AI agents for business finance: what they can and can't do
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
Meet Eva, the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals and follows up. Nothing leaves your account without your approval.
Meet Eva, the assistant inside the Pryme app. She holds dollars, pounds, euros and Naira side by side, swaps at a locked rate, pays bills in any of them and sends anywhere, asking before anything moves.













We give you a limit to spend at the shops and services you already use — and an account that works on your month while you get on with it. Dollars, pounds and euros sit beside your Naira, and an assistant handles the running of it, asking you first every single time.
One global account for your money and business. Move across currencies, automate everyday operations and put AI agents to work — with you in control of every important decision.




Evayour assistant
DanielChief of Staff
BenFinance
BruceCareYour competitor down the road sells the same thing you sell. The difference is who walks in. We put money in people’s hands that can only be spent in businesses like yours — and then we point them at you.
You are not borrowing. You are selling to somebody who already has the money — and that money can only be spent with a business like yours.
₦100,000 from day one · agreement v2.1 · 12 Aug · View
Eva waits for your rate and asks before she moves anything.
No card, no OTP, nothing for the buyer to type in. They transfer from the bank app they already use, and the money lands in the same account your agents are running — already matched to the order, already in your books.
We give the buyer a one-time account number. They transfer to it from any bank app or by USSD — no card, no OTP, nothing to type in.
Get the account numberTo this account, from any bank app. We watch it, and the page updates itself.
₦26,767.50 from GTBank · John D., matched to order ORD‑1042.
Five agents come with the account. Each one has a job description, a budget and a ceiling you set. They do the work and bring it to you — nothing leaves the account without your signature.
Knows what is stuck, who is waiting and what you promised — and keeps all three moving.
Booked a meeting with John Doe Foods for Thursday 11:00.Keeps the books as you trade and tells you the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the receipt already attached.
Recovered ₦410,000 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.Issue a dedicated Naira account number to each of your own customers, collect into it and reconcile against it. The same rails the Business Account runs on, with the licence behind them.
Dollars, pounds and euros beside a Naira account, on one ledger and one set of books. Five agents come with it and run the account — nothing leaves without your signature.
Five agents come with the account. Each has a job description, a budget and a ceiling you set. They do the work and bring it to you — they propose, you approve.
Knows what is stuck, who is waiting and what you promised, and keeps all three moving.
Booked the quarterly review with your auditor for Thursday.Keeps the books in every currency you hold and flags the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the invoice and the receipt already attached.
Recovered $12,400 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.The business has changed shape four times and never changed what it was rooted in. Each version was built out of what the last one could not do.
An online grocery store, built out of a faulty tab. Selling the food was the easy part — taking the money for it, and moving it, turned out to be the business.
A prepaid card. The first time the company issued rather than resold, and the first time it carried the obligations that come with holding somebody else’s money.
Solid Allianze acquired — an existing bank with an existing licence. The perimeter stopped being someone else’s to draw.
More than one currency on one balance, and the rebrand to Pryme. A Nigerian business could hold dollars without holding a second institution.
Accounts that do the work rather than only hold value. Five agents on the account, inside a policy you write — which is where the new mark starts.
Pryme is a financial technology company. It gives people and businesses in Nigeria one account that holds Naira alongside dollars, pounds and euros, and a set of agents that do the running of it — keeping the books, chasing what is owed, answering customers and paying bills. Nothing leaves an account without the owner’s approval.
Yes. A Pryme account holds Naira, US dollars, pounds sterling and euros side by side on one ledger, each with its own account details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area. You can swap between them at a rate you set, and every currency has its own statement.
Spaces is available in Nigeria. It gives a shopper money to spend that can only be spent with a participating business. The business is paid into its Naira account whether or not the shopper repays, because Pryme carries the credit. For the business it is free to join, there is nothing monthly, and the customer’s identity is never shown — only a reference and what it is worth.
Five agents come with the account. The Chief of Staff runs the week and keeps what is stuck moving. Finance watches the money and keeps the books as you trade. Compliance keeps the filings on time and screens what moves. Sales chases what you are owed. Customer Support answers your customers and follows up. Each has a job description, a budget and a ceiling you set, and each one proposes rather than acts — nothing leaves the account without your signature.
Pryme Pay takes payments on your own site or on a checkout page you control. The buyer is given a one-time account number and transfers to it from any bank app or by USSD — no card, no OTP, nothing to type in. The money lands in the same account your agents are running, already matched to the order and already in your books.
Savings Boxes are separate pots inside a Pryme account, held in Naira. Flexible Boxes can be withdrawn at any time, Fixed Boxes hold to a date, Investment Boxes hold for longer, and Interest-free Boxes earn nothing by design. A business can use them to ring-fence payroll and the tax it withholds, so that money cannot be spent by accident.
Pryme is a financial technology company, not a bank. Accounts and deposits are provided by Solid Allianze Microfinance Bank Limited, which is licensed by the Central Bank of Nigeria and is a member of the Nigeria Deposit Insurance Corporation.
Yes. Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Pryme is a financial technology company. It gives you one account that holds US dollars, pounds sterling and euros beside Naira, with an assistant that runs the account for you and asks before anything moves. Accounts are provided in Nigeria today, and further markets open as each licence lands.
Accounts are provided in Nigeria today, subject to verification and approval. Foreign-currency balances are held and converted inside that account, so you can hold, receive and swap dollars, pounds and euros wherever you are.
Naira, US dollars, pounds sterling and euros, side by side on one ledger. Each has its own details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area — and each has its own statement.
Swap at a rate you set rather than the rate of the day, then send to any Pryme username or to a Nigerian bank account. There is no fee to send to another Pryme account.
Eva is the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals, pays what is due and follows up what is owed to you — and asks you before anything moves.
Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Notes on money that does the work: what we are building, what the regulation actually says, and how we think about letting software act on money. Read the Ledger
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
How multi-currency business accounts work: local details vs SWIFT, payment rails, the real cost of FX, safeguarding vs deposit protection, and hedging.
How UK, US, Canadian and European firms pay Nigerian suppliers and get paid by Nigerian clients: FX, Form A and M, tax, compliance and payout routes.
What it really costs to send money to Nigeria from the UK, US, Canada and Europe: fees, exchange-rate margins, CBN naira rules, BVN, speed and scams.
What AI can and cannot do in day-to-day bookkeeping, how much time it saves on real numbers, and which jobs must stay with you or your accountant.
A playbook for Nigerian cinemas and venues: weekday programming, group bookings, schools and offices, and payment options for midweek audiences.
Weekday seats fill when a cinema gives specific audiences a reason to come on specific days: a fixed cheaper day, matinees for students and older viewers, private screenings for offices and churches, school trips, and themed nights. Plan programming around these groups, sell in advance, and make paying easy for people waiting on payday.
Nigerian cinemas, like cinemas everywhere, do most of their business from Friday evening to Sunday and on public holidays. Monday to Thursday screens often run with a few people in a large hall, while staff, power and air conditioning cost the same. Traffic, work hours and money all play a part: many people do not want to cross town after work, and midweek budgets are tight. The goal is not to make Tuesday look like Saturday, but to add enough paying audiences to cover the cost of each session and earn something on top.
Start with occupancy by session. For the last eight weeks, record tickets sold against seats available for every screening. You will usually find a handful of sessions that almost never sell and a few weekday slots with some life.
| Weekday slot | Usual audience | Possible offer |
|---|---|---|
| Late morning | Students on break, retirees, parents | Discounted matinee |
| Afternoon | Schools, groups, shift workers | School and group screenings |
| Early evening | Office workers nearby | Ticket and snack combo, quick-start showings |
| Late evening | Couples, younger adults | Themed nights, premieres |
Consider cutting sessions that never sell and putting the effort into the slots that can grow.
A single, consistent discount day, the same day every week, builds a habit. Customers plan around it, and it pulls price-sensitive viewers away from the weekend, freeing premium weekend seats for full-price buyers.
Offices, churches, alumni groups, birthday parties and corporate clients will book a hall for a private screening or a team outing on a weekday afternoon or evening. Offer a package: a fixed number of seats, a film choice from your current programme, and a snack bundle per head. Take a deposit and write down the cancellation terms. Under the FCCPA, consumers can reasonably cancel advance bookings and are generally entitled to a refund less reasonable cancellation charges, and any restriction must be disclosed in writing.
Schools look for educational and family-friendly outings. Approach head teachers with a weekday morning screening, a set price per pupil, and supervision arrangements. Only show films whose classification suits the age group. Every film must be classified by the National Film and Video Censors Board before distribution or exhibition in Nigeria, and the rating helps schools and parents decide.
Nollywood premieres with cast appearances, classic film nights, football screenings where rights allow, and student nights give people a reason to come that is not just the film. Promote them two to three weeks ahead.
General posters reach weekend viewers who already know you. Midweek audiences need direct contact:
Keep a simple record of where each group booking came from, so you can see which channels are worth the effort and drop the ones that do not bring bookings within a couple of months.
Midweek audiences decide late and are easily put off. Online booking and advance sales reduce the uncertainty. Let customers pay by transfer or card in advance and hold seats; send a confirmation they can show at the door. A bank-transfer checkout gives each booking a reference, which makes reconciling ticket sales easier.
Example only. A 120-seat hall averages 15 tickets on Tuesday evenings at ₦5,000, or ₦75,000 per session. The cinema introduces a discount Tuesday at ₦3,500, partners with two nearby offices for a team-outing offer, and runs a student night. Attendance rises to 70: 70 × ₦3,500 = ₦245,000 in ticket sales. If each visitor also spends ₦2,500 on snacks and drinks, concessions add ₦175,000, compared with about ₦37,500 before. See raising spend per visit for more on that side.
Give each offer at least six weeks before deciding. Midweek habits take time to form.
Movies and cinema is a supported sector in Spaces, Pryme's merchant network. Customers with Loans on Spaces, lent by Solid Allianze Microfinance Bank, can spend that credit only with Spaces merchants, so a cinema in the network is one of the places they can go out midweek, even when payday is still days away. Each customer accepts their agreement before anything is drawn, and the lender carries the repayment. A venue joins by opening a Pryme Business Account; for fees and settlement terms, ask Pryme. See how to tell customers you offer pay-later.
Use a fixed cheaper day, matinees for students and older viewers, private screenings for offices and churches, school trips and themed nights, and sell tickets in advance.
Many cinemas offer weekday screenings for schools. Choose a film whose NFVCB classification suits the pupils' age and agree supervision and price per pupil in advance.
Under the FCCPA, consumers can reasonably cancel advance bookings and are generally entitled to a refund less reasonable cancellation charges, with any restriction disclosed in writing.
Yes. Every film and video work must be classified by the National Film and Video Censors Board before distribution or exhibition in Nigeria.
This article is general information, not financial, legal or tax advice. Products described are provided under the terms on this site and are subject to regulation and eligibility.
How Nigerian cinemas and entertainment venues can set ticket prices by day, session and seat, run discounts that pay, and keep pricing clear and fair.
A pricing method for Nigerian grocers: margins by category, repricing on replacement cost, staples as traffic lines, and FCCPC price rules.
A growth playbook for Nigerian community pharmacies: trust, stock reliability, pharmacist access, chronic-care regulars and easier ways to pay.
You can add the other type later — many of our customers hold both.
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