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Money with a heartbeat.

Meet Eva, the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals and follows up. Nothing leaves your account without your approval.

Meet Eva, the assistant inside the Pryme app. She holds dollars, pounds, euros and Naira side by side, swaps at a locked rate, pays bills in any of them and sends anywhere, asking before anything moves.

HomeEvery currency, every Box and every card on one screen.
Chat with EvaTell her the goal. She handles the steps and asks before anything moves.
Savings BoxesFlexible, Fixed, Investment and Interest-free, side by side.
Create a BoxPick the type, name the goal. Eva works out what to move, and when.
LoansSpaces credit and Salary Advance. Draw only what you need.
Invite friendsThree friends, ₦50,000 each, and ₦20,000 lands with you.
YouEva’s voice, your plan, your address and every security control.
Duress signalA word that looks normal on screen while your people are alerted.
Chat with EvaTell her the goal. She handles the steps and asks before anything moves.
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One card, every currencySpend from whichever balance suits, and freeze it from the app.
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Pryme app: Home
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Pryme app: Multicurrency card
Pryme app: What Eva may do without asking
Pryme app: Receipts and statements
MoneyAgentsApprovalAgentsEvery currencyYour approval

Open an account. Get money to spend.

Global money. Intelligent growth.

We give you a limit to spend at the shops and services you already use — and an account that works on your month while you get on with it. Dollars, pounds and euros sit beside your Naira, and an assistant handles the running of it, asking you first every single time.

One global account for your money and business. Move across currencies, automate everyday operations and put AI agents to work — with you in control of every important decision.

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Pryme Intelligence
Eva, the assistant that runs a Pryme accountEvayour assistant
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Business Account

Open an account. Get customers.

Your competitor down the road sells the same thing you sell. The difference is who walks in. We put money in people’s hands that can only be spent in businesses like yours — and then we point them at you.

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You are not borrowing. You are selling to somebody who already has the money — and that money can only be spent with a business like yours.

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johndoe.mypryme.com · Spaces

Spaces Showing 30 days

Spaces is onshoppers near you can see your shop
Spaces brought you · 30 days ₦2,578,550.00 104 sales from 71 shoppers ▼ 4% on the period before
Where the money came from
91% shoppers who had been in before 9% first visit to your shop
21 of 71 came back more than once Average basket ₦24,793.75 Biggest shopper ₦142,300.00
24 Jul returningnew to you 22 Aug
Money on its way to you confirmed at the counter · on its way to your Naira account
Confirmed at the counter ₦47,150.002 sales today · final the moment they paid
Sales of 23 Aug₦90,9503 sales · confirmed
Sales of 24 Aug₦196,2005 sales · confirmed
Sales of 25 Aug₦47,1502 sales · confirmed
nothing for you to do · it arrives on its own
Lands in your NGN account ₦334,300.0010 sales in flight
The shopper · Pryme app
4:34
‹
BorrowLoans
SpacesSalary Advance
Spaces credit₦21,450 available
Repay ₦78,550
₦78,550 in use₦100,000 limit
Hold 25% · repay 2 more early to drop to 20%

₦100,000 from day one · agreement v2.1 · 12 Aug · View

Near youCategories 9Your loans 9
🛒Grocery / Retail4 places
🍽Eateries / Restaurants4 places
💊Pharmacies3 places
🎬Movies & Cinema3 places
🚌Transport3 places
💇Spa’s & Saloons3 places
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You growfaces that had never been to your shop — and most come back on their own.
The account

One account. Every currency you trade in.

Pryme Business4 currencies · one ledger
Base
₦127,328,879.23NGN · Nigerian Naira
$1,240.00USD · US Dollar
£480.00GBP · Pound Sterling
€310.00EUR · Euro
  • A named Naira account with Solid Allianze MFB — NDIC insured, your business name on it.
  • Real details abroad. A US account number, a UK sort code, an IBAN for the euro area.
  • Every currency has its own statement — regular or certified, with a code anyone can verify.
Swapping · in the app
4:34
‹···
Current account · NGN ₦127,328,879.23
SwapBoth balances move at once, on one ledger
Fill it inAsk Eva
$1 = ₦1,650.00
FromNGN ▾
250,000Available ₦127,328,879.23
ToUSD ▾
151.52after swap $1,391.52
Rate$1 = ₦1,650.00
Fee—
You get$151.52
NowWhen it hits

Eva waits for your rate and asks before she moves anything.

Target rate
$1 =1,585.00₦
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Pryme Pay

Take money on your site, or on a checkout of your own.

No card, no OTP, nothing for the buyer to type in. They transfer from the bank app they already use, and the money lands in the same account your agents are running — already matched to the order, already in your books.

Pay from your bank app

We give the buyer a one-time account number. They transfer to it from any bank app or by USSD — no card, no OTP, nothing to type in.

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To this account, from any bank app. We watch it, and the page updates itself.

Send exactly₦26,767.50Copy
BankSolid Allianze MFB
Account number0000 000 000Copy
Account namePRYME / JOHNDOE‑ORD1042
Watching the account — nobody has to confirm anything.
Payment received

₦26,767.50 from GTBank · John D., matched to order ORD‑1042.

OrderORD-1042
Settled intoJohn Doe Trading Ltd · Naira account 0000 000 000
Receiptsent to the buyer
Get your receiptRun it again
Your checkout, your brand.On the site you already have, in your colours, on your own domain — or on a page we host for you.
A link for anything you sell.One price, one buyer, one link — sent on WhatsApp, Instagram or email, and paid the same way.
It lands already reconciled.Matched to the order, receipt issued, and in your books before you have looked at it.
Business Account

A team you did not have to hire.

Five agents come with the account. Each one has a job description, a budget and a ceiling you set. They do the work and bring it to you — nothing leaves the account without your signature.

CS Chief of Staff Runs the week

Knows what is stuck, who is waiting and what you promised — and keeps all three moving.

Booked a meeting with John Doe Foods for Thursday 11:00.
FI Finance Watches the money

Keeps the books as you trade and tells you the moment something does not add up.

Flagged a duplicate — invoice DP‑11908 was already paid in July.
COCompliance Keeps you inside the rules

Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.

Screened 412 payments overnight and refused two of them.
SA Sales Chases what is owed

Goes back to the buyers who went quiet, with the receipt already attached.

Recovered ₦410,000 across three overdue invoices.
SU Customer Support Answers your customers

Replies, follows up on what they asked for and hands you only the ones that need you.

Resolved 4 conversations — two deliveries, one refund.
Every agent prepares and proposes. You are the only one who can approve.
Build on Pryme

Our rails, under your product.

Issue a dedicated Naira account number to each of your own customers, collect into it and reconcile against it. The same rails the Business Account runs on, with the licence behind them.

Read the API
Pryme Business

One business account. Every currency you trade in.

Dollars, pounds and euros beside a Naira account, on one ledger and one set of books. Five agents come with it and run the account — nothing leaves without your signature.

The Pryme Business home page: Naira, dollar and pound balances on one account, the money actions, five agents working and a live stream of what they have done
Business · the page your team signs into

A team you did not have to hire

Five agents come with the account. Each has a job description, a budget and a ceiling you set. They do the work and bring it to you — they propose, you approve.

CSChief of Staff Runs the week

Knows what is stuck, who is waiting and what you promised, and keeps all three moving.

Booked the quarterly review with your auditor for Thursday.
FIFinance Watches the money

Keeps the books in every currency you hold and flags the moment something does not add up.

Flagged a duplicate — invoice DP‑11908 was already paid in July.
COCompliance Keeps you inside the rules

Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.

Screened 412 payments overnight and refused two of them.
SASales Chases what is owed

Goes back to the buyers who went quiet, with the invoice and the receipt already attached.

Recovered $12,400 across three overdue invoices.
SUCustomer Support Answers your customers

Replies, follows up on what they asked for and hands you only the ones that need you.

Resolved 4 conversations — two deliveries, one refund.
Every agent prepares and proposes. You are the only one who can approve.
Open a business account

Ten years, one trunk

The business has changed shape four times and never changed what it was rooted in. Each version was built out of what the last one could not do.

2016E-commerce

An online grocery store, built out of a faulty tab. Selling the food was the easy part — taking the money for it, and moving it, turned out to be the business.

2018OjirehPrime Card

A prepaid card. The first time the company issued rather than resold, and the first time it carried the obligations that come with holding somebody else’s money.

2020Microfinance bank

PrymeSolid Allianze acquired — an existing bank with an existing licence. The perimeter stopped being someone else’s to draw.

2023Multicurrency

More than one currency on one balance, and the rebrand to Pryme. A Nigerian business could hold dollars without holding a second institution.

2026Agentic operations

Accounts that do the work rather than only hold value. Five agents on the account, inside a policy you write — which is where the new mark starts.

Questions

The things people ask us first.

What is Pryme?

Pryme is a financial technology company. It gives people and businesses in Nigeria one account that holds Naira alongside dollars, pounds and euros, and a set of agents that do the running of it — keeping the books, chasing what is owed, answering customers and paying bills. Nothing leaves an account without the owner’s approval.

Can I hold dollars, pounds and euros in a Pryme account?

Yes. A Pryme account holds Naira, US dollars, pounds sterling and euros side by side on one ledger, each with its own account details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area. You can swap between them at a rate you set, and every currency has its own statement.

What is Spaces?

Spaces is available in Nigeria. It gives a shopper money to spend that can only be spent with a participating business. The business is paid into its Naira account whether or not the shopper repays, because Pryme carries the credit. For the business it is free to join, there is nothing monthly, and the customer’s identity is never shown — only a reference and what it is worth.

What do the agents on a Pryme Business Account do?

Five agents come with the account. The Chief of Staff runs the week and keeps what is stuck moving. Finance watches the money and keeps the books as you trade. Compliance keeps the filings on time and screens what moves. Sales chases what you are owed. Customer Support answers your customers and follows up. Each has a job description, a budget and a ceiling you set, and each one proposes rather than acts — nothing leaves the account without your signature.

How does Pryme Pay work?

Pryme Pay takes payments on your own site or on a checkout page you control. The buyer is given a one-time account number and transfers to it from any bank app or by USSD — no card, no OTP, nothing to type in. The money lands in the same account your agents are running, already matched to the order and already in your books.

What are Savings Boxes?

Savings Boxes are separate pots inside a Pryme account, held in Naira. Flexible Boxes can be withdrawn at any time, Fixed Boxes hold to a date, Investment Boxes hold for longer, and Interest-free Boxes earn nothing by design. A business can use them to ring-fence payroll and the tax it withholds, so that money cannot be spent by accident.

Who holds my money, and is it protected?

Pryme is a financial technology company, not a bank. Accounts and deposits are provided by Solid Allianze Microfinance Bank Limited, which is licensed by the Central Bank of Nigeria and is a member of the Nigeria Deposit Insurance Corporation.

Can I build on Pryme?

Yes. Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.

What is Pryme?

Pryme is a financial technology company. It gives you one account that holds US dollars, pounds sterling and euros beside Naira, with an assistant that runs the account for you and asks before anything moves. Accounts are provided in Nigeria today, and further markets open as each licence lands.

Can I open a Pryme account from outside Nigeria?

Accounts are provided in Nigeria today, subject to verification and approval. Foreign-currency balances are held and converted inside that account, so you can hold, receive and swap dollars, pounds and euros wherever you are.

Which currencies can I hold with Pryme?

Naira, US dollars, pounds sterling and euros, side by side on one ledger. Each has its own details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area — and each has its own statement.

How do I send money to Nigeria with Pryme?

Swap at a rate you set rather than the rate of the day, then send to any Pryme username or to a Nigerian bank account. There is no fee to send to another Pryme account.

What does the assistant do?

Eva is the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals, pays what is due and follows up what is owed to you — and asks you before anything moves.

What is Pryme Rails?

Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.

The Ledger

Notes on money that does the work: what we are building, what the regulation actually says, and how we think about letting software act on money. Read the Ledger

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Home · The Ledger · Enugu
Cities

New Yam season in Enugu: when yam and foodstuff prices fall

Why yam and some foodstuff get cheaper around harvest and the New Yam festivals in Enugu, what stays expensive, and how to buy and store in bulk.

PE
Pryme editorialCities desk · 19 Oct 2026 · 4 min read
The short answer

Yam and some foodstuff prices around Enugu usually ease after harvest, when fresh supply reaches markets around the time communities hold their New Yam festivals, and rise again as stored stock runs down before the next season. Festival dates are set by each community and harvest timing varies by year and crop, so watch market prices for a few weeks rather than relying on a fixed date.

In Enugu and across the South-East, the New Yam festival marks the arrival of the new harvest. Traditionally, many communities do not eat or sell new yam publicly until the festival has been held, which is why the festival and the price of yam are linked in people's minds. This guide explains why prices fall, which foods follow the pattern and which do not, and how to buy in bulk without losing money to spoilage.

Why prices fall after harvest

Food prices follow supply. In the months before harvest, markets sell from stored stock that is shrinking, and prices rise. When the new harvest comes in, supply jumps and farmers who need cash sell quickly, so prices ease. Yam follows this pattern strongly because it is a seasonal crop with limited storage life.

  • Before harvest: stored tubers are scarcer, prices higher.
  • Harvest and festival period: new tubers arrive, choice widens, prices ease.
  • Months after: prices stay moderate while stored yam holds, then rise as stock runs down.

Input costs matter too. In August 2024 Enugu State reported distributing agro inputs to farmers alongside MSME grants (Peoples Gazette, Aug 2024); support of this kind affects how much farmers plant and harvest in later seasons.

What follows the season and what does not

FoodSeasonal patternNotes
YamStrong; eases after harvestStorage life limited; buy sound tubers
Fresh maize and vegetablesStrong; cheap in seasonDo not store long
Cassava products (garri)ModerateProcessed, so storable
Rice, beans, oilWeaker link to local harvestAffected by transport, fuel and wider markets
LivestockRises with festivals and DecemberDemand-driven, not harvest-driven

How to buy yam in bulk

  1. Watch prices for two or three weeks as new yam arrives, at the same market and for the same tuber size.
  2. Buy sound tubers: firm, unbroken skin, no soft or mouldy patches, no cuts from harvesting.
  3. Agree transport before buying; yam is heavy and transport can wipe out the saving.
  4. Store well: in a dry, shaded, airy place, off the floor, not piled high, and checked weekly for rot.
  5. Eat the weakest first and remove any tuber that starts to rot, because rot spreads.

Worked example: bulk buy versus weekly buying

All figures are illustrative. A family eats 3 medium tubers a week. Bought weekly before harvest at ₦4,000 each, 12 weeks costs 3 x 12 x 4,000 = ₦144,000. Bought in bulk after harvest at ₦2,800 each, 36 tubers cost ₦100,800, plus ₦6,000 transport, so ₦106,800. If 4 tubers rot in storage, the family must replace them at the later price: 4 x ₦4,000 = ₦16,000, for a total of ₦122,800. The saving is ₦144,000 - ₦122,800 = ₦21,200, about 15%. Without any rot it would be ₦37,200. Storage quality decides most of the gain.

Buying closer to the farm

Some Enugu households buy yam from relatives or village markets in farming areas of the state rather than in the city. Prices at source can be lower because the trader's transport and margin are not yet added, but the saving only holds if you count your own transport and time.

  • Ask a relative to buy and hold tubers in the village until you collect, so you are not paying for a special trip.
  • Agree the number and size of tubers before money is sent, and ask for a photo before they are loaded.
  • Share a vehicle with others buying at the same time to split transport.
  • Collect within a short time of purchase; tubers bruised in transit rot faster.

Small food businesses that cook yam daily can save most from timing, because they buy in quantity every week. Logging the price per tuber every week for a year shows when to stock up.

Planning around the season

  • Shift meals towards what is in season; it is the simplest saving.
  • Buy storable staples such as garri when prices are moderate, not just before December, when festive demand pushes prices up (see December in Enugu).
  • Split bulk purchases with a neighbour or relative if you lack storage.
  • Keep a simple price log for your three main foods; after a year you will know your own market's cycle.

For the trade-offs of buying in bulk, see buying foodstuff in bulk on credit, and for where to buy, Enugu's smaller markets.

Context: incomes

Food takes a large share of household budgets. The Enugu State minimum wage is ₦80,000 a month from October 2024 (Federal Ministry of Information, Oct 2024); at the illustrative pre-harvest price above, a week's yam for a family would cost ₦12,000, or 15% of that wage, which shows why timing purchases matters.

Where Pryme fits

A Flexible Savings Box lets you put money aside in the months before harvest so you can buy in bulk when prices ease. A Personal Assistant can remind you to check prices as the season turns.

Questions people ask

When is yam cheap in Enugu?

Usually after harvest, when new yam reaches markets around the time communities hold their New Yam festivals. Dates vary by community and year, so watch prices for a few weeks.

Why is yam expensive before the New Yam festival?

Markets are selling from stored stock that is running down, and many communities do not sell new yam publicly until the festival is held.

How do I store yam so it does not rot?

Keep tubers in a dry, shaded, airy place off the floor, avoid piling them high, check weekly and remove any that start to rot.

Is it cheaper to buy yam in bulk?

Often, if you buy after harvest and store well. In our worked example a bulk buy saved about 15% after allowing for some rot and transport.

Sources

  1. Peoples Gazette (NAN): Enugu govt distributes agro inputs, MSME grants (8 Aug 2024) · accessed Oct 2026
  2. Federal Ministry of Information: Gov Mbah approves N80,000 as minimum wage for Enugu workers (25 Oct 2024) · accessed Oct 2026

This article is general information, not financial, legal or tax advice. Products described are provided under the terms on this site and are subject to regulation and eligibility.

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