AI agents for business finance: what they can and can't do
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
Meet Eva, the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals and follows up. Nothing leaves your account without your approval.
Meet Eva, the assistant inside the Pryme app. She holds dollars, pounds, euros and Naira side by side, swaps at a locked rate, pays bills in any of them and sends anywhere, asking before anything moves.













We give you a limit to spend at the shops and services you already use — and an account that works on your month while you get on with it. Dollars, pounds and euros sit beside your Naira, and an assistant handles the running of it, asking you first every single time.
One global account for your money and business. Move across currencies, automate everyday operations and put AI agents to work — with you in control of every important decision.




Evayour assistant
DanielChief of Staff
BenFinance
BruceCareYour competitor down the road sells the same thing you sell. The difference is who walks in. We put money in people’s hands that can only be spent in businesses like yours — and then we point them at you.
You are not borrowing. You are selling to somebody who already has the money — and that money can only be spent with a business like yours.
₦100,000 from day one · agreement v2.1 · 12 Aug · View
Eva waits for your rate and asks before she moves anything.
No card, no OTP, nothing for the buyer to type in. They transfer from the bank app they already use, and the money lands in the same account your agents are running — already matched to the order, already in your books.
We give the buyer a one-time account number. They transfer to it from any bank app or by USSD — no card, no OTP, nothing to type in.
Get the account numberTo this account, from any bank app. We watch it, and the page updates itself.
₦26,767.50 from GTBank · John D., matched to order ORD‑1042.
Five agents come with the account. Each one has a job description, a budget and a ceiling you set. They do the work and bring it to you — nothing leaves the account without your signature.
Knows what is stuck, who is waiting and what you promised — and keeps all three moving.
Booked a meeting with John Doe Foods for Thursday 11:00.Keeps the books as you trade and tells you the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the receipt already attached.
Recovered ₦410,000 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.Issue a dedicated Naira account number to each of your own customers, collect into it and reconcile against it. The same rails the Business Account runs on, with the licence behind them.
Dollars, pounds and euros beside a Naira account, on one ledger and one set of books. Five agents come with it and run the account — nothing leaves without your signature.
Five agents come with the account. Each has a job description, a budget and a ceiling you set. They do the work and bring it to you — they propose, you approve.
Knows what is stuck, who is waiting and what you promised, and keeps all three moving.
Booked the quarterly review with your auditor for Thursday.Keeps the books in every currency you hold and flags the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the invoice and the receipt already attached.
Recovered $12,400 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.The business has changed shape four times and never changed what it was rooted in. Each version was built out of what the last one could not do.
An online grocery store, built out of a faulty tab. Selling the food was the easy part — taking the money for it, and moving it, turned out to be the business.
A prepaid card. The first time the company issued rather than resold, and the first time it carried the obligations that come with holding somebody else’s money.
Solid Allianze acquired — an existing bank with an existing licence. The perimeter stopped being someone else’s to draw.
More than one currency on one balance, and the rebrand to Pryme. A Nigerian business could hold dollars without holding a second institution.
Accounts that do the work rather than only hold value. Five agents on the account, inside a policy you write — which is where the new mark starts.
Pryme is a financial technology company. It gives people and businesses in Nigeria one account that holds Naira alongside dollars, pounds and euros, and a set of agents that do the running of it — keeping the books, chasing what is owed, answering customers and paying bills. Nothing leaves an account without the owner’s approval.
Yes. A Pryme account holds Naira, US dollars, pounds sterling and euros side by side on one ledger, each with its own account details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area. You can swap between them at a rate you set, and every currency has its own statement.
Spaces is available in Nigeria. It gives a shopper money to spend that can only be spent with a participating business. The business is paid into its Naira account whether or not the shopper repays, because Pryme carries the credit. For the business it is free to join, there is nothing monthly, and the customer’s identity is never shown — only a reference and what it is worth.
Five agents come with the account. The Chief of Staff runs the week and keeps what is stuck moving. Finance watches the money and keeps the books as you trade. Compliance keeps the filings on time and screens what moves. Sales chases what you are owed. Customer Support answers your customers and follows up. Each has a job description, a budget and a ceiling you set, and each one proposes rather than acts — nothing leaves the account without your signature.
Pryme Pay takes payments on your own site or on a checkout page you control. The buyer is given a one-time account number and transfers to it from any bank app or by USSD — no card, no OTP, nothing to type in. The money lands in the same account your agents are running, already matched to the order and already in your books.
Savings Boxes are separate pots inside a Pryme account, held in Naira. Flexible Boxes can be withdrawn at any time, Fixed Boxes hold to a date, Investment Boxes hold for longer, and Interest-free Boxes earn nothing by design. A business can use them to ring-fence payroll and the tax it withholds, so that money cannot be spent by accident.
Pryme is a financial technology company, not a bank. Accounts and deposits are provided by Solid Allianze Microfinance Bank Limited, which is licensed by the Central Bank of Nigeria and is a member of the Nigeria Deposit Insurance Corporation.
Yes. Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Pryme is a financial technology company. It gives you one account that holds US dollars, pounds sterling and euros beside Naira, with an assistant that runs the account for you and asks before anything moves. Accounts are provided in Nigeria today, and further markets open as each licence lands.
Accounts are provided in Nigeria today, subject to verification and approval. Foreign-currency balances are held and converted inside that account, so you can hold, receive and swap dollars, pounds and euros wherever you are.
Naira, US dollars, pounds sterling and euros, side by side on one ledger. Each has its own details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area — and each has its own statement.
Swap at a rate you set rather than the rate of the day, then send to any Pryme username or to a Nigerian bank account. There is no fee to send to another Pryme account.
Eva is the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals, pays what is due and follows up what is owed to you — and asks you before anything moves.
Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Notes on money that does the work: what we are building, what the regulation actually says, and how we think about letting software act on money. Read the Ledger
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
How multi-currency business accounts work: local details vs SWIFT, payment rails, the real cost of FX, safeguarding vs deposit protection, and hedging.
How UK, US, Canadian and European firms pay Nigerian suppliers and get paid by Nigerian clients: FX, Form A and M, tax, compliance and payout routes.
What it really costs to send money to Nigeria from the UK, US, Canada and Europe: fees, exchange-rate margins, CBN naira rules, BVN, speed and scams.
What AI can and cannot do in day-to-day bookkeeping, how much time it saves on real numbers, and which jobs must stay with you or your accountant.
Labelled nightly price ranges for budget, mid-range and upper hotels and shortlets in Asaba, when prices jump for events, and how to book safely.
There is no official price list for hotels in Asaba, and rates change with demand. As a labelled guide, budget hotel rooms often sit in the tens of thousands of naira a night, mid-range rooms higher, and upper-end hotels and whole shortlet apartments higher still, with weekends, December and big weddings or burials pushing prices up. Confirm the rate directly with the hotel or host, pay into an account in the business's name, and get a receipt.
Asaba receives a steady flow of visitors: people on government business in the state capital, families home for weddings, burials and Christmas, and travellers passing between Lagos, Benin and the South-East. That mix keeps hotels busy and makes prices swing. This guide gives labelled price ranges to plan with, explains what drives the swings, and sets out how to book without being caught by a fake listing.
| Type (example ranges only) | Per night | Typically includes |
|---|---|---|
| Budget hotel room | ₦25,000 to ₦45,000 | Room, fan or AC, sometimes no breakfast |
| Mid-range hotel room | ₦50,000 to ₦100,000 | AC, breakfast, generator back-up, security |
| Upper-end hotel room | ₦120,000 to ₦250,000 and above | Breakfast, pool or gym, steady power, room service |
| Shortlet, 1-bedroom apartment | ₦50,000 to ₦90,000 | Kitchen, living room, often a caution deposit |
| Shortlet, 3-bedroom apartment | ₦120,000 to ₦250,000 | Suits families or groups; caution deposit common |
Location matters. Rooms close to government offices and the main commercial roads, or in quieter residential areas with better power, commonly cost more than those on the edges of town. Ask about power: a cheaper room in a hotel with long generator off-hours at night may not be the bargain it looks.
A hotel suits short stays, business trips and anyone who wants reception, security and breakfast handled. A shortlet suits families, groups and longer stays, because a whole apartment with a kitchen can cost less per person than several hotel rooms and lets you cook. The trade-off is that a shortlet usually has no front desk, power back-up varies, and a caution deposit ties up money until you leave.
Example only. A couple travelling to Asaba for a Saturday wedding books a mid-range room for Friday and Saturday nights at ₦70,000 a night, plus ₦15,000 a day for food not included and ₦10,000 a day for local taxis.
| Item | Amount |
|---|---|
| Room, 2 nights at ₦70,000 | ₦140,000 |
| Food, 2 days at ₦15,000 | ₦30,000 |
| Local transport, 2 days at ₦10,000 | ₦20,000 |
| Total (example) | ₦190,000 |
If the same weekend fell in late December, the room line alone could be noticeably higher, so book early or consider staying with family and paying only for transport.
If you have paid for a booking that turns out not to exist, contact your bank at once with the transfer details and ask it to flag the receiving account, then report to the police with screenshots of the listing and your messages. Speed matters: money moved out of a receiving account quickly is much harder to recover.
More on deposits: how shortlet caution deposits work. For getting to Asaba, see flights vs road from Asaba; the state says Asaba International Airport is targeting improved services and international flight operations.
Spaces, Pryme's merchant ecosystem that includes hotels and shortlets, currently operates in Lagos, Abuja and Port Harcourt, not Asaba. For an Asaba trip you can pay by transfer from the app (send money) and keep a travel fund in a Savings Box (Savings Boxes). Hotel and shortlet owners in Asaba can use a Pryme Business Account to take bank-transfer checkout payments free of charge (checkout).
There is no official price list. As a labelled guide, budget rooms often run from about ₦25,000 to ₦45,000, mid-range from ₦50,000 to ₦100,000 and upper-end from ₦120,000 upwards. Confirm the rate with the hotel.
As a labelled example, a 1-bedroom shortlet from about ₦50,000 to ₦90,000 a night, often with a caution deposit. Ask the host for the full cost in writing.
Around Christmas and New Year, and on weekends with large weddings, burials or state events.
Book through the hotel's own channels, pay into an account in the business's name, and get written confirmation and a receipt.
This article is general information, not financial, legal or tax advice. Products described are provided under the terms on this site and are subject to regulation and eligibility.
Labelled nightly ranges for guesthouses, mid-range hotels and shortlets in Makurdi, when prices jump, and how to book without losing your deposit.
Labelled nightly price ranges for Osogbo hotels and shortlets, what changes in Osun-Osogbo festival season, and how to book without being scammed.
Labelled nightly price ranges for hotels and shortlets in Umuahia by class, what December does to rates, and how to book without losing a deposit.
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