AI agents for business finance: what they can and can't do
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
Meet Eva, the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals and follows up. Nothing leaves your account without your approval.
Meet Eva, the assistant inside the Pryme app. She holds dollars, pounds, euros and Naira side by side, swaps at a locked rate, pays bills in any of them and sends anywhere, asking before anything moves.













We give you a limit to spend at the shops and services you already use — and an account that works on your month while you get on with it. Dollars, pounds and euros sit beside your Naira, and an assistant handles the running of it, asking you first every single time.
One global account for your money and business. Move across currencies, automate everyday operations and put AI agents to work — with you in control of every important decision.




Evayour assistant
DanielChief of Staff
BenFinance
BruceCareYour competitor down the road sells the same thing you sell. The difference is who walks in. We put money in people’s hands that can only be spent in businesses like yours — and then we point them at you.
You are not borrowing. You are selling to somebody who already has the money — and that money can only be spent with a business like yours.
₦100,000 from day one · agreement v2.1 · 12 Aug · View
Eva waits for your rate and asks before she moves anything.
No card, no OTP, nothing for the buyer to type in. They transfer from the bank app they already use, and the money lands in the same account your agents are running — already matched to the order, already in your books.
We give the buyer a one-time account number. They transfer to it from any bank app or by USSD — no card, no OTP, nothing to type in.
Get the account numberTo this account, from any bank app. We watch it, and the page updates itself.
₦26,767.50 from GTBank · John D., matched to order ORD‑1042.
Five agents come with the account. Each one has a job description, a budget and a ceiling you set. They do the work and bring it to you — nothing leaves the account without your signature.
Knows what is stuck, who is waiting and what you promised — and keeps all three moving.
Booked a meeting with John Doe Foods for Thursday 11:00.Keeps the books as you trade and tells you the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the receipt already attached.
Recovered ₦410,000 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.Issue a dedicated Naira account number to each of your own customers, collect into it and reconcile against it. The same rails the Business Account runs on, with the licence behind them.
Dollars, pounds and euros beside a Naira account, on one ledger and one set of books. Five agents come with it and run the account — nothing leaves without your signature.
Five agents come with the account. Each has a job description, a budget and a ceiling you set. They do the work and bring it to you — they propose, you approve.
Knows what is stuck, who is waiting and what you promised, and keeps all three moving.
Booked the quarterly review with your auditor for Thursday.Keeps the books in every currency you hold and flags the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the invoice and the receipt already attached.
Recovered $12,400 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.The business has changed shape four times and never changed what it was rooted in. Each version was built out of what the last one could not do.
An online grocery store, built out of a faulty tab. Selling the food was the easy part — taking the money for it, and moving it, turned out to be the business.
A prepaid card. The first time the company issued rather than resold, and the first time it carried the obligations that come with holding somebody else’s money.
Solid Allianze acquired — an existing bank with an existing licence. The perimeter stopped being someone else’s to draw.
More than one currency on one balance, and the rebrand to Pryme. A Nigerian business could hold dollars without holding a second institution.
Accounts that do the work rather than only hold value. Five agents on the account, inside a policy you write — which is where the new mark starts.
Pryme is a financial technology company. It gives people and businesses in Nigeria one account that holds Naira alongside dollars, pounds and euros, and a set of agents that do the running of it — keeping the books, chasing what is owed, answering customers and paying bills. Nothing leaves an account without the owner’s approval.
Yes. A Pryme account holds Naira, US dollars, pounds sterling and euros side by side on one ledger, each with its own account details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area. You can swap between them at a rate you set, and every currency has its own statement.
Spaces is available in Nigeria. It gives a shopper money to spend that can only be spent with a participating business. The business is paid into its Naira account whether or not the shopper repays, because Pryme carries the credit. For the business it is free to join, there is nothing monthly, and the customer’s identity is never shown — only a reference and what it is worth.
Five agents come with the account. The Chief of Staff runs the week and keeps what is stuck moving. Finance watches the money and keeps the books as you trade. Compliance keeps the filings on time and screens what moves. Sales chases what you are owed. Customer Support answers your customers and follows up. Each has a job description, a budget and a ceiling you set, and each one proposes rather than acts — nothing leaves the account without your signature.
Pryme Pay takes payments on your own site or on a checkout page you control. The buyer is given a one-time account number and transfers to it from any bank app or by USSD — no card, no OTP, nothing to type in. The money lands in the same account your agents are running, already matched to the order and already in your books.
Savings Boxes are separate pots inside a Pryme account, held in Naira. Flexible Boxes can be withdrawn at any time, Fixed Boxes hold to a date, Investment Boxes hold for longer, and Interest-free Boxes earn nothing by design. A business can use them to ring-fence payroll and the tax it withholds, so that money cannot be spent by accident.
Pryme is a financial technology company, not a bank. Accounts and deposits are provided by Solid Allianze Microfinance Bank Limited, which is licensed by the Central Bank of Nigeria and is a member of the Nigeria Deposit Insurance Corporation.
Yes. Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Pryme is a financial technology company. It gives you one account that holds US dollars, pounds sterling and euros beside Naira, with an assistant that runs the account for you and asks before anything moves. Accounts are provided in Nigeria today, and further markets open as each licence lands.
Accounts are provided in Nigeria today, subject to verification and approval. Foreign-currency balances are held and converted inside that account, so you can hold, receive and swap dollars, pounds and euros wherever you are.
Naira, US dollars, pounds sterling and euros, side by side on one ledger. Each has its own details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area — and each has its own statement.
Swap at a rate you set rather than the rate of the day, then send to any Pryme username or to a Nigerian bank account. There is no fee to send to another Pryme account.
Eva is the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals, pays what is due and follows up what is owed to you — and asks you before anything moves.
Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Notes on money that does the work: what we are building, what the regulation actually says, and how we think about letting software act on money. Read the Ledger
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
How multi-currency business accounts work: local details vs SWIFT, payment rails, the real cost of FX, safeguarding vs deposit protection, and hedging.
How UK, US, Canadian and European firms pay Nigerian suppliers and get paid by Nigerian clients: FX, Form A and M, tax, compliance and payout routes.
What it really costs to send money to Nigeria from the UK, US, Canada and Europe: fees, exchange-rate margins, CBN naira rules, BVN, speed and scams.
What AI can and cannot do in day-to-day bookkeeping, how much time it saves on real numbers, and which jobs must stay with you or your accountant.
How someone in Aba applies for a Nigerian passport: the online portal, official fees as at April 2026, documents, choosing an office and the day itself.
Apply and pay online at passport.immigration.gov.ng, then book a biometrics appointment at the Nigeria Immigration Service office you choose in Abia; the appointment system shows which offices are open. As at April 2026 the NIS lists ₦100,000 for a 32-page passport and ₦200,000 for a 64-page passport, excluding bank charges, with a 42-day turnaround after enrolment for a fresh passport.
Passports are processed by the Nigeria Immigration Service (NIS). You do not walk in and apply: you choose a processing office while filling the online form, and the NIS appointment page (appointments.immigration.gov.ng/availability) shows which offices have open slots. People in Aba typically choose the NIS passport office serving Abia State; confirm the current address and opening on the portal when you book, since offices can relocate. The NIS service level agreement (April 2026) lists office hours of Monday to Friday, 8:00 to 16:00.
| Item | Fee (NIS SLA, Apr 2026) |
|---|---|
| Standard passport, 32 pages | ₦100,000 |
| Standard passport, 64 pages | ₦200,000 |
| Correction of data (administrative charge, non-refundable) | ₦30,000 |
The SLA says these fees exclude bank charges. The NIS passports page also lists a 64-page, 10-year booklet; check its current price on the portal before you pay. NIS has said the portal is the sole authorised platform for passport payments and that no private organisation or individual is authorised as an intermediary (NAN, 5 May 2026).
Arrive early with printed copies; offices check documents before capturing your fingerprints and photo. If anything is missing you may be asked to return. After enrolment the SLA sets turnaround times of 42 days for a fresh passport, 21 days for renewal or reissue and 21 days for a correction of data. Complaints go first to the SERVICOM desk at the office or the NIS contact centre (09121900655, 09121556359, 09121477092); the SLA aims to resolve complaints within three working days.
The NIS refund policy says passport payments are final except for a double payment or where no appointment has been booked. Errors after payment, switching between 32 and 64 pages, and duplicate applications are not refunded. Requests must be made within 21 days of payment.
Renewal follows the same portal: choose "Apply for Renewal/Reissue", verify your NIN and date of birth, enter your current passport details, which are compared with your NIN data, pick 32 or 64 pages and your office, then pay and book biometrics. Bring the old booklet on the day. If your name or date of birth on the passport is wrong, the NIS passports page lists a non-refundable administrative charge (₦30,000 in the April 2026 SLA) and supporting documents: an application letter, a newspaper publication, a court affidavit, your state of origin certificate and the data page.
For a lost or stolen passport, check the portal's reissue requirements before paying. A police report and a copy of the old data page are commonly requested, so get the report early and keep any photocopy or photo of the old passport you have.
Example: a fresh 32-page application from Aba might cost ₦100,000 for the booklet, plus bank charges on the online payment, plus small extras such as passport photos, printing of forms and the sworn guarantor's form, and transport to the office for biometrics. If the extras come to ₦8,000, the total is about ₦108,000 before any bank charge. Budget for a second trip in case a document is queried.
Paying the fee online is easier from an account you control. With a Pryme account you can send money and keep a record of the payment, and if you are travelling to study or visit family abroad, a multicurrency account holds Naira alongside USD, GBP and EUR. If you are planning study abroad, see how much a Nigerian student needs for a UK visa.
As at April 2026 the NIS service level agreement lists ₦100,000 for 32 pages and ₦200,000 for 64 pages, excluding bank charges. Check the portal for the 10-year booklet price.
Choose your processing office while applying online; the NIS appointments page shows the offices serving Abia and their availability. Confirm the address there before travelling.
The NIS SLA sets 42 days after enrolment for a fresh passport and 21 days for renewal or reissue.
The NIS says the portal is the only authorised payment platform and that no private person is authorised as an intermediary. Payments outside approved channels are at your own risk.
This article is general information, not financial, legal or tax advice. Products described are provided under the terms on this site and are subject to regulation and eligibility.
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Where to do passport biometrics in Kaduna, the online steps on the NIS portal, the official booklet fees and what the NIS says about timelines.
You can add the other type later — many of our customers hold both.
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