AI agents for business finance: what they can and can't do
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
Meet Eva, the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals and follows up. Nothing leaves your account without your approval.
Meet Eva, the assistant inside the Pryme app. She holds dollars, pounds, euros and Naira side by side, swaps at a locked rate, pays bills in any of them and sends anywhere, asking before anything moves.













We give you a limit to spend at the shops and services you already use — and an account that works on your month while you get on with it. Dollars, pounds and euros sit beside your Naira, and an assistant handles the running of it, asking you first every single time.
One global account for your money and business. Move across currencies, automate everyday operations and put AI agents to work — with you in control of every important decision.




Evayour assistant
DanielChief of Staff
BenFinance
BruceCareYour competitor down the road sells the same thing you sell. The difference is who walks in. We put money in people’s hands that can only be spent in businesses like yours — and then we point them at you.
You are not borrowing. You are selling to somebody who already has the money — and that money can only be spent with a business like yours.
₦100,000 from day one · agreement v2.1 · 12 Aug · View
Eva waits for your rate and asks before she moves anything.
No card, no OTP, nothing for the buyer to type in. They transfer from the bank app they already use, and the money lands in the same account your agents are running — already matched to the order, already in your books.
We give the buyer a one-time account number. They transfer to it from any bank app or by USSD — no card, no OTP, nothing to type in.
Get the account numberTo this account, from any bank app. We watch it, and the page updates itself.
₦26,767.50 from GTBank · John D., matched to order ORD‑1042.
Five agents come with the account. Each one has a job description, a budget and a ceiling you set. They do the work and bring it to you — nothing leaves the account without your signature.
Knows what is stuck, who is waiting and what you promised — and keeps all three moving.
Booked a meeting with John Doe Foods for Thursday 11:00.Keeps the books as you trade and tells you the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the receipt already attached.
Recovered ₦410,000 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.Issue a dedicated Naira account number to each of your own customers, collect into it and reconcile against it. The same rails the Business Account runs on, with the licence behind them.
Dollars, pounds and euros beside a Naira account, on one ledger and one set of books. Five agents come with it and run the account — nothing leaves without your signature.
Five agents come with the account. Each has a job description, a budget and a ceiling you set. They do the work and bring it to you — they propose, you approve.
Knows what is stuck, who is waiting and what you promised, and keeps all three moving.
Booked the quarterly review with your auditor for Thursday.Keeps the books in every currency you hold and flags the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the invoice and the receipt already attached.
Recovered $12,400 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.The business has changed shape four times and never changed what it was rooted in. Each version was built out of what the last one could not do.
An online grocery store, built out of a faulty tab. Selling the food was the easy part — taking the money for it, and moving it, turned out to be the business.
A prepaid card. The first time the company issued rather than resold, and the first time it carried the obligations that come with holding somebody else’s money.
Solid Allianze acquired — an existing bank with an existing licence. The perimeter stopped being someone else’s to draw.
More than one currency on one balance, and the rebrand to Pryme. A Nigerian business could hold dollars without holding a second institution.
Accounts that do the work rather than only hold value. Five agents on the account, inside a policy you write — which is where the new mark starts.
Pryme is a financial technology company. It gives people and businesses in Nigeria one account that holds Naira alongside dollars, pounds and euros, and a set of agents that do the running of it — keeping the books, chasing what is owed, answering customers and paying bills. Nothing leaves an account without the owner’s approval.
Yes. A Pryme account holds Naira, US dollars, pounds sterling and euros side by side on one ledger, each with its own account details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area. You can swap between them at a rate you set, and every currency has its own statement.
Spaces is available in Nigeria. It gives a shopper money to spend that can only be spent with a participating business. The business is paid into its Naira account whether or not the shopper repays, because Pryme carries the credit. For the business it is free to join, there is nothing monthly, and the customer’s identity is never shown — only a reference and what it is worth.
Five agents come with the account. The Chief of Staff runs the week and keeps what is stuck moving. Finance watches the money and keeps the books as you trade. Compliance keeps the filings on time and screens what moves. Sales chases what you are owed. Customer Support answers your customers and follows up. Each has a job description, a budget and a ceiling you set, and each one proposes rather than acts — nothing leaves the account without your signature.
Pryme Pay takes payments on your own site or on a checkout page you control. The buyer is given a one-time account number and transfers to it from any bank app or by USSD — no card, no OTP, nothing to type in. The money lands in the same account your agents are running, already matched to the order and already in your books.
Savings Boxes are separate pots inside a Pryme account, held in Naira. Flexible Boxes can be withdrawn at any time, Fixed Boxes hold to a date, Investment Boxes hold for longer, and Interest-free Boxes earn nothing by design. A business can use them to ring-fence payroll and the tax it withholds, so that money cannot be spent by accident.
Pryme is a financial technology company, not a bank. Accounts and deposits are provided by Solid Allianze Microfinance Bank Limited, which is licensed by the Central Bank of Nigeria and is a member of the Nigeria Deposit Insurance Corporation.
Yes. Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Pryme is a financial technology company. It gives you one account that holds US dollars, pounds sterling and euros beside Naira, with an assistant that runs the account for you and asks before anything moves. Accounts are provided in Nigeria today, and further markets open as each licence lands.
Accounts are provided in Nigeria today, subject to verification and approval. Foreign-currency balances are held and converted inside that account, so you can hold, receive and swap dollars, pounds and euros wherever you are.
Naira, US dollars, pounds sterling and euros, side by side on one ledger. Each has its own details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area — and each has its own statement.
Swap at a rate you set rather than the rate of the day, then send to any Pryme username or to a Nigerian bank account. There is no fee to send to another Pryme account.
Eva is the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals, pays what is due and follows up what is owed to you — and asks you before anything moves.
Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Notes on money that does the work: what we are building, what the regulation actually says, and how we think about letting software act on money. Read the Ledger
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
How multi-currency business accounts work: local details vs SWIFT, payment rails, the real cost of FX, safeguarding vs deposit protection, and hedging.
How UK, US, Canadian and European firms pay Nigerian suppliers and get paid by Nigerian clients: FX, Form A and M, tax, compliance and payout routes.
What it really costs to send money to Nigeria from the UK, US, Canada and Europe: fees, exchange-rate margins, CBN naira rules, BVN, speed and scams.
What AI can and cannot do in day-to-day bookkeeping, how much time it saves on real numbers, and which jobs must stay with you or your accountant.
What private nursery, primary and secondary schools in Onitsha charge per term, shown as labelled illustrative ranges, plus the extra costs to ask about.
Private school fees in Onitsha vary widely by tier, from low-cost neighbourhood schools to premium schools with boarding and extra facilities. No official survey publishes Onitsha fee data, so the ranges here are illustrative examples to help you compare, not quotes; always ask each school for its full written fee schedule, including levies, uniforms and books.
Choosing a school in Onitsha usually starts with the fee, then the extras. Schools set their own fees, and two schools a few streets apart can charge very different amounts for what looks like a similar offer. This guide sets out how fees are structured, a set of labelled example ranges by tier, and the questions to ask before you pay.
Neither the Anambra State Government nor any national body publishes a survey of private school fees in Onitsha. Fees depend on the school's facilities, class sizes, teacher pay, whether it offers boarding, whether it follows a Nigerian or foreign curriculum, and its location. The figures below are therefore illustrative examples built to show the shape of the market. Treat them as a starting frame and replace them with the written schedules you collect.
Illustrative example ranges per term, day students, as at October 2026. Not survey data and not quotes from any school.
| Tier (example) | Nursery and primary, per term | Secondary, per term | What it usually includes |
|---|---|---|---|
| Low-cost neighbourhood school | ₦25,000 to ₦60,000 | ₦40,000 to ₦80,000 | Tuition only; books and uniforms extra |
| Mid-range school | ₦70,000 to ₦180,000 | ₦90,000 to ₦220,000 | Tuition, some materials, basic extracurricular activities |
| Upper-range school | ₦200,000 to ₦450,000 | ₦250,000 to ₦550,000 | Smaller classes, labs, ICT, clubs |
| Premium or boarding | ₦500,000 and above | ₦600,000 and above, more with boarding | Boarding, wider facilities, sometimes foreign curriculum options |
To put the ranges in context: the national minimum wage was raised to ₦70,000 a month by the National Minimum Wage (Amendment) Act 2024 (PaySpace, 2024). A family on a few times that income will find the mid-range tier a large share of household spending, especially with more than one child.
The tuition figure is rarely the full cost. Ask for a written list that includes:
If the school has no bus, add daily transport. The NBS Transport Fare Watch put the average within-city bus fare in the South-East at ₦1,116.10 a trip in February 2026 (The Guardian, Apr 2026). Two trips a day, five days a week, over a 13-week term adds up quickly; see the example below.
Example only: one primary pupil at a mid-range Onitsha school, three terms, using illustrative figures.
| Item | Example cost |
|---|---|
| Tuition, 3 terms at ₦120,000 | ₦360,000 |
| New pupil registration (once) | ₦20,000 |
| Development levy (yearly) | ₦15,000 |
| Uniforms and shoes | ₦35,000 |
| Books | ₦30,000 |
| Transport, 2 trips × 65 days × 3 terms at ₦600 per trip | ₦234,000 |
| Total for the year | ₦694,000 |
Check: 2 × 65 × 3 = 390 trips; 390 × 600 = 234,000. 360,000 + 20,000 + 15,000 + 35,000 + 30,000 + 234,000 = 694,000. Here transport is almost two-thirds the size of tuition, which is why many parents choose a school close to home or one with a bus.
A lower tuition figure does not always mean a cheaper school. Compare the full yearly cost, including every levy and transport, and set it against what the school offers. Useful points of comparison include class size, how many qualified teachers it employs, whether it has a functioning library, laboratory and computer room, how it reports progress to parents, and its record in external examinations for secondary pupils. Ask to see the classroom your child would use, not only the reception and the best block. Speak to two or three current parents outside the gate; they will tell you how often fees rise and how the school handles late payment.
Location matters too. Onitsha traffic around the markets and Upper Iweka can make a school 5km away a long daily journey. A slightly more expensive school near home can work out cheaper once transport and the time spent on the road are counted.
If you are budgeting a move to the area, our guide to the cost of living in Onitsha sets school fees against rent and transport.
A Fixed or Flexible Savings Box in a Pryme account can hold next term's fees as you save them, and a Personal Assistant (default name Eva) can remind you before each term's due date; nothing moves without your approval. A verifiable receipt from VerifyDoc.ai (receipts) gives you a checkable record of each payment you send.
It varies by tier. No official survey exists; our illustrative ranges run from about ₦25,000 a term at low-cost primary schools to ₦500,000 or more at premium schools. Ask each school for its written schedule.
Commonly registration, development levy, uniforms, books, PTA dues, exam fees, transport and feeding. Ask for every item in writing.
Some schools allow it. Ask before enrolling and get the instalment dates in writing.
Boarding adds feeding, accommodation and supervision, so it sits at the top of the range. Compare the full yearly cost, not just tuition.
This article is general information, not financial, legal or tax advice. Products described are provided under the terms on this site and are subject to regulation and eligibility.
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