to you — they propose, you approve.
Knows what is stuck, who is waiting and what you promised, and keeps all three moving.
Booked the quarterly review with your auditor for Thursday.Keeps the books in every currency you hold and flags the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the invoice and the receipt already attached.
Recovered $12,400 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.The business has changed shape four times and never changed what it was rooted in. Each version was built out of what the last one could not do.
An online grocery store, built out of a faulty tab. Selling the food was the easy part — taking the money for it, and moving it, turned out to be the business.
A prepaid card. The first time the company issued rather than resold, and the first time it carried the obligations that come with holding somebody else’s money.
Solid Allianze acquired — an existing bank with an existing licence. The perimeter stopped being someone else’s to draw.
More than one currency on one balance, and the rebrand to Pryme. A Nigerian business could hold dollars without holding a second institution.
Accounts that do the work rather than only hold value. Five agents on the account, inside a policy you write — which is where the new mark starts.
Pryme is a financial technology company. It gives people and businesses in Nigeria one account that holds Naira alongside dollars, pounds and euros, and a set of agents that do the running of it — keeping the books, chasing what is owed, answering customers and paying bills. Nothing leaves an account without the owner’s approval.
Yes. A Pryme account holds Naira, US dollars, pounds sterling and euros side by side on one ledger, each with its own account details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area. You can swap between them at a rate you set, and every currency has its own statement.
Spaces is available in Nigeria. It gives a shopper money to spend that can only be spent with a participating business. The business is paid into its Naira account whether or not the shopper repays, because Pryme carries the credit. For the business it is free to join, there is nothing monthly, and the customer’s identity is never shown — only a reference and what it is worth.
Five agents come with the account. The Chief of Staff runs the week and keeps what is stuck moving. Finance watches the money and keeps the books as you trade. Compliance keeps the filings on time and screens what moves. Sales chases what you are owed. Customer Support answers your customers and follows up. Each has a job description, a budget and a ceiling you set, and each one proposes rather than acts — nothing leaves the account without your signature.
Pryme Pay takes payments on your own site or on a checkout page you control. The buyer is given a one-time account number and transfers to it from any bank app or by USSD — no card, no OTP, nothing to type in. The money lands in the same account your agents are running, already matched to the order and already in your books.
Savings Boxes are separate pots inside a Pryme account, held in Naira. Flexible Boxes can be withdrawn at any time, Fixed Boxes hold to a date, Investment Boxes hold for longer, and Interest-free Boxes earn nothing by design. A business can use them to ring-fence payroll and the tax it withholds, so that money cannot be spent by accident.
Pryme is a financial technology company, not a bank. Accounts and deposits are provided by Solid Allianze Microfinance Bank Limited, which is licensed by the Central Bank of Nigeria and is a member of the Nigeria Deposit Insurance Corporation.
Yes. Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Pryme is a financial technology company. It gives you one account that holds US dollars, pounds sterling and euros beside Naira, with an assistant that runs the account for you and asks before anything moves. Accounts are provided in Nigeria today, and further markets open as each licence lands.
Accounts are provided in Nigeria today, subject to verification and approval. Foreign-currency balances are held and converted inside that account, so you can hold, receive and swap dollars, pounds and euros wherever you are.
Naira, US dollars, pounds sterling and euros, side by side on one ledger. Each has its own details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area — and each has its own statement.
Swap at a rate you set rather than the rate of the day, then send to any Pryme username or to a Nigerian bank account. There is no fee to send to another Pryme account.
Eva is the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals, pays what is due and follows up what is owed to you — and asks you before anything moves.
Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Notes on money that does the work: what we are building, what the regulation actually says, and how we think about letting software act on money. Read the Ledger
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
How multi-currency business accounts work: local details vs SWIFT, payment rails, the real cost of FX, safeguarding vs deposit protection, and hedging.
How UK, US, Canadian and European firms pay Nigerian suppliers and get paid by Nigerian clients: FX, Form A and M, tax, compliance and payout routes.
What it really costs to send money to Nigeria from the UK, US, Canada and Europe: fees, exchange-rate margins, CBN naira rules, BVN, speed and scams.
What AI can and cannot do in day-to-day bookkeeping, how much time it saves on real numbers, and which jobs must stay with you or your accountant.
NAFDAC's packaged water guideline sets the factory rules: rooms, borehole depth, treatment, staff tests and documents. The five steps to registration.
To make sachet or bottled water for sale in Nigeria you need NAFDAC registration, which starts with a factory inspection against NAFDAC's packaged water guideline (FSAN-GDL-002-01, reviewed May 2023): a fenced site with at least four rooms, a borehole of at least 150ft sited 30m from any septic tank, a treatment line ending in UV sterilisation, tested staff and a set of company documents. Fees are set in NAFDAC's separate tariff and are paid through Remita on a payment advice; SON product certification is a separate matter to confirm with SON.
NAFDAC registers food and drink products, including packaged drinking water, and inspects the factories that make them. Its Food Safety and Applied Nutrition (FSAN) Directorate publishes the Guidelines for Inspection and Requirements for Packaged Water Facility in Nigeria, reference FSAN-GDL-002-01, effective 1 June 2018 and reviewed on 31 May 2023. The guideline describes the minimum good manufacturing practice a sachet or bottled water factory must meet before its product can be registered.
The Standards Organisation of Nigeria (SON) sets industrial standards and runs product certification for local manufacturers. The NAFDAC guideline does not refer to SON or to a Nigerian Industrial Standard, so treat SON as a separate check: ask SON whether your product needs its certification, and see our guide to SON MANCAP certification for local manufacturers.
| Item | Requirement in FSAN-GDL-002-01 |
|---|---|
| Source | Borehole, public mains or spring; dug-out wells not allowed |
| Borehole depth | Minimum 150ft, depending on topography |
| Distance to septic tank | At least 30m |
| Tanks | PVC or stainless steel; galvanised steel only if coated inside with food-grade paint |
| Pipes | Stainless steel or PVC, surface-mounted; no asbestos |
| Filtration | Sand bed and activated carbon, then micro filters in descending pore size, last at 0.5 micron or finer |
| Disinfection | Chlorination at 2–4 ppm, reverse osmosis or ozonation |
| Sterilisation | UV sterilizer just before filling, with an alarm for a failed bulb |
| Filling | Form-fill-seal machine minimising contact; bottling lines fully automated |
The guideline asks for a technical officer with at least an OND or equivalent, separate quality control and production units, protective clothing, and food handler certificates for production staff covering sputum, Hepatitis B, Widal, stool and urine tests (see food handlers' certificates). Water must be analysed by a public analyst registered with the Institute of Public Analysts of Nigeria.
Answer NAFDAC queries within 15 working days or the application is closed. Renewal follows the same inspection process and needs the expired licence, the approved label and the renewal payment receipt.
The guideline refers to NAFDAC's tariff for fees but does not list them, and we did not confirm the current tariff from an official NAFDAC page as at October 2026. Ask for the payment advice amount in writing. Budget separately for the borehole, treatment line, form-fill-seal machine, analyst's report, fumigation and staff tests.
Many first inspections fail on layout rather than equipment: a toilet opening into production, an unscreened window or wooden pallets left uncovered. Fixing these before NAFDAC visits avoids a Compliance Directive and a second inspection.
Water factories pay many suppliers and collect from many distributors. A Pryme Business Account offers invoicing and virtual accounts to match distributor payments, and records you can export at renewal time.
A fenced factory with at least four rooms, a borehole of at least 150ft sited 30m from a septic tank, a filtration and UV treatment line, tested staff, an OND-level technical officer and documents including CAC and trademark registration, under FSAN-GDL-002-01.
Fees are in NAFDAC's tariff, issued on a payment advice after vetting. We could not confirm the current amount as at October 2026; ask NAFDAC.
No. NAFDAC's guideline does not allow dug-out wells; sources must be a borehole, public mains or spring.
NAFDAC's guideline does not mention SON. Ask SON directly whether your product needs its certification.
This article is general information, not financial, legal or tax advice. Products described are provided under the terms on this site and are subject to regulation and eligibility.
SCUML registration is free. What SCUML publishes about processing time, why applications stall, and how to plan if a bank is waiting.
After SCUML registration: the ₦5m and ₦10m reporting thresholds, the 7-day deadline, suspicious transaction reports to the NFIU and the penalties.
Use the free CAC public search to check a company or business name: what it shows, what costs extra (₦1,000 full search, ₦5,000 status report).
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